Chase, Citi, Discover, American Express Credit Cards 5% Cash Back Categories – Quarter II 2015

Below chart gives you the 5% Cash Back Quarterly Categories  for Chase Freedom, Discover It, & Citi Dividend. I also added the year round 5% in office supply stores and cable bundled services with the Chase Ink Plus, Chase Ink Bold, and Chase Ink Cash. For American Express, you can get the SimplyCash Business Card or the Blue Cash Preferred to earn 5% or 6% in their respective categories below.  You should know that Chase, Discover, and Citi open up enrollment for the bonus categories about two weeks before the new quarter begins. Here are the categories that will be earning 5% cash back for the Quarter II 2015.

Editor’s Choice Credit Card:

Discover It MilesFor the first year only,  the Discover it® Miles lets you earn 1.5X Miles on every dollar you spend on purchases– then at the end of your first year, Discover doubles all the Miles you’ve earned. You’ll continue to earn 1.5 miles for every dollar spent after that. With the Discover it® Miles, there is no need to keep track of rotating categories for high travel rewards. It has no foreign transaction fees, $30 back each year for in-flight Wi-Fi purchases, and free FICO score on your monthly statement. Your miles are redeemable in any amount for cash or travel statement credit. Enjoy all the card features with Discover award winning customer service with no annual fee! Apply NowDiscover It Miles Review

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2015 Quarter II Credit Cards 5% Cash Back Categories

Credit CardCash Back Limits5% Cash Back CategoriesSign-Up
Chase Freedom®($100 bonus)
Chase Freedom Review
Up to $1,500/quarter spent in bonus categories-Restaurants
-Bed Bath & Beyond
-H&M
-Overstock.com
Activation
Review
Discover it®
Discover It Review
$1,500 spent in purchases in bonus categories-Restaurants
-Movies
Activation
Review
Citi® Double Cash CardUnlimited-2% Cash Back on All PurchasesReview
Citi® Dividend Platinum Select® Visa® CardUp to $1,500/quarter spent in bonus categories-Macys
-Home Furnishing stores

Activation
SimplyCash® Business Card from American Express ($250 statement credit requires $5,000 in qualifying purchases over the first 6 months, and that the application must be received by February 24, 2015.)Up to $25K in purchases per rebate year, and then 1% thereafterYear Round
-Wireless services directly from US providers
-U.S. Office supplies
Review
Chase Ink Plus® Business Card($750 Bonus towards travel)Up to $50K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Review
Chase Ink Cash® Business Card($300 cash bonus)Up to $25K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Review
More

Comments

  1. Chris says

    My Chase confirmation for the 5% categories says Gas Stations, Drugstores and Starbucks for Jan 1 to March 31, not restaurants and Amazon.

  2. MAC says

    US Bank Cash+ card (relatively new) has one 2% cash back category (drug, gas, groceries) every quarter and 2 5% cash back categories every quarter. Up to you to pick the categories every quarter. 5% cash back categories include Bill Pay (utilities, insurance, internet/cable), airlines, hotels, etc. So far, the same category choices have been available every quarter but T&Cs state they can change.

    • John F. says

      Yes, US Bank Cash+ should be added to the table. Another is the Sallie Mae World Mastercard. 5% cash back year round (remitted as statement credit, student loan payment, or upromise deposit) on grocery, gas, and bookstore purchases, with $250, $250, and $750 monthly caps, respectively. 1% on everything else.

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