While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are the author’s alone and have not been reviewed, approved, or otherwise endorsed by the issuer.
Americans are good at spending money. Really good. With all the money that flows in and out of our households, it makes sense to try to capitalize on that. When we spend wisely or reward businesses with our purchase, shouldn’t we in turn be rewarded for doing business with them? Now more than ever, credit card companies are offering ways to do that with several cash back credit cards. “Bonus points”, “cash-back programs”, “spending incentives”, and “rebates” are just a few of the terms frequently tossed around by reward-savvy consumers in credit card circles. With so many different options, consumers may find themselves dizzy from the offers streaming across their laptops, televisions, and mobile devices. Thankfully, the only decision for consumers to make is which credit card to use. With that in mind, here’s a breakdown of the Featured cash back credit cards.
Editor’s Choice Cash Back Credit Card:
The Discover it® Miles lets you earn 1.5X Miles on every dollar you spend on purchases- then at the end of your first year, Discover doubles all the Miles you’ve earned. You’ll continue to earn 1.5 miles for every dollar spent after that. With the Discover it® Miles, there is no need to keep track of rotating categories for high travel rewards. It has no foreign transaction fees, $30 back each year for in-flight Wi-Fi purchases, and free FICO score on your monthly statement. Your miles are redeemable in any amount for cash or travel statement credit. Enjoy all the card features with Discover award winning customer service with no annual fee! Apply Now—Discover It Miles Review
Featured Cash Back Credit Cards 2015:
- Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You’ll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between January 1 and March 31, 2015, you can earn 5% rewards on up to $1500 spent on grocery stores, movie theaters, and Starbucks® stores. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply Now—Chase Freedom $100 Bonus Review
- TrueEarnings® Card from Costco and American Express offers a great opportunity to earn maximum rewards for restaurants and gasoline purchases. The TrueEarnings card offers 3% cash back on gasoline purchases at Costco and U.S gas stations up to $4,000 (1% thereafter), 2% cash back on U.S restaurants and eligible travel, and 1% cash back on all other purchases including Costco purchases. You will receive your cash back annually in the form of a reward coupon. The card comes with 0% intro APR on purchases for 6 months. If you are already a Costco member, this card comes with no annual fee. Apply Now—American Express Costco TrueEarnings Review
- SimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by June 23, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply Now—Amex SimplyCash Review
There are several opportunities to earn cash back on the money you spend. With some of these credit cards at your disposal, you can maximize your return on that money and put more money back in your own pocket! And that’s something that will really have you seeing green.