Chase, Citi, Discover, American Express Credit Cards 5% Cash Back Categories – Quarter III 2015

Below chart gives you the 5% Cash Back Quarterly Categories  for Chase Freedom, Discover It, & Citi Dividend. I also added the year round 5% in office supply stores and cable bundled services with the Chase Ink Plus and Chase Ink Cash. For American Express, you can get the SimplyCash Business Card or the Blue Cash Preferred to earn 5% or 6% in their respective categories below.  You should know that Chase, Discover, and Citi open up enrollment for the bonus categories about two weeks before the new quarter begins. Here are the categories that will be earning 5% cash back for the Quarter III 2015.

Editor’s Choice Credit Card:

Sapphire PreferredChase Sapphire Preferred® Card offers 40,000 bonus points after you spend $4,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply Now---Chase Sapphire Preferred Review

2015 Quarter III Credit Cards 5% Cash Back Categories

Credit CardCash Back Limits5% Cash Back CategoriesSign-Up
Chase Freedom®($100 bonus)
Chase Freedom Review
Up to $1,500/quarter spent in bonus categories-Gas Stations
SimplyCash® Business Card from American Express ($250 statement credit requires $5,000 in qualifying purchases over the first 6 months, and that the application must be received by September 21, 2015.)Up to $25K in purchases per rebate year, and then 1% thereafterYear Round
-Wireless services directly from US providers
-U.S. Office supplies
Chase Ink Plus® Business Card
($625 Bonus towards travel)
Up to $50K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Chase Ink Cash® Business Credit Card
($200 bonus)
Up to $25K in purchasesYear Round
-Office Supply stores
-Cable bundled services
Citi® Double Cash CardUnlimited-1% cash back on all of your purchases when you buy and an additional 1% cash back as you pay for those purchasesReview
Citi® Dividend Platinum Select® Visa® CardUp to $1,500/quarter spent in bonus categories-Airlines
-Hilton’s Portfolio of Brands

Discover it®
$1,500 spent in purchases in bonus categories-Home Improvement Stores
-Department Stores
Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. LWT says

    For Chase you’re showing the 2nd quarter categories. For July – September you get 5% back at gas stations.

  2. Chris says

    My Chase confirmation for the 5% categories says Gas Stations, Drugstores and Starbucks for Jan 1 to March 31, not restaurants and Amazon.

  3. MAC says

    US Bank Cash+ card (relatively new) has one 2% cash back category (drug, gas, groceries) every quarter and 2 5% cash back categories every quarter. Up to you to pick the categories every quarter. 5% cash back categories include Bill Pay (utilities, insurance, internet/cable), airlines, hotels, etc. So far, the same category choices have been available every quarter but T&Cs state they can change.

    • John F. says

      Yes, US Bank Cash+ should be added to the table. Another is the Sallie Mae World Mastercard. 5% cash back year round (remitted as statement credit, student loan payment, or upromise deposit) on grocery, gas, and bookstore purchases, with $250, $250, and $750 monthly caps, respectively. 1% on everything else.


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