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PayPal Savings Review: 4.10% APY (Nationwide)

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Available for residents nationwide, PayPal Savings account are offering an attractive 4.10% APY rate, many times the national average. Watch your money grow and set your money aside and earn interest on savings.

Update 12/4/24: The rate has decreased to 4.10% APY from 4.30%.

PayPal Savings has no minimums, no fees. Easy to manage savings with the app for 24/7 access to money transfers, goal tracking, and savings tips.

About PayPal Savings Review

Put your savings to work by transferring money from your bank account or PayPal balance and earn interest on your savings. Plus, you can set up auto-save to make life easier.

I’ll review the PayPal Savings below.

Balance Requirement APY Rate
None  4.10% APY

PayPal Savings Rate

  • What you’ll get: 4.10% APY
  • Account Type: PayPal Savings
  • Availability: Nationwide
  • Minimum Balance: None
  • Maximum Balance: None
  • Credit Inquiry: Unknown
  • Opening Deposit: Not listed
  • Monthly fee: None listed
  • Early Termination Fee: None listed
Learn More at PayPal

(FDIC Insured)

FEATURED BANK RATES
PROMOTIONAL LINKOFFERREVIEW
Quontic Bank Money Market 4.75% APYReview
Continental Bank High Yield Savings 4.41% APYReview
Rising Bank High Yield Savings4.40% APYReview
Western Alliance Bank High-Yield Savings Premier 4.35% APYReview
CIT Bank Platinum Savings4.35% APYReview
State Exchange Bank High-Yield Savings4.35% APYReview
Paprika Capital Bank High Yield Savings4.34% APYReview
Harborstone Credit Union Money Market 4.30% APYReview
mph.bank Money Market4.26% APYReview
Liberty Savings Bank Savings4.26% APYReview
Live Oak Bank Savings 4.20% APYReview
Grand Bank Money Market 4.20% APYReview
Upgrade Premier Savings4.14% APYReview
Customers Bank High Yield Savings4.01% APYReview
SoFi Checking and Savings Account4.00% APY + $325 Bonus
Review
CIT Bank Savings Connect4.00% APYReview
Blue Federal Credit Union Money Market 4.00% APYReview
Betterment Cash Reserve4.00% APYReview
Quontic Bank High Yield Savings 3.85% APYReview
Discover Bank Online Savings 3.75% APYReview
Valley Direct Online Savings 3.75% APYReview
RBMAX High Yield Savings3.66% APYReview
Discover Money MarketUp to 3.65% APYReview

PayPal ACH Capabilities and Limits

ACH Type Speed Daily $ Limit Monthly $ Limit Notes
Push ? ? ? ?
Pull ? ? ? ?

How to Earn PayPal Savings Rate

  1. Open new account at PayPal.
  2. Be sure to have the following info handy as they may ask for it: Name, Address, Social Security Number, Date of Birth and Funding Account Information
  3. Once your account is funded, enjoy earning up to 4.10% APY Rate

Why You Should Sign Up For This Account

  • Watch your money grow. Set your money aside and earn interest on savings.
  • No minimums, no fees. Save with no minimum account balances or fees.
  • Easy to manage savings. Use the app for 24/7 access to money transfers, goal tracking, and savings tips.

Bottom Line

Make sure you check out PayPal to learn more about the high rate on their Savings Account.

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

Check back often to see the latest info on PayPal Savings Account.

More

PayPal: Purchase $50 Adidas Gift Card for $40 (Limit 2)

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Find all the latest PayPal Adidas Gift Card Promotions here on this page! Save big when you purchase shoes, clothing, & much more when you use these gift cards from PayPal. Purchase $50 Adidas Gift Card for $40 Direct Link to Offer Promotion: Purchase $50 Adidas Gift Card for $40 Expiration: Limited time offer How to get it:  Simply ... Keep Reading↠

PayPal: Purchase $25 Cinemark Gift Card for $21.25

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Find Cinemark gift card promotions, bonuses, savings, coupons at PayPal to save money & watch trailers, browse movies & buy tickets! Upgrade your movie-going experience with Luxury Loungers. Purchase $25 Cinemark Gift Card for $21.25 Direct Link to Offer What you’ll get: Purchase $25 Cinemark Gift Card for $21.25 Availability: PayPal ... Keep Reading↠

PayPal: Purchase $50 Buffalo Wild Wings Gift Card for $45

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Find Buffalo Wild Wings gift card promotions at PayPal to save money at a sports bar with beer & wings and a crazy amount of TVs showing all the games. Purchase $50 Buffalo Wild Wings Gift Card for $45 Direct Link to Offer Promotion: Purchase $50 Buffalo Wild Wings Gift Card for $45 Expiration: Limited time offer Availability: PayPal How ... Keep Reading↠

