Find the latest Central Minnesota Credit Union Rates, Offers, and Promotions here.
Continue reading below to learn everything you need to know about Central Minnesota Credit Union 1.90% APY Rate.
Table of Contents
About Central Minnesota Credit Union Savings
Central Minnesota Credit Union is headquartered in Melrose, Minnesota and was established in 1939. Since then they have grown to 25 locations, offer savings rates that are 4X the national average, and have an A health rating.
This account makes it easier with safe, secure, high-yield savings products such as savings accounts and certificates of deposit on its depository banking side, and mortgage loans on its lending side.
I’ll review Central Minnesota Credit Union Savings below.
| Eligibility: Membership in Central Minnesota Credit Union is open to those who live, work, attend school or worship in Becker, Benton, Clay, Douglas, Grant, Kandiyohi, Meeker, Morrison, Otter Tail, Pope, Sherburne, Stearns, Todd, Wadena, Wilkin, and Wright Counties in Minnesota or in Cass and Richland Counties in North Dakota. See current membership details |
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
Central Minnesota Credit Union Savings 1.90% Rate
- Account Type: My Goal Savings Account
- Interest Rate: 1.90%
- Minimum Balance: $0+
- Maximum Balance: None
- Availability: MN (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Unknown
- Opening Deposit: $5.00
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee: None
- Additional Requirements: See below
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | $100 per week |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Central Minnesota Credit Union Rates
- Open a My Goal Savings Account with an opening deposit of $5
- Make monthly deposits of $20 – $400 into your account
| Balance Requirement | APY Rate |
| $0+ | 1.90% APY |
Why You Should Sign Up For This Account
- Open an account with just $5
- Earn the 1.90% APY rate with a $0 min balance
- Ability to open an unlimited number of goal accounts
- Can create an automated deposit based on your budget and schedule
- NCUA Insured
Bottom Line
Check out this offer from Central Minnesota Credit Union. They are offering a competitive rate when you open a My Goals Savings Account. With no minimum balance and a low $5.00 opening deposit, you’ll start accruing interest at a high rate as soon as they post to your account.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Central Minnesota Credit Union.
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