Find the latest Rio Grande Credit Union CD Rates, Offers, and Promotions here.
Some of the best Rio Grande Credit Union CD Rates up to 1.46% APY.
About Rio Grande Credit Union
Rio Grande Credit Union was started by the City of Albuquerque employees in 1953. Since that time, they have merged with San Ignacio Credit Union and the Albuquerque VA Federal Credit Union and New Mexico Central Credit Union. In addition to these fine organizations, we also serve employees, volunteers, residents, and members of numerous companies, nonprofit organizations, and neighborhood associations.
| Eligibility: Membership in Rio Grande Credit Union is open to those who live, work, worship, volunteer or go to school in Bernalillo County or Sandoval County, you are eligible to join the Credit Union. See current membership details |
Rio Grande Credit Union offers a wide range of products including CD options. Be sure to compare these rates with the nation’s best rates using our guides: CD Rates | Savings Rates.
*While Rio Grande Credit Union does have competitive rates with their launch, their product line is limited. I recommend taking a look at Discover Bank Promotions here
| Consumers Credit Union | 5.20% APY 13-Month Certificate | Review |
| Mission Valley Bank | 5.15% APY 1-Month CD | Review |
| Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
| Ponce Bank | 5.14% APY 1-Month High Yield CD | Review |
| Ponce Bank | 5.10% APY 3-Month High Yield CD | Review |
| Discover Bank | 5.10% APY 9-Month CD | Review |
| Quontic Bank | 5.10% APY 6-Month CD | Review |
| Ponce Bank | 5.07% APY 4-Month No-Penalty CD | Review |
| Service Credit Union | 5.00% APY 12-Month CD | Review |
| Nelnet Bank | 5.00% APY 12-Month CD | Review |
| First Citizens Bank | 5.00% APY 11-Month CD | Review |
| First Financial Northwest Bank | 4.90% APY 12-Month CD | Review |
| Sallie Mae | 4.85% APY 14-Month CD | Review |
| Sallie Mae | 4.80% APY 10-Month CD | Review |
| Alliant Credit Union | 4.80% APY 12-Month Certificate | Review |
| SkyOne Federal Credit Union | 4.75% APY 5-Month CD | Review |
| Live Oak Bank | 4.70% APY 12-Month CD | Review |
| Live Oak Bank | 4.70% APY 12-Month Business CD | Review |
| GreenState Credit Union | 4.60% APY 10-Month CD | Review |
| Blue Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Rising Bank | 4.50% APY 6-Month CD | Review |
| First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Western Alliance Bank | 4.30% APY 3-Month CD | Review |
| Sun Canyon Bank | 4.29% APY 11-Month CD | Review |
| Blue Federal Credit Union | 4.25% APY 9-Month No Penalty CD | Review |
| Rising Bank | 4.25% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| Western Alliance Bank | 4.10% APY 5-Month CD | Review |
| Western Alliance Bank | 4.00% APY 6-Month CD | Review |
| Southwestern National Bank | 4.00% APY 5-Month CD | Review |
| Southwestern National Bank | 3.75% APY 8-Month CD | Review |
| Nelnet Bank | 3.56% APY 24-Month CD | Review |
| Southwestern National Bank | 3.50% APY 10-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| Nelnet Bank | 3.30% APY 36-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Rio Grande Credit Union Jumbo CD Rates
Jumbo CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the length of a term, the higher APY rate you make.
The minimum opening deposit is $500. However, with a $25,000 minimum balance, you can invest in the high rate that Rio Grande Credit Union is offering. They have a wide variety of rates if you can’t meet the high minimum balance. If you’re interested in making a higher rate than a traditional savings account then make sure to check out the Jumbo CD rates below.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Early Withdrawal Penalty is 90 days of dividends.
(NCUA Insured)
Regular CD:
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.35% | $500 |
| 6 Month | 0.55% | $500 |
| 12 Month | 1.00% | $500 |
| 24 Month | 1.16% | $500 |
| 36 Month | 1.26% | $500 |
| 48 Month | 1.36% | $500 |
| 60 Month | 1.46% | $500 |
Jumbo CD:
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.35% | $25,000 |
| 6 Month | 0.40% | $25,000 |
| 12 Month | 0.75% | $25,000 |
| 24 Month | 0.85% | $25,000 |
| 36 Month | 1.16% | $25,000 |
| 48 Month | 1.21% | $25,000 |
| 60 Month | 1.31% | $25,000 |
Rio Grande Credit Union CD Features
- Federally insured for up to $250,000 by the NCUA
- Account-holders may withdraw credited dividends at any time without penalty
- Free online and mobile banking
- Account-holders may withdraw funds ten days after their maturity date without penalty
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Bottom Line
The current rates are pretty nice rate but it requires a hefty minimum balance. Additionally, being a credit union in one state, this offer is unavailable to most.
This is a great opportunity to invest in a high-interest CD from Rio Grande Credit Union. However, there are more available offers out there. To get started, compare these rates to our list of best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Rio Grande Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions, and thrifts. Bank, thrift, and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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