Looking to open a new checking account and First National Bank is a candidate on your list? We’ll dive right into the checking account offerings and why it may be a good fit for you.
With account features such as free debit cards, online and mobile banking, First National Bank offers the personal checking options you desire to bank with confidence.
From checking and savings options to fit every lifestyle to loans and investments that help make your dreams a reality – along with financial resources and information to help everyone.
First National Bank Checking Offer
First National Bank is currently offering a $350 reward when you open a new checking account with direct deposit through September 30, 2023.
To receive the $350 direct deposit reward, the following conditions must be satisfied:
- 1) Open a new personal checking account (Freestyle, eStyle, eStyle Plus, Lifestyle or Premierstyle) and make a qualifying electronic-type direct deposit(s), including but not limited to a paycheck or pension from your employer, government benefits (such as Social Security), or other affiliated depositors, totaling $2,500 within the first 90 days after account opening;
- 2) Fifteen (15) customer-initiated debit transactions must be made from your new personal checking account within the 90-day period (including but not limited to point-of-sale transactions that settle and post to your account within the 90-day period, PIN, ATM withdrawals, transfers to other accounts, mobile banking, online bill pay, wire transfers, personal checks, and Zelle® payments); and
- 3) Your account must be open and in good standing. Your $350 reward will be credited to the account within 15 business days following the 90-day period.
(at First National Bank)
This promotional offer is limited to new customers who are residents of Washington, D.C., Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, Virginia and West Virginia and may be redeemed at fnb-online.com only. A $50 minimum deposit is required when opening a checking account online except for the eStyle Account, which is $25. Offer valid for new personal checking accounts opened from July 3, 2023, through September 30, 2023.
Terms:
- Offer is non-transferrable and subject to change without prior notice. Offer may be terminated or extended based on response.
- Offer does not apply to multiple checking accounts, existing FNB checking accounts, or accounts converting to another personal checking account.
- Checking account rewards are limited to one per household per calendar year.
- FNB employees and/or members of their household are not eligible for this promotion.
- FNB may offer multiple promotions at one time.
- Even if you meet the requirements for multiple promotional offers, you are only eligible for and will receive one promotional reward offer.
- Checking accounts closed by the customer within 180 days of opening are subject to a $50 account early closing fee except for the eStyle Account, which has no closing fee.
- Some checking accounts accrue interest based on balance.
- For example, Lifestyle Checking currently pays on tiered rates of .05% – .10% Annual Percentage Yield on balances of $2,500 to $100,000+.
- Interest rates are variable, valid as of July 3, 2023 and subject to change at any time.
- Fees could reduce the earnings on the account.
- See the Consumer Fee Schedule, which is available at any FNB branch, for further information on fees applicable to this account.
- To the extent required by law, FNB will report the value of this reward to the IRS on Form 1099 MISC.
- Any applicable taxes are the responsibility of the account holder.
- In the event we determine your account does not meet the eligibility criteria or the activity on your account does not qualify to meet the required conditions, we will not be obligated to credit your account with the reward payout.
- Offer available only online at fnb-online.com to new customers who are residents of Washington, D.C., Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, Virginia and West Virginia.
For more information please see the First National Bank official site for terms and conditions.
Member FDIC
Checking Account Options
eStyle Account
A checkless account that helps you avoid overdraft fees. eStyle is a simple way to manage your funds without the worry of overdraft fees. This checkless account includes a full range of features and the convenience of digital access that makes paying just about anyone quick and easy.
- No overdraft fees
- No paper checks
- Digital features to pay people or businesses
Learn more about the eStyle Account.
eStyle Plus Account
Earn interest from your account, without the worry of overdraft fees. eStyle Plus helps you avoid overdraft fees while allowing you to grow your money by earning interest on balances. You won’t need to worry about fees for overdrafts and you can pay all of your bills with FNB’s free Online or Mobile Banking services.
- Interest earned on balances $0 – $2,500
- No overdraft fees
- No paper checks
Learn more about the eStyle Plus Account.
Freestyle Checking
Simple is good. Freestyle Checking is simply outstanding.
Freestyle Checking gives you all the things you need – like a debit card, mobile and online banking, online statements and bill pay. And it’s free from all the things you don’t need – like monthly fees when you sign up for online statements or a minimum balance requirement. It’s everything you need to manage your money.
- Unlimited check writing
- No minimum balance
- No monthly service charge
Learn more about the Freestyle Checking Account.
Lifestyle Checking
Don’t just keep an eye on your money. Watch it grow with Lifestyle Checking.
With Lifestyle Checking, you get more than the flexibility to bank anywhere, anytime. You get a tiered interest rate structure, providing the potential of interest rate increases as your account balance rises. Plus, with no monthly service charge when you maintain the minimum balance, it’s the most interesting checking account around.
- Earn interest on a balance greater than $2,500
- Free 3″ x 5″ safe deposit box
- Free first order of checks
Learn more about the Lifestyle Checking Account.
Premierstyle Checking
You’ve moved up in the world, and Premierstyle Checking comes with a world of benefits.
Premierstyle Checking rewards you for doing more of your banking with FNB. It’s the perfect checking account for those who keep higher balances and deserve more from their bank in terms of benefits, rewards and savings.
- Interest earned on balances of $1,000 or greater
- Higher interest with higher balances
- Tons of additional benefits
Learn more about the Premierstyle Checking Account.
About First National Bank
F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in seven states and the District of Columbia.
FNB’s market coverage spans several major metropolitan areas including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina; and Charleston, South Carolina.
The Company has total assets of nearly $44 billion and approximately 350 banking offices with operations throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Virginia and the District of Columbia.
FNB provides a full range of commercial banking, consumer banking and wealth management solutions through its subsidiary network which is led by its largest affiliate, First National Bank of Pennsylvania, founded in 1864.
Commercial banking solutions include corporate banking, small business banking, investment real estate financing, government banking, international banking, business credit, capital markets and lease financing.
The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services.
FNB’s wealth management services include asset management, private banking and insurance.
Bottom Line
With any account, you also get the latest in digital technology – Mobile Banking, Online Banking, and Digital Payments.
For more information please see the First National Bank official site for terms and conditions.
Member FDIC
For more options, see our list of the latest bank bonuses from other institutions like Bank of America, Chase Bank, U.S. Bank, BMO Harris Bank, Discover Bank, TD Bank, Huntington Bank, and more!
