Continue reading this post to learn more about Crystal Lake Bank & Trust promotions, bonuses, and offers.
Currently, Crystal Lake Bank & Trust is offering up to a $300 bonus.
About Crystal Lake Bank & Trust Promotions
In 1991, this bank was founded by Ed Wehmer with their first location in a northern Chicago suburb and their plan was simple: to provide an alternative to the big banks. 175 locations later, they still hold true to that goal.
I’ll review the current offer below.
Crystal Lake Bank & Trust $500 Checking & Savings Bonus

Crystal Lake Bank & Trust $500 Checking & Savings Bonus
Currently, Crystal Lake Bank & Trust is offering a $500 Total Access Checking Bonus when you open a new checking and savings account and meet the eligible requirements.
- What you’ll get: $500 bonus
- Account Type: Checking & Savings Bonus
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 03/31/2023)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Earn up to $500 bonus:
- Open a new Total Access Checking account now and get a $300 bonus when you
- Enroll in online banking
- Activate e-statements through bank’s website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- Open a Statement Savings account and get a $200 bonus when you
- Deposit $15,000 of new money
- Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- Open a new Total Access Checking account now and get a $300 bonus when you
- General Bonus Information. These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened January 1, 2022 through March 31, 2023. These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location.
- Total Access Checking Bonus Information. If you qualify for this Total Access Checking bonus offer, you are ineligible to receive this Total Access Checking bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- Statement Savings Bonus Information. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
Crystal Lake Bank & Trust $300 Checking Bonus

Crystal Lake Bank & Trust $300 Checking Bonus
Currently, Crystal Lake Bank & Trust is offering a $300 Total Access Checking Bonus when they open a new checking account.
- What you’ll get: $300 bonus
- Account Type: Total Access Checking, White Sox Checking, Cubs Checking
- Availability: IL
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Offer expires 03/31/2023)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Open a new Total Access Checking account now and get a $300 bonus when you
- Enroll in online banking
- Activate e-statements through bank’s website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- Open a new White Sox Checking account now and get a $300 bonus when you:
- Enroll in online banking
- Activate e-statements through bank’s website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- Open a new Cubs Checking account now and get a $300 bonus when you:
- Enroll in online banking
- Activate e-statements through bank’s website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- This bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.
- Limit 1 bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this bonus offer, you are ineligible to receive this bonus offer from any other WTFC location.
- If you qualify for any other WTFC savings offer it may be combined with this bonus offer.
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day.
- The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
How to Waive Monthly Fees
- Total Access Checking: No monthly fees for this account
- Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Cubs Checking: No monthly fees for this account
- White Sox Checking: No monthly fees for this account
- Student Checking: No monthly fees for this account
- Platinum Preferred Checking: $10.00 monthly can be waived with $1,000 minimum daily balance
- Money Smart Checking: No monthly fees for this account
- Entrepreneur Checking: $15.00 monthly when 75 transactions complete the $1,5000 minimum average collected balance
- Business Community Checking: $15.00 monthly if the $5,000 minimum average balance is not maintained
- Have-It-All Business Checking: $25.00 monthly if the $20,000 minimum average balance is not maintained
Bottom Line
Make sure you check out Crystal Lake Bank & Trust to learn more about the bonus promotion. Your feedback makes this site better, so let us know if you have any experiences with this bank or if you know whether this is a hard or soft pull!
You may want to check out our full list of Bank Rates and CD Rates.
*Compare Crystal Lake Bank & Trust Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated Crystal Lake Bank & Trust promotions, bonuses and offers.
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