Check out the most recent Credit Union One promotions, bonuses, and offers here.
Update 5/22/25: There is currently a $200 checking bonus available for a limited time.
About Credit Union One Promotions
| Eligibility: Membership in Credit Union One is open to anyone who lives, works, worships, or attends school anywhere in the state of Michigan. See current membership details. |
Credit Union One $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Where it’s available: MI (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Requirement: Yes (see what works)
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fee: $6, see below on how to waive
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Cash Back Checking account at a Credit Union ONE branch.
- Simply follow the three steps below to become eligible within the first 90 days:
- Set up and received a direct deposit,
- Registered for Digital Banking,
- Kept the account open for 90 days, and
- Have an active Mastercard Debit Card.
- $200 in bonus debit card rewards will be added only to the Primary Cardholder’s reward balance within Mastercard debit card rewards program by the 5th business day following the 90 day time frame.
- $200 Bonus Debit Card reward is available to new Cash Back Checking accounts that, within the first 90 days being opened, have (1) set up and received a direct deposit, (2) registered for Digital Banking, (3) kept the account open for 90 days, and (4) have an active Mastercard Debit Card.
- Account must be opened in a Credit Union ONE branch.
- The 90 day time frame starts approximately two to three business days after the account has been opened.
- $200 in bonus debit card rewards will be added only to the Primary Cardholder’s reward balance within Mastercard debit card rewards program by the 5th business day following the 90 day time frame.
- Primary Account holder can receive one $200 reward per account, per the life of the offer.
- Any subsequent cash back accounts opened are not eligible for any additional $200 bonus debit card rewards.
- Joint account owners are not eligible.
- Member is responsible for any tax liability.
- Credit Union ONE reserves the right to change or discontinue this promotion at any time.
How To Avoid Monthly Fees
- Cash Back Checking: Monthly Service fee of $6. Fee waived with any one of the following:
- $500 monthly average balance in the checking account
- incoming automatic deposit
- Perform any combination of 15 qualifying transactions in a month. Qualifying transactions include debit card and bill pay transactions. Debit card transactions must be posted to the account by the last day of the month. Excludes ATM transactions.
- are under 25 years or older than 64 years.
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Bottom Line
Although there are several requirements you must meet to be eligible, this promotion offers a very generous bonus of $300 which I recommend you grab at if you qualify.
Make sure to comment and let us know about your experience. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Credit Union One promotions, bonuses, and offers.
