Find out everything you need to know about Blue Federal Credit Union Extreme Checking account here.
Available nationwide, Blue Federal Credit Union is offering an attractive 3.50% APY with a maximum balance of $15,000 on their Extreme Checking Account.
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About Blue Federal Credit Union Extreme Checking
Blue Federal Credit Union serves over 90,000 members in Colorado and Wyoming communities, and around the world. Additionally, as a member-owned, not-for-profit cooperative, they return company profits to their members and communities, rather than to outside investors.
| Eligibility: If you have family or household members who are already Blue members, they can extend their membership to you. Also, if you work in Wyoming or Colorado, your employer may be a part of our Select Employee Groups, which makes you eligible for membership. See more about ways to join here. |
Keep reading to learn more about the Blue Federal Credit Union Extreme Checking Account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
Blue Federal Credit Union Extreme Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $15,000. With a low minimum deposit, you will be able to enjoy the rate to its full potential!
Editor’s Note: You can earn 3.00% APY if you are a Gold Member and 4.00% APY if you are a Sapphire Member of their Rewards for Life loyalty program.
- What you’ll get: 3.50% APY up to $15,000
- Eligible Accounts: Extreme Checking Account
- Credit Inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: $25
- Credit Card Funding: At least $1,500
- Monthly fee: None
(NCUA Insured)
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Aspiration | 1.00% APY + $100 Cash | Review |
| Axos My Savings Builder | Up to 0.70% APY | Review |
| Axos Bank High Yield Savings | 0.61% APY | Review |
| Axos Bank High Yield Money Market | 0.60% APY | Review |
| CIT Bank Money Market | 0.45% APY | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Bank Online Savings | 0.40% APY | Review |
How To Earn 3.50% APY Rate
- Open an Extreme Checking Account with a minimum deposit of $25
- A minimum of 10 debit card transactions must post and clear your account (excluding ATM transactions)
- You must be enrolled in eStatements (must have a valid email address)
- Have at least one of the following post and clear your account on a monthly basis:
- Direct Deposit
- ACH deposit or ACH withdrawal
- Online Bill Payment
| Balance Requirement | APY Rate |
| $0.01-$15,000 | 3.50% APY |
| $15,000+ | 0.10% APY |
Account Features
- ATM fee refunds, up to $21 per month
- Free debit MasterCard® available immediately when you open your account in branches
- Deposit checks using your smart phone with free mobile deposit
- Free withdrawals at over 30,000 network ATMs
- Account access at 5,000 shared branches worldwide
- Cleared checks can be viewed online and printed
- Overdraft protection is available
Alternative Rewards Accounts To Consider
 Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Never pay monthly maintenance fees again • No Need to Keep a Minimum Balance to Avoid Fees • No Overdraft or Non-Sufficient Fund Fees • Make Unlimited Withdrawals From Any Domestic ATM for Free |
 With the Discover Cashback Debit Account: • Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year. • Anyone can open a Discover Cashback Debit account online • No monthly fees or monthly balance requirements • With over 60,000 no-fee ATMs in the U.S., Discover is always nearby. • Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)! • Manage your account and avoid late fees by paying bills online. • Deposit checks on the go with your phone or automatically with direct deposit. |
Bottom Line
Be sure to check out the Extreme Checking Account at Blue Federal. The 4.00% APY bank rate is quite difficult to attain, but the 3.00% APY is fair and attainable for the majority of us, while the 3.50% APY is easily attainable. A 3.50% APY is actually better than quite a handful of the offers at other banks.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Blue Federal Credit Union’s Extreme Checking Account.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| BBVA Free Checking & Savings | $250 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,000 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
Looks like the reward interest changed to 3.00%