Check out the latest Western Vista Federal Credit Union CD rates, offers, and promotions here.
Update 6/19/24: Rates are not the best but the current 54 month CD special currently holds an attractive rate for the long haul!
Best CD Rates:4.50% APY 54-Month CD Special ($500 minimum deposit)
Availability: Nationwide (branches in WY)
Credit Inquiry: Soft Pull or Hard Pull? Let us know.
About Western Vista Federal Credit Union
Western Vista has been a trusted source for financial services since 1940. Additionally, they offer a full line of consumer, business and mortgage services designed to help you improve your financial standing, invest in your future and protect your financial well-being.
Eligibility: If you live, work or worship in the communities Western Vista serves, you are eligible to become a member. See more about membership here. |
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Western Vista Federal Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
Term | APY Rate | Minimum Deposit |
3 Month | 3.00% | $500 |
6 Month | 4.00% | $500 |
12 Month | 3.75% | $500 |
18 Month | 4.50% | $500 |
24 Month | 3.00% | $500 |
36 Month | 3.25% | $500 |
48 Month | 3.50% | $500 |
54 Month | 4.50% | $500 |
60 Month | 3.50% | $500 |
*The above rates are accurate as of 6/21/2024*
Western Vista Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Learn More at Western Vista Federal Credit Union
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Only an early closure of a CD is allowed, with an Early Withdrawal Penalty of 180 days interest.
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
Ponce Bank 3-Month CD (4.52% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
Rising Bank 6-Month CD (4.35% APY) | Rising Bank 12-Month CD (4.25% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.20% APY) |
Western Vista Federal Credit Union CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Federally insured by NCUA
Bottom Line
Compared to CD rates with a similar term length, this rate at Western Federal Credit Union is one of the best. Additionally, take advantage of the low minimum balance of $500.
This is a great opportunity to invest in a high-interest CD from Limelight Bank. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Western Vista Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Ponce Bank | 4.52% APY 3-Month High Yield CD | Review |
Service Credit Union | 4.50% APY 6-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Live Oak Bank | 4.40% APY 12-Month CD | Review |
Live Oak Bank | 4.40% APY 12-Month Business CD | Review |
Rising Bank | 4.35% APY 6-Month CD | Review |
Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
Rising Bank | 4.25% APY 12-Month CD | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Discover Bank | 4.00% APY 12-Month CD | Review |
Sallie Mae | 4.00% APY 14-Month CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
Leave a Reply