Take advantage of M&T Bank promotions, bonuses, and offers here!
Currently, the bank is offering $200 or $350 checking bonus when you sign up for a new Checking Account and meeting all the requirements. There is also a $500 business checking bonus with merchant services.
About M&T Bank Promotions
Established in 1856 and headquartered in Buffalo, New York, M&T Bank has been serving its communities through a wide variety of account features and services.
They are a subsidiary of M&T Bank Corporation and M&T Bank has grown to over 800 locations.
M&T Bank has branches in the following states: Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, New Jersey, New York, Pennsylvania, Virginia, and West Virginia.
M&T Bank $450 Checking & Money Market Bonus
Residents can earn a $450 bonus when you open a new checking & money market account and meet the qualifying requirements.
- What you’ll get: $450 bonus
- Account Type: MyChoice Premium Checking + Money Market
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA & WV
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $0 to $24.95. Waivable
- Early Account Termination Fee: $50, if closed within 180 days
- Household limit: None listed
(Expires 08/25/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($1000 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open your MyChoice Premium Checking account. Apply online or in person to open a new M&T MyChoice Premium Checking account with promo code CC.
- Maintain an average monthly balance of at least $10,000 for the calendar months of September and October 2023.
- Earn your $350 cash bonus. Your cash bonus will be credited by 11/30/23 when you meet qualifying requirements.
- Get an extra cash bonus if you also open a MyChoice Money Market account and maintain an average monthly balance of at least $10,000 in September and October 2023.
- To receive the Premium Checking Bonus, open a new MyChoice Premium Checking account between 7/3/23 and 8/25/23 and maintain an average monthly Premium Checking account balance of at least $10,000 for the months of September and October 2023.
- To receive the Money Market Bonus, open a new MyChoice Premium Checking account and a new MyChoice Money Market account between 7/3/23 and 8/25/23 and maintain an average monthly MyChoice Money Market account balance of at least $10,000 for the months of September and October 2023. If all requirements are met, we’ll credit the bonus(es) by 11/30/23.
- Bonus offers are not available to anyone that has received a cash bonus credited to a personal M&T checking account within the last 12 months (Refer Friends Program is excluded from this 12-month period), or employees of M&T Bank or any of its affiliates. Only the primary signer on the new checking account may be eligible for the Bonus(es). The promo code is required at account opening to qualify for the bonus. Only one Checking Bonus and one Money Market Bonus will be awarded per customer, regardless of the number of accounts opened. Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Checking Bonus. Your new MyChoice Premium Checking account and MyChoice Money Market account must still be open when we seek to credit the Money Market Bonus. A $50 early close-out fee applies if the account is closed within 180 days of opening. Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.
M&T Bank $350 Checking Bonus *No Direct Deposit Required*
- What you’ll get: $350 bonus
- Account Type: MyChoice Premium Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $0 to $24.95. Waivable
- Early Account Termination Fee: $50, if closed within 180 days
- Household limit: None listed
(Expires 09/29/2023)
| For more advanced features in a checking account, compare this offer to BMO Harris Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new M&T MyChoice Premium Checking account by 9/29/23 using the promo code CA.
- Maintain an average monthly balance of at least $10,000 for the calendar months of October & November 2023.
- Your cash bonus will be credited by 12/31/23 when you meet qualifying requirements.
- To receive the Premium Checking Bonus (“Premium Bonus”), open a new MyChoice Premium Checking account between 9/5/23 and 9/29/23 and maintain an average monthly balance in the account of at least $10,000 for the months of October & November 2023.
- If all requirements are met, we’ll credit the Premium Bonus by 12/31/23.
- Bonus offers are not available to anyone that has received a cash bonus credited to a personal M&T checking account within the last 12 months (Refer Friends Program is excluded from this 12-month period), or employees of M&T Bank or any of its affiliates.
- Only the primary signer on the new checking account may be eligible for the Bonus(es).
- The promo code is required at account opening to qualify for the bonus.
- Your new personal M&T checking account must still be open when we seek to credit the bonus.
- Only one bonus will be awarded per customer, regardless of the number of accounts opened.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.
M&T Bank $200 Checking Bonus
Residents can earn a $200 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $200 bonus
- Account Type: EZChoice Checking, MyChoice Premium, MyChoice Plus Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA & WV
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $0 to $24.95. Waivable
- Early Account Termination Fee: $50, if closed within 180 days
- Household limit: None
(Expires 10/31/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($1000 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open any personal M&T checking account.
- Make qualifying direct deposits totaling at least $500 within 90 days of account opening.
- To receive the bonus, open a new M&T EZChoice Checking, MyChoice Plus Checking or MyChoice Premium Checking account between 8/1/2023 and 10/31/2023 and make at least $500 in qualifying direct deposits within 90 days of account opening.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security.
- Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- The bonus will be credited to your account within 90 days of all requirements being met.
- The promo code is required at account opening to qualify for the bonus.
- Your new personal M&T checking account must still be open when we seek to credit the bonus.
- Only one bonus will be awarded per customer regardless of the number of accounts opened.