PayPal: Purchase $100 Lowe’s Gift Card for $90

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Find the latest Lowe's deals and promotions from PayPal here! Lowe's offer a great deals on tools that could be use to improve your home. Home improvement can get pretty pricey so be sure to take advantage of these deals for Lowe's from PayPal to save some money! PayPal is constantly rotating gift card deals, so this may be your last chance for a while to get this ... Keep Reading↠

PayPal: Purchase $100 Uber / Uber Eats Gift Card for $90

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  Find all the latest PayPal Uber & Uber Eats Gift Card Promotions here on this page! The next time you get a ride, travel for business, use contactless delivery for restaurant takeout, groceries, and more, be sure to utilize these fantastic gift card deals from PayPal. Purchase $100 Uber / Uber Eats Gift Card for $90 Direct Link to ... Keep Reading↠

American Express Cards: Get $5 Statement Credit w/ $50+ Purchase Using PayPal (Targeted)

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Find the latest American Express Card promotions using PayPal here. Enroll for the offers and reap the benefits when you checkout with PayPal. Get $5 Statement Credit w/ $50+ Purchase Using PayPal (Targeted) Direct Link to Offer (see if you're targeted) Promotion: Through January 28, 2024, you can earn a $5 statement credit up to 3 times after you use ... Keep Reading↠

PayPal: Purchase $50 Domino’s Pizza Gift Card for $42.50 (Limit 2)

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Find all the latest PayPal Dominos Promotions, Coupons, and Discount Promo Codes here! Domino's consistently has the perfect pizza whenever you're craving it. Save big on your future pizza purchases with these money-saving deals from PayPal. Purchase $50 Domino’s Pizza Gift Card for $42.50 Direct Link to Offer What you’ll get: Purchase $50 Domino’s ... Keep Reading↠

PayPal: Purchase $50 DSW Gift Card for $40

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Find DSW Gift Card Promotions, Coupons, Discount Promo Codes at PayPal for great prices for shoes, boots, sandals, handbags & other accessories at DSW.com! Purchase $50 DSW Gift Card for $40 Direct Link to Offer What you’ll get: Purchase $50 DSW Gift Card for $40 Availability: On PayPal Offer expiration: Limited time offer. How to earn ... Keep Reading↠

PayPal: Purchase $50 eBay Gift Card for $45 (Limit 1)

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Find eBay gift card promotions on PayPal. Buy & sell electronics, cars, clothes, collectibles & more on eBay, the world's online marketplace. Top brands, low prices & free shipping on many items. PayPal $50 eBay Gift Card for $45 Direct Link to Offer Promotion: Purchase $50 eBay Gift Card for $45 When it expires: Limited Time Offer How to ... Keep Reading↠

PayPal: Purchase $50 Chipotle Gift Card for $45

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Find Chipotle gift card promotions on PayPal for burritos, tacos, burrito bowls and salads made from fresh, high-quality raw ingredients. PayPal $50 Chipotle Gift Card for $45 Direct Link to Offer Promotion: Purchase $50 Chipotle Gift Card for $45 When it expires: Limited Time Offer How to get it: Simply click on the link below and purchase your ... Keep Reading↠

PayPal: Purchase $50 Carter’s Gift Card for $40

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Find Carter’s Gift Card Promotions, Coupons, Discount Promo Codes on PayPal for everyday low prices on clothing essentials, sleepwear, gifts & accessories for children in sizes newborn to 12 Purchase $50 Carter’s Gift Card for $40 Direct Link to Offer What you’ll get: Purchase $50 Carter’s Gift Card for $40 Availability: PayPal Offer ... Keep Reading↠

PayPal: Purchase $50 Gap Options Gift Card for $40 (Limit 2)

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Find all the latest PayPal Gap Gift Card Promotions here on this page! Save big when you purchase shoes, clothing, & much more when you use these gift cards from PayPal. Purchase $50 Gap Options Gift Card for $40 Direct Link to Offer Promotion: Purchase $50 Gap Options Gift Card for $40 Expiration: Limited time offer How to get it:  ... Keep Reading↠

PayPal: Get $10 Reward w/ $3+ Google Play Spend – Ends 12/25/23

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Find Google Play promotions at PayPal. Enjoy millions of the latest Android apps, games, music, movies, TV, books, magazines & more. Anytime, anywhere, across your devices. Get $10 Reward w/ $3+ Google Play Spend Check your email for this offer - subject line "Enjoy $10 reward from Google Play and PayPal" Promotion: Get a $10 reward when you spend ... Keep Reading↠

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Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.