Featured Cash Back Credit Cards, June 2014

by Hu$tler on April 16, 2014

in Credit Card bonuses

Americans are good at spending money. Really good. With all the money that flows in and out of our households, it makes sense to try to capitalize on that. When we spend wisely or reward businesses with our purchase, shouldn’t we in turn be rewarded for doing business with them? Now more than ever, credit card companies are offering ways to do that with several cash back credit cards. “Bonus points”, “cash-back programs”, “spending incentives”, and “rebates” are just a few of the terms frequently tossed around by reward-savvy consumers in credit card circles. With so many different options, consumers may find themselves dizzy from the offers streaming across their laptops, televisions, and mobile devices. Thankfully, the only decision for consumers to make is which credit card to use. With that in mind, here’s a breakdown of the Featured cash back credit cards.

Editor’s Choice Cash Back Credit Card:

Featured Cash Back Credit Cards 2014:

  • Citi Dividend $100 BonusCiti® Dividend Platinum Select® Visa® Card offers $100 cash back when you spend $500 in the first 3 months of account opening. New cardholders enjoy generous rewards on credit card purchases and a bevy of other benefits- all with no annual fee and 0% interest for the next 12 months on purchases and balance transfers. Earn 5% cash back this quarter and every quarter on changing categories- as well as 1% cash back on all other eligible purchases. Full Review
  • Discover It 2014 Discover it® is now offering 18 months 0% APR on balance transfers along with no annual fee, no overlimit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up. 1% cash back on all other purchases automatically. And 1% cash back on all other purchases.
  • TrueEarnings® Card from Costco and American Express offers a great opportunity to earn maximum rewards for restaurants and gasoline purchases. The TrueEarnings card offers 3% cash back on gasoline purchases at U.S standalone gas stations of up to $4,000 (1% thereafter), 2% cash back on restaurant and travel purchases, and 1% cash back on all other purchases including Costco purchases. The card comes with 0% intro APR on purchases for 6 months. If you are already a Costco member, this card comes with no annual fee.

There are several opportunities to earn cash back on the money you spend. With some of these credit cards at your disposal, you can maximize your return on that money and put more money back in your own pocket! And that’s something that will really have you seeing green.

Disclaimer: *HustlerMoneyBlog has financial relationships with the cards mentioned here, and we may be compensated if consumers choose to apply and sign up for these links in the content.

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{ 13 comments… read them below or add one }

jocelyn July 25, 2013 at 1:21 pm

i would like to open a chase checking( $200 bonus) but website says i cant bc of my zip. anyway around this?
* I got approved for a chase freedom card without a prob ( they offered me $200 cash back!) but it seems i am unable to get a checking account with them

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Hu$tler July 25, 2013 at 1:26 pm

Find a Chase branch and open in-branch. If you don’t live near one, then the next time u travel, see if there is a Chase branch there. You could also try opening over the phone.

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jocelyn July 25, 2013 at 4:37 pm

Do u know if the post that George K posted on Sept 30th 2012 regarding the 10 points ( a dime) cash back when u use ur freedom card if you have a chase checking correct and current deal?

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Hu$tler July 25, 2013 at 5:04 pm

Yeah, it’s the Chase exclusives program u mentioned is dead.

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jocelyn July 26, 2013 at 7:41 am

so they got rid of it? is there anything it was replaced with?

Connie Lipton March 10, 2013 at 1:55 pm

We use the American Express Costco card and are pretty happy with it. We used to have an airline card because we like to travel so much, but it was difficult to use the miles for flights with all the blackout dates,etc. That’s when we switched to American Express and getting the real cash back seems like a great benefit.

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Harry December 18, 2012 at 9:41 am

Given my continuing bad experience with Discover who refuse to update their cashback reporting system to properly track purchases against cashback (I have to call or IM customer service a lot of times to get cashback and it is impossible to track everything manually), a review of cashback credit cards should also include info on how the online account management of these cards track cash back. Cashback amount earned and status should be a field against every purchase line item in the online transaction display even if the cashback is yet to be reported by the merchant. That way there will be tracking available for every item.

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Jennifer January 4, 2013 at 6:57 pm

Harry, I totally agree. Also, Discover needs to have just one website to check cards. We have two cards with different numbers and you need to log in separately for each one. Chase just has one site and I can see all our accounts at once. I mentioned it at least a year ago when talking to Discover and the rep said they were “working on it.” Well, we’re still waiting.

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George K September 30, 2012 at 7:18 pm

Freedom is BY FAR the best IF you are paying off your cards each month.
I have a Chase checking so besides the regular cash back, I get 10 points (a dime) EACH time the card is swiped.
I charge $1,400-2,000 per month and get AT LEAST $50 a month on average back.

Good luck though !

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Jay September 28, 2012 at 10:05 pm

Priceline credit card offers 2% cash back on all purchases and 5% on “name your own price” purchases

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Matt September 21, 2012 at 11:38 am

You should add the Fidelity Investment Awards American Express. 2% on everything.

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reb512 July 6, 2012 at 10:11 am

You may want to add the US Bank Cash + Visa to this list. It’s got a lot of perks.

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minka kelly May 20, 2012 at 5:14 am

Chase Freedom, three Citi, and Discover are best credit card that offer top cash back. But before applying for that credits, we have to consider about the regular insterest. We must compare them in order to get the best card.

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