Find the latest Rio Grande Credit Union CD Rates, Offers, and Promotions here.
Some of the best Rio Grande Credit Union CD Rates up to 1.46% APY.
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About Rio Grande Credit Union
Rio Grande Credit Union was started by the City of Albuquerque employees in 1953. Since that time, they have merged with San Ignacio Credit Union and the Albuquerque VA Federal Credit Union and New Mexico Central Credit Union. In addition to these fine organizations, we also serve employees, volunteers, residents, and members of numerous companies, nonprofit organizations, and neighborhood associations.
|Eligibility: Membership in Rio Grande Credit Union is open to those who live, work, worship, volunteer or go to school in Bernalillo County or Sandoval County, you are eligible to join the Credit Union.
See current membership details
*While Rio Grande Credit Union does have competitive rates with their launch, their product line is limited. I recommend taking a look at Discover Bank Promotions here
|Sallie Mae||5.00% APY 27-Month CD||Review|
|Sallie Mae||4.85% APY 23-Month CD||Review|
|Blue Federal Credit Union||4.80% APY 15-Month CD||Review|
|Bellco Credit Union||4.75% APY 13-Month CD||Review|
|CIT Bank||4.65% APY 13-Month CD||Review|
|CIT Bank||4.60% APY 18-Month CD||Review|
|Great Lakes Credit Union||4.60% APY 12-Month CD||Review|
|SkyOne Federal Credit Union||4.50% APY 15-Month CD||Review|
|Quontic Bank||4.45% APY 60-Month CD||Review|
|Ponce Bank||4.41% APY 4-Month No-Penalty CD||Review|
|Sallie Mae||4.40% APY 14-Month No-Penalty CD||Review|
|Idabel National Bank||4.35% APY 24-Month CD||Review|
|Discover Bank||4.30% APY 60-Month CD||Review|
|Sallie Mae||4.25% APY 10-Month No-Penalty CD||Review|
|SkyOne Federal Credit Union||4.20% APY 12-Month CD||Review|
|CIT Bank||4.15% APY 6-Month CD||Review|
|CIT Bank||4.10% APY 11-Month No-Penalty CD||Review|
|State Exchange Bank||3.75% APY 13-Month CD||Review|
Rio Grande Credit Union Jumbo CD Rates
Jumbo CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the length of a term, the higher APY rate you make.
The minimum opening deposit is $500. However, with a $25,000 minimum balance, you can invest in the high rate that Rio Grande Credit Union is offering. They have a wide variety of rates if you can’t meet the high minimum balance. If you’re interested in making a higher rate than a traditional savings account then make sure to check out the Jumbo CD rates below.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Early Withdrawal Penalty is 90 days of dividends.
|Term||APY Rate||Minimum Deposit|
|Term||APY Rate||Minimum Deposit|
Rio Grande Credit Union CD Features
- Federally insured for up to $250,000 by the NCUA
- Account-holders may withdraw credited dividends at any time without penalty
- Free online and mobile banking
- Account-holders may withdraw funds ten days after their maturity date without penalty
The current rates are pretty nice rate but it requires a hefty minimum balance. Additionally, being a credit union in one state, this offer is unavailable to most.
This is a great opportunity to invest in a high-interest CD from Rio Grande Credit Union. However, there are more available offers out there. To get started, compare these rates to our list of best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Rio Grande Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions, and thrifts. Bank, thrift, and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.