Learn about XCEL Federal Credit Union Kasasa Cash Checking account here.
Available nationwide, XCEL Federal Credit Union is offering a staggering 1.00% APY with a maximum balance of $25,000 on their Kasasa Cash Checking Account.
About XCEL Federal Credit Union Kasasa Cash Checking
Xcel Federal Credit Union is headquartered in Bloomfield, New Jersey and was established in 1964. Since then they have grown to 4 locations and focus on serving individuals, families and businesses in New York, New Jersey and around the country
Continue on to learn more about the XCEL Federal Credit Union Checking Account below.
| Eligibility: Membership in Xcel Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to employees and members of Bloomfield College, Essex City Electricians Association, Hudson County, US Department of Justice, US Department of Education and over 100 other Select Employer Groups. See current membership details |
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XCEL FCU Kasasa Cash Checking Rate
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Residents nationwide can earn the industry leading rate on balances up to $25,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 1.00% APY up to $25,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: No minimum
- Credit Card Funding: Unknown
- Monthly fee: None
(NCUA Insured)
How To Earn Up to 1.00% APY Rate
- Qualify for the benefits of your Kasasa Cash checking account by meeting these requirements every month:
- At least 12 debit card purchases posted to your account
- Be enrolled in eStatements
- Have at least one electronic deposit into the account (ACH/direct deposit)
| Balance Requirement | APY Rate |
| $0.01-$25,000 | 1.00% APY |
| $25,000+ | 0.25% APY |
Account Features
- Earn up to 1.00% APY on balances of $25,000 and under
- Earn an additional 0.25% APY on the portion of the balance over $25,000
- Refunds on all ATM withdrawal fees nationwide
- No minimum balances and no service charges
Alternative Rewards Accounts To Consider
 Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Bottom Line
XCEL Federal Credit Union is offering a great rewards checking account program. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $25,000, then you will not receive the full benefit of the rewards checking account.. Be sure to find out if this bonus triggers a soft or hard pull!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on XCEL Federal Credit Union Kasasa Cash Checking Account.
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