Find out more about GCS Credit Union Simply More Checking Account here.
Available in Illinois, GCS Credit Union is offering a staggering 1.75% APY with a maximum balance of $10,000 on their Simply More Checking Account.
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About GCS Credit Union Simply More Checking
Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. They are a community-powered bank: big enough to provide convenience, small enough to offer our neighbors’ customized financial services that meet your ever-changing, 21st Century needs.
|Eligibility: People who live, work, or go to school in these Illinois counties: Sangamon, Logan, Macon, Marion, Jefferson, Perry, Jackson, Williamson, Jersey, Macoupin, Montgomery, Madison, Bond, Clinton, St. Clair, Monroe, Washington and Randolph. Be sure to check out their membership page to learn any addition information when it comes to becoming a member!|
Continue on to learn more about the GCS Credit Union Simply More Checking Account below.
GCS Credit Union Simply More Checking Rate
Residents of Illinois can earn a generous rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 1.75% APY up to $10,000
- Eligible Accounts: Simply More Checking Account
- Credit Inquiry: Unknown, let us know
- Where it’s available: IL (Branch Locator)
- Opening Deposit: No minimum
- Credit Card Funding: Unknown, let us know
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Discover Bank Online Savings||$200 Bonus + 0.40% APY||Review|
|Aspiration||$150 Bonus + 1.00% APY||Review|
|Axos Business Savings||$100 Bonus + 0.20% APY||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
How To Earn Up to 1.75% APY Rate
- Open a Simply More Checking Account with an opening deposit of any amount.
- Meet the following requirements each month to receive the 1.75% APY rate:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatements
- Be enrolled and log into online banking
|Balance Requirement||APY Rate|
- Online banking & bill pay
- Mobile banking
- Visa® debit card
- Free check writing, up to 50 checks per month
Overall, this account is great for those of you who live in the region and qualify for membership. Furthermore, this offer is also available to individuals as young as 14 years of age, so if you wanted you could open an account for your teen to help them handle their money even better!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on GCS Credit Union’s Simply More Checking Account.