Find out everything you need to know about Blue Federal Credit Union Extreme Checking account here.
Available nationwide, Blue Federal Credit Union is offering an attractive 3.50% APY with a maximum balance of $15,000 on their Extreme Checking Account.
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About Blue Federal Credit Union Extreme Checking
Blue Federal Credit Union serves over 90,000 members in Colorado and Wyoming communities, and around the world. Additionally, as a member-owned, not-for-profit cooperative, they return company profits to their members and communities, rather than to outside investors.
|Eligibility: If you have family or household members who are already Blue members, they can extend their membership to you. Also, if you work in Wyoming or Colorado, your employer may be a part of our Select Employee Groups, which makes you eligible for membership. See more about ways to join here.|
Keep reading to learn more about the Blue Federal Credit Union Extreme Checking Account below.
Blue Federal Credit Union Extreme Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $15,000. With a low minimum deposit, you will be able to enjoy the rate to its full potential!
Editor’s Note: You can earn 3.00% APY if you are a Gold Member and 4.00% APY if you are a Sapphire Member of their Rewards for Life loyalty program.
- What you’ll get: 3.50% APY up to $15,000
- Eligible Accounts: Extreme Checking Account
- Credit Inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: $25
- Credit Card Funding: At least $1,500
- Monthly fee: None
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
|Aspiration||1.00% APY + $150 Cash||Review|
|Axos Bank High Yield Savings||Up to 0.61% APY||Review|
|Quontic Bank High Yield Savings||0.55% APY||Review|
|CIT Bank Money Market||0.45% APY||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Bank Online Savings||0.40% APY||Review|
|Axos Business Savings||0.20% APY + $100 Bonus||Review|
How To Earn 3.50% APY Rate
- Open an Extreme Checking Account with a minimum deposit of $25
- A minimum of 10 debit card transactions must post and clear your account (excluding ATM transactions)
- You must be enrolled in eStatements (must have a valid email address)
- Have at least one of the following post and clear your account on a monthly basis:
- Direct Deposit
- ACH deposit or ACH withdrawal
- Online Bill Payment
|Balance Requirement||APY Rate|
- ATM fee refunds, up to $21 per month
- Free debit MasterCard® available immediately when you open your account in branches
- Deposit checks using your smart phone with free mobile deposit
- Free withdrawals at over 30,000 network ATMs
- Account access at 5,000 shared branches worldwide
- Cleared checks can be viewed online and printed
- Overdraft protection is available
Alternative Rewards Accounts To Consider
Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined.
• Never pay monthly maintenance fees again
• No Need to Keep a Minimum Balance to Avoid Fees
• No Overdraft or Non-Sufficient Fund Fees
• Make Unlimited Withdrawals From Any Domestic ATM for Free
With the Discover Cashback Debit Account:
• Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
• Anyone can open a Discover Cashback Debit account online
• No monthly fees or monthly balance requirements
• With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
• Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
• Manage your account and avoid late fees by paying bills online.
• Deposit checks on the go with your phone or automatically with direct deposit.
Be sure to check out the Extreme Checking Account at Blue Federal.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
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