Learn about XCEL Federal Credit Union Kasasa Cash Checking account here.
Available nationwide, XCEL Federal Credit Union is offering a staggering 1.00% APY with a maximum balance of $25,000 on their Kasasa Cash Checking Account.
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About XCEL Federal Credit Union Kasasa Cash Checking
Xcel Federal Credit Union is headquartered in Bloomfield, New Jersey and was established in 1964. Since then they have grown to 4 locations and focus on serving individuals, families and businesses in New York, New Jersey and around the country
Continue on to learn more about the XCEL Federal Credit Union Checking Account below.
| Eligibility: Membership in Xcel Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to employees and members of Bloomfield College, Essex City Electricians Association, Hudson County, US Department of Justice, US Department of Education and over 100 other Select Employer Groups. See current membership details |
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
XCEL FCU Kasasa Cash Checking Rate
Residents nationwide can earn the industry leading rate on balances up to $25,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 1.00% APY up to $25,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: No minimum
- Credit Card Funding: Unknown
- Monthly fee: None
(NCUA Insured)
American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Bonus + 0.60% APY | Review |
| Aspiration | $150 Bonus + 1.00% APY | Review |
| Axos Business Savings | $200 Bonus + 0.20% APY | Review |
| Quontic Bank High Yield Savings | 0.75% APY | Review |
| Axos Bank High Yield Savings | Up to 0.61% APY | Review |
| CIT Bank Money Market | 0.70% APY + Amazon Prime Offer | Review |
| American Express High Yield Savings | 0.60% APY as of 4/28/22 | Review |
How To Earn Up to 1.00% APY Rate
- Qualify for the benefits of your Kasasa Cash checking account by meeting these requirements every month:
- At least 12 debit card purchases posted to your account
- Be enrolled in eStatements
- Have at least one electronic deposit into the account (ACH/direct deposit)
| Balance Requirement | APY Rate |
| $0.01-$25,000 | 1.00% APY |
| $25,000+ | 0.25% APY |
Account Features
- Earn up to 1.00% APY on balances of $25,000 and under
- Earn an additional 0.25% APY on the portion of the balance over $25,000
- Refunds on all ATM withdrawal fees nationwide
- No minimum balances and no service charges
Alternative Rewards Accounts To Consider
 Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use Promo Code “Lucky” for a $100 bonus! • Up to 1.25% APY • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Zero Minimum Balance Requirement • Only $50 to open an account |
 With the Discover Checking Account: • Cashback – Earn 1% cash back on up to $3,000 in debit card purchases each month • No. Fees. Period. That means you won’t be charged an account fee on our Cashback Debit account. • Early Pay – Get your paycheck up to two days early with no charge • No credit impact - You can apply without affecting your credit score. • Fraud Protection - You’re never responsible for unauthorized debit card purchases. If you suspect someone else has used your debit card without your permission, let us know. • Apply in minutes - Applying for a Cashback Debit account is simple and fast. • Fee free overdraft protection |
Bottom Line
XCEL Federal Credit Union is offering a great rewards checking account program. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $25,000, then you will not receive the full benefit of the rewards checking account.. Be sure to find out if this bonus triggers a soft or hard pull!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on XCEL Federal Credit Union Kasasa Cash Checking Account.
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