Learn about Main Street Bank Kasasa Cash Checking account here.
Available nationwide, Main Street Bank is offering a staggering 2.00% APY with a maximum balance of $15,000 on their Kasasa Cash Checking Account.
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About Main Street Bank Kasasa Cash Checking
Main Street Bank is the foremost relationship-based financial institution in your community, with satisfied customers and loyal employees. They create enduring banking relationships by providing an array of financial products to customers who value exceptional service.
Continue on to learn more about the Main Street Bank Kasasa Cash Checking Account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Main Street Bank Kasasa Cash Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $15,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.00% APY up to $15,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: $100
- Credit Card Funding: Yes, up to $1,000
- Monthly fee: None
(FDIC Insured)
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Aspiration | 1.00% APY + $100 Cash | Review |
| Axos My Savings Builder | Up to 0.70% APY | Review |
| Axos Bank High Yield Savings | 0.61% APY | Review |
| Axos Bank High Yield Money Market | 0.60% APY | Review |
| CIT Bank Money Market | 0.45% APY | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Bank Online Savings | 0.40% APY | Review |
How To Earn Up to 2.00% APY Rate
- Open a Kasasa Cash Checking account from Main Street Bank
- To Earn 2.09% APY for Balance up to $15,000, you must
- Complete At least 1 direct deposit, ACH payment, or bill pay transaction
- Have At least 10 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
| Balance Requirement | APY Rate |
| $0.01-$15,000 | 2.00% APY |
| $15,000+ | 2.00% – 0.25% APY |
| $0.01-$15,000 | 0.05% APY |
Account Features
- Unlimited reimbursement for any and all ATM fees
- Over 30,000 ATMs & over 5,000 shared branches
- Online Banking and Bill Pay
- Mobile Banking
- Never a minimum balance
- Earn Up to 2.00% APY* on balances up to $15,000
- No monthly maintenance fees, for anything
- Visa Debit Card with Chip Technology
- Write unlimited checks
Alternative Rewards Accounts To Consider
 Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Never pay monthly maintenance fees again • No Need to Keep a Minimum Balance to Avoid Fees • No Overdraft or Non-Sufficient Fund Fees • Make Unlimited Withdrawals From Any Domestic ATM for Free |
 With the Discover Cashback Debit Account: • Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year. • Anyone can open a Discover Cashback Debit account online • No monthly fees or monthly balance requirements • With over 60,000 no-fee ATMs in the U.S., Discover is always nearby. • Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)! • Manage your account and avoid late fees by paying bills online. • Deposit checks on the go with your phone or automatically with direct deposit. |
Bottom Line
All in all, the current tiered rates from Main Street Bank is fantastic if you are able to meet the requirements. Although the maximum balance deposit has lowered to $15,000, the high rates are worth taking a second look at. However, do note that the account will trigger a hard pull!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Main Street Bank’s Kasasa Cash Checking Account.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,000 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
Had a similar experience like those that commented. It was a soft pull inquiry though!
0/10 would not recommend. Main Street Bank has completely deceptive practices. I experienced something similar to Jeannine. Finished all the requirements. I made small transactions at a variety of different stores, but MSB thought I wasn’t spending enough money. They sent me an email saying they were shutting down my account, due to the following reasons (which are never mentioned anywhere during the application process or on their website):
– The account you opened with Main Street Bank is intended to be the accountholder’s primary checking account in which payroll transactions and day-to-day spending activities occur
– we expect the account’s debit card to be used frequently throughout each month and for transaction amounts to reflect a wide dollar range.
– Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification Cycle are not considered normal day-to-day spending behavior.
Main street Bank MI closed account for small transactions to same place at beginning of cycle. I finished all requirements for month. Was told get money out by June 8, 2016. They say I will not receive interest from May 24. They also do not accept credit card funding or offer signup bonuses. I am disputing not receiving interest. Was notified too late on Friday prior to 3 day weekend to respond. There is another Main Street Bank in VA offering credit card funding Reward Checking Kasasa 15K 2%.