Available nationwide, MySavingsDirect is offering customers the chance to sign up for an online CD account and earn at a competitive rate of 0.85% APY on a 6 month CD with at least $1,000 minimum deposit! You also have the chance to earn a 1.30% APY on a 30 month CD, and 1.65% on 60 – 120 month CD terms. You are eligible for this offer if you have a MySavings account with the online bank. To open a new account you are required to be at least 18 years old and have a valid tax identification number, a legal address, and a personal checking account in a US bank. MySavingsDirect also makes the transfer process easier by allowing you to connect your new savings account to an existing checking account from another bank. Sign up today for a convenient online savings and online CD account.
|Ally Bank is the 3rd largest internet bank, and the 22nd largest bank in the U.S. with 2.1 million customers and has recently increased the rate of CDs. Ally Bank is currently offering up to a 1.35% APY for a High Yield 18-Month CD with a minimum deposit of $25,000. CDs are a great way to earn a little cash while saving. They are also offering deposits below $5,000 an amazing 1.20% APY and anything above $5k to $25k with a 1.25% APY. So hurry up and sign up today! Sign up Now--- Ally Bank 18-Month CD Review|
|Ally Bank is offering a great yielding Certificate of Deposit Account that will let you earn money with their 3-Yr High Yield CD. CDs are a faster way to have your money produce returns and help you save and Ally Bank is offering one of the most competitive APY rate for 3 years at 1.60%! This offer is meant for those that love to save and earn returns and at such a high APY rate. This is an offer you don't want to miss out on especially with Ally Bank's increased APY rates on their CDs, you have nothing to lose! Sign up Now---Ally Bank 3-Year CD Review|
MySavingsDirect CD Account Information:
- Apply Now
- Account Type: MyTerm CD Account
- APY Rates: 0.85% – 1.65%
- Availability: Nationwide
- CD Length: 6 – 120 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Minimum Balance Requirement: $1,000
- Additional Requirements: Must be MySavingsDirect Account holder. This means you must open their 1.25% APY high interest savings account
- Early Withdrawal Fee: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Auto-Renewal: Yes, you get notified 14 days prior to maturity of your CD along with a 10 days grace period.
- 0.85% APY for a 6-Month CD
- 1.30% APY for a 30-Month CD
- 1.65% APY for a 60 – 120 Month CD’s
Why You Should Apply for This Account:
Extremely Easy to Open an Account: If you have a MySavings Account, simply log on and click on the Open Account tab. If you don’t have a MySavings Account, click on the Open Now button on their home page and complete an online application. Once your account is opened, you can log on and open your CD through the Open Account function.
Competitive Rate: At 0.85% APY, the 6-month CD account earns at the highest rate in the country for a short term CD. Furthermore, interest is compounded daily and credited monthly.
Low Minimum Deposit: As long as you open your CD with at least $1,000, you will earn interest at the highest 6-month CD rate in the country.
FDIC Insured: You can feel confident in the bank knowing that your funds are insured up to the maximum amount of $250,000.
It’s easy to sign up for MySavingsDirect’s online CD account, and it’s easy to keep track of it with 24/7 access to your account online. At a competitive rate of 0.85% APY for a 6 month CD, you’re going to want to make sure you get a full return on your investment. There are no maintenance fees but you’ll have to deposit at least $1,000 to get the account started. You can’t touch your funds after the initial deposit so make sure you’re happy with the size of the CD. If you are trying to earn interest on a competitive CD rate, get started today on your online application for MySavingsDirect. If you want to check out other offers, take a look at the list of the Best CD Rates in the country!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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