- Bonus offers are not available to existing personal M&T checking account customers, or those whose accounts have been closed within 180 days, employees of M&T Bank or any of its affiliates, or customers who have received a bonus credited to a personal M&T checking account within the last 12 months (Refer Friends Program is excluded from this 12-month period).
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.
M&T Bank $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Direct Deposit Requirement: Yes for personal checking
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $0-$24.95. Waivable
- Early Account Termination Fee: $50, if closed within 180 days
- Household limit: None listed
(Limited time offer)
| For more advanced features in a checking account, compare this offer to BMO Harris Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- M&T Bank Personal Checking $50 Referral Offer
- Receive a $50 Visa® Reward Card when your friend completes all of the following steps:
- Registers using your shared referral link
- Opens a new M&T personal checking account
- Completes one (1) or more qualifying direct deposits totaling at least $500 into the new personal checking account within 90 days of account opening*
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- Your friend can earn a $50 Visa® Reward Card!
- M&T Bank Business Checking $50 Referral Offer
- Receive a $50 Visa® Reward Card when your friend completes all of the following steps:
- Registers using your shared referral link
- Opens a new M&T Bank business checking account
- Completes at least five (5) deposits of $500 or more into the new business checking account within 90 days of account opening – OR –
- Makes at least five (5) business debit card transactions or payments (ACH, check, wire) of $25 or more each that post to the new business checking account within 90 days of account opening
- Your friend can earn a $150 Visa® Reward Card!
- Referrer Offer: The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual or business referred (Referred Person) to M&T Bank who registers for the offer using the Referrer’s shared personal referral link, opens a new eligible account and completes all offer requirements. A Referrer may only earn a total of $500 in referral rewards per calendar year; and referral rewards may not be rolled over. Only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements (the first Referrer whose referral link is used will be the eligible Referrer).
- Referred Person Personal Checking Account Offer: To earn a $50 Visa Reward Card, the Referred Person must register for the offer using the referral link shared by the Referrer, open a new MyWay Banking from M&T Bank®, EZChoice Checking, MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account, and make at least $500 in qualifying direct deposits within 90 days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. The Referred Person must meet all applicable M&T Bank eligibility requirements for opening the account. A $50 early close-out fee applies if the account is closed within 180 days of opening.
- Referred Person Business Checking Account Offer: To earn a $150 Visa Reward Card, the Referred Person must register for the offer using the referral link shared by the Referrer, open a new M&T Tailored Business Checking or M&T Simple Checking for Business account, and complete at least five deposits of $500 or more each into the account within 90 days of account opening, OR complete at least five business debit card transactions or other payments (ACH, check, wire) of at least $25 each that post to the account within 90 days of account opening. The Referred Person must meet all applicable M&T Bank eligibility requirements for opening the account. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
M&T Bank $500 Business Checking Bonus (Expired)
Earn $500 when you open an M&T Tailored Business Checking account with qualifying activities.
- Bonus Amount: $500
- Account Type: Business Checking Account
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV, In-Branch only
- Direct deposit required: No
- Credit Inquiry: Soft
- ChexSystems: Yes
- Credit card funding: No
- Monthly fees: $20, avoidable
- Early account termination fee: $50, if closed within 365 days
- Household limit: None listed
(Expires 06/30/2023)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Live Oak Bank Business Savings ($300 Bonus), Axos Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- Open an M&T Tailored Business Checking account online or in branch through June 30, 2023
- Maintain an average ledger balance of $5,000 in the third full month after you open the account
- Enjoy your cash within 45 days following the third full month of account opening
- We will credit $500 bonus (the “Checking Bonus”) to a new M&T Tailored Business Checking account opened between 4/1/2023 and 6/30/2023 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened.
- If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the account was opened.
- The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates.
- The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account.
- Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened.
- A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
How To Waive Monthly Fee
- EZChoice Checking: None
- MyWay Banking: $4.95 monthly fee. Maintain one or more transactions each monthly service charge cycle, such as a deposit, withdrawal, or any debit payment
- MyChoice Plus: $14.95 monthly fee. Maintain an average daily balance of $2,500 or more per monthly service charge cycle or direct deposits totaling $1,500 or more per monthly service charge cycle
- MyChoice Premium: $24.95 monthly fee. Maintain an average daily balance of $7,500 or more per monthly service charge cycle or combined daily average balances of $25,000 or more in eligible accounts
- Simple Checking for Business: $10 monthly fee.
- Tailored Business Checking: $20 monthly fee. Maintain 1 or more deposits of M&T Merchant Services Proceeds into the account or purchases made on a linked M&T Business Credit Card or M&T Business Rewards Credit Card totaled $2,000 or more in the credit card statement cycle ending in that month.
Bottom Line
If you live near an M&T Bank location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted! M&T is more than just your neighborhood bank.
Although you can earn a generous bonus from M&T Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare M&T Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
M&T was founded on the principle of providing exceptional financial products and friendly, personalized service. Apply today and let us know how this process when for you by commenting below!
