Located in Michigan but available nationwide, Main Street Bank is offering up to 3.00% APY with a maximum balance of $30,000 with their free Rewards Checking Account. You must complete some banking qualifications to earn the high interest rate.
With this checking account, enjoy some great features such FREE checking account that pays you high interest and receive unlimited refunds on ATM fees, nationwide! See our Bank Bonuses from HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Table of Contents
Main Street Bank Rewards Checking
- Direct Link to Offer
- Account Type: Rewards Checking Account
- Interest Rate: 3.00% APY
- Maximum Balance: $305,000
- Availability: Nationwide (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Soft pull
- Opening Deposit: A minimum of $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- Additional Requirements: Have at least 12 debit card purchases, receive eStatement notice, at least 1 direct deposit, 1 automatic payment (ACH), or have 1 bill pay post and settle.
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Main Street Bank Rewards Checking Features
- FREE checking account
- No minimum balance requirements
- Earns extremely high dividends
- Qualifying accounts get reimbursed up to $4.01 or higher per month on ATM fees
- To qualify you must have per month: Have at least 12 debit card purchases post and settle. Be enrolled and receive eStatement notice. Have at least 1 direct deposit, 1 automatic payment (ACH), or have 1 bill pay post and settle.
How To Earn Up to 3.00% APY Rate
- Sign up to Main Street Bank Rewards Checking Account to earn 3.00% APY for up to $30,000.
- Enroll in eStatements
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit, 1 automatic payment (ACH), or have 1 bill pay post and settle
Note: Balances over $25,000 earn 2.25% to 0.25% APY. Balances that fail to meet all requirements earn 0.05% APY
Main Street Bank is offering a great rewards checking account program! There is no monthly fee, and the account pays you at a high interest rate!
Remember that if your balance is over $30,000, then you will not receive the same rate. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings, HSBC Direct Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses.
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