Featured Cash Back Credit Cards, July 2015

While American Express and Citi are advertising partners of HustlerMoneyBlog, the opinions and beliefs in this article are the author’s alone and have not been reviewed, approved, or otherwise endorsed by the issuer.

Americans are good at spending money. Really good. With all the money that flows in and out of our households, it makes sense to try to capitalize on that. When we spend wisely or reward businesses with our purchase, shouldn’t we in turn be rewarded for doing business with them? Now more than ever, credit card companies are offering ways to do that with several cash back credit cards. “Bonus points”, “cash-back programs”, “spending incentives”, and “rebates” are just a few of the terms frequently tossed around by reward-savvy consumers in credit card circles. With so many different options, consumers may find themselves dizzy from the offers streaming across their laptops, televisions, and mobile devices. Thankfully, the only decision for consumers to make is which credit card to use. With that in mind, here’s a breakdown of the Featured cash back credit cards.

Editor’s Choice Cash Back Credit Card:

Chase Freedom $200Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You'll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between 7/1/15 to 9/30/15, Cardholders can get 5% cash back on up to $1,500 in combined purchases at Gas Stations & Kohl's. For all other purchases, you'll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply Now---Chase Freedom $100 Bonus Review

Featured Cash Back Credit Cards 2015:

  • Citi Double Cash CardCiti® Double Cash Card offers unlimited 1% cash back on all of your purchases when you buy and an additional 1% cash back as you pay for those purchases, whether you pay in full or over time. This is my #1 recommended card for straight CASH BACK for All Purchases! The Citi Double Cash has no restrictive categories and no limits on the amount of cash back that you earn. You will also get 0% Intro APR on Balance Transfers and Purchases for 15 months. Best of all, there is No Annual Fee! Apply NowCiti Double Cash Review
  • Amex Simplycash 2015SimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by June 23, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply NowAmex SimplyCash Review

There are several opportunities to earn cash back on the money you spend. With some of these credit cards at your disposal, you can maximize your return on that money and put more money back in your own pocket! And that’s something that will really have you seeing green.

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. jocelyn says

    i would like to open a chase checking( $200 bonus) but website says i cant bc of my zip. anyway around this?
    * I got approved for a chase freedom card without a prob ( they offered me $200 cash back!) but it seems i am unable to get a checking account with them

    • says

      Find a Chase branch and open in-branch. If you don’t live near one, then the next time u travel, see if there is a Chase branch there. You could also try opening over the phone.

  2. says

    We use the American Express Costco card and are pretty happy with it. We used to have an airline card because we like to travel so much, but it was difficult to use the miles for flights with all the blackout dates,etc. That’s when we switched to American Express and getting the real cash back seems like a great benefit.

  3. Harry says

    Given my continuing bad experience with Discover who refuse to update their cashback reporting system to properly track purchases against cashback (I have to call or IM customer service a lot of times to get cashback and it is impossible to track everything manually), a review of cashback credit cards should also include info on how the online account management of these cards track cash back. Cashback amount earned and status should be a field against every purchase line item in the online transaction display even if the cashback is yet to be reported by the merchant. That way there will be tracking available for every item.

    • Jennifer says

      Harry, I totally agree. Also, Discover needs to have just one website to check cards. We have two cards with different numbers and you need to log in separately for each one. Chase just has one site and I can see all our accounts at once. I mentioned it at least a year ago when talking to Discover and the rep said they were “working on it.” Well, we’re still waiting.

  4. George K says

    Freedom is BY FAR the best IF you are paying off your cards each month.
    I have a Chase checking so besides the regular cash back, I get 10 points (a dime) EACH time the card is swiped.
    I charge $1,400-2,000 per month and get AT LEAST $50 a month on average back.

    Good luck though !

  5. minka kelly says

    Chase Freedom, three Citