Learn about Main Street Bank Kasasa Cash Checking account here.
Available nationwide, Main Street Bank is offering a staggering 2.00% APY with a maximum balance of $15,000 on their Kasasa Cash Checking Account.
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About Main Street Bank Kasasa Cash Checking
Main Street Bank is the foremost relationship-based financial institution in your community, with satisfied customers and loyal employees. They create enduring banking relationships by providing an array of financial products to customers who value exceptional service.
Continue on to learn more about the Main Street Bank Kasasa Cash Checking Account below.
Main Street Bank Kasasa Cash Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $15,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.00% APY up to $15,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: $100
- Credit Card Funding: Yes, up to $1,000
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Bank Online Savings||0.40% APY||Review|
How To Earn Up to 2.00% APY Rate
- Open a Kasasa Cash Checking account from Main Street Bank
- To Earn 2.09% APY for Balance up to $15,000, you must
- Complete At least 1 direct deposit, ACH payment, or bill pay transaction
- Have At least 10 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
|Balance Requirement||APY Rate|
|$15,000+||2.00% – 0.25% APY|
- Unlimited reimbursement for any and all ATM fees
- Over 30,000 ATMs & over 5,000 shared branches
- Online Banking and Bill Pay
- Mobile Banking
- Never a minimum balance
- Earn Up to 2.00% APY* on balances up to $15,000
- No monthly maintenance fees, for anything
- Visa Debit Card with Chip Technology
- Write unlimited checks
Alternative Rewards Accounts To Consider
Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined.
• Never pay monthly maintenance fees again
• No Need to Keep a Minimum Balance to Avoid Fees
• No Overdraft or Non-Sufficient Fund Fees
• Make Unlimited Withdrawals From Any Domestic ATM for Free
With the Discover Cashback Debit Account:
• Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
• Anyone can open a Discover Cashback Debit account online
• No monthly fees or monthly balance requirements
• With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
• Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
• Manage your account and avoid late fees by paying bills online.
• Deposit checks on the go with your phone or automatically with direct deposit.
All in all, the current tiered rates from Main Street Bank is fantastic if you are able to meet the requirements. Although the maximum balance deposit has lowered to $15,000, the high rates are worth taking a second look at. However, do note that the account will trigger a hard pull!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Main Street Bank’s Kasasa Cash Checking Account.