CIT Bank offers accounts for savings and multiple CDs, including a no-penalty CD.
There are no monthly service fees, but both the savings and money market requires a $100 minimum deposit while term CDs require a $1,000 minimum.
In comparison to US Bank has different locations with more than 3,000 branches across 26 states.
They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
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| CIT Bank | US Bank | |
| Locations | Online-only bank | More than 3,000 branches across the U.S. (Locator) |
| ATMs | More than 4,700 ATMs | |
| Savings | 4.5/5 | 3/5 |
| CD | 4/5 | |
| Checking | 4.5/5 | 3/5 |
| Money Market | 5/5 | 3/5 |
| Customer Service | 4/5 | 4.5/5 |
| Mobile App | 4.5/5 | 4.5/5 |
| Pros | -High yield -No monthly service fees -Low opening deposits |
-Promo CD with high APY -Free student account -24/7 customer service |
| Cons | -No physical locations -No check writing |
-High minimums to waive fees – Low savings |
| Bottom Line | CIT Bank is a good online bank that offers a good eChecking account and savings options.| | US Bank offers a wide selection of accounts catered to your needs. |
U.S. Bank Promotions
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Bottom Line
Which Bank is Better: CIT Bank or US Bank?
In summary:
- CIT Bank’s money market account is outstanding. They offer high rates without the balance requirements, so this is a good choice if you aren’t able to commit saving a certain amount each month.
- US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.
For other banking options, see our list of the best bank account bonuses & savings account offers.
More on CIT Bank:
- What Are CIT Bank’s Hours?
- CIT Bank Routing Number
- How to Open CIT Bank Account
- Why CIT Bank is Trustworthy
- How To Use and Find Your CIT Bank Login
More on US Bank:
- What Are US Bank’s Hours?
- How To Open a US Bank Account
- US Bank Routing Number
- How To Find and Use Your US Bank Login
- What Is the US Bank Cashier’s Check Fee?
- US Bank Review
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