Find out more about USE Federal Credit Union Kasasa Cash Checking account here.
Available nationwide, USE Federal Credit Union is offering a 2.50% APY on their Kasasa Cash Checking Account on balances up to $10,000.
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About USE Federal Credit Union Kasasa Cash Checking
USE Federal Credit Union began in 1938 by Oklahoma City postal workers, and their assets have now grown to over $160 million with over 17,000 loyal members. Their mission is to provide service that goes above and beyond expectations to their members and to each other.
| Eligibility: You’re eligible if you meet one of the requirements such as having a membership with the Friends of the Metro Library System (membership costs $10). For the full details, please see the Full Membership Requirements. |
Continue on to learn more about the USE Federal Credit Union Kasasa Cash Checking Account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
USE Federal Credit Union Kasasa Cash Checking Rate
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This account with USE Federal Credit Union allows you to have a high APY rate with no minimum balance and no monthly maintenance fee!
- What you’ll get: 2.50% APY up to $5,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide (Branch Locator)
- Opening Deposit: $10
- Credit Card Funding: Unknown
- Monthly fee: None
(NCUA Insured)
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Bonus + 0.40% APY | Review |
| Aspiration | 1.00% APY + $150 Cash | Review |
| Axos Bank High Yield Savings | Up to 0.61% APY | Review |
| Quontic Bank High Yield Savings | 0.55% APY | Review |
| CIT Bank Money Market | 0.45% APY | Review |
| American Express High Yield Savings | 0.40% APY | Review |
How To Earn 2.50% APY Rate
- Open a Rewards Checking account with a $10 opening deposit to start earning.
- You must complete the following to earn the rate:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
- You will be able to earn an APY Rate of 2.50% if you meet all of the above requirements.
| Balance Requirement | APY Rate |
| $5,000 | 2.50% APY |
Account Features
- Free checking that pays high dividends
- 2.50% APY on balances up to $5,000
- 2.50% to 0.25% APY on balances over $5,000 depending on balance in account
- 0.01% APY if qualifications aren’t met
- Unlimited refunds on ATM withdrawal fees, nationwide
- No minimum balance to earn rewards
- Free online banking
- eStatements
- Mobile banking
- Free debit card
Alternative Rewards Accounts To Consider
 Earn up to 1.00% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Never pay monthly maintenance fees again • No Need to Keep a Minimum Balance to Avoid Fees • No Overdraft or Non-Sufficient Fund Fees • Make Unlimited Withdrawals From Any Domestic ATM for Free |
 With the Discover Cashback Debit Account: • Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year. • Anyone can open a Discover Cashback Debit account online • No monthly fees or monthly balance requirements • With over 60,000 no-fee ATMs in the U.S., Discover is always nearby. • Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)! • Manage your account and avoid late fees by paying bills online. • Deposit checks on the go with your phone or automatically with direct deposit. |
Bottom Line
Overall, USE Federal Credit Union is great because it is simple and the requirements are straight forward. A great feature about this account is that even after the $5,000 limit you can still receive a 0.25% APY.
Feel free to drop us a line and share your experience with this bank in the comment section below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on USE Federal Credit Union’s Kasasa Cash Checking Account.
Thank you for featuring USE Federal Credit Union’s free Kasasa Rewards Checking on Hustler Money Blog, Lauren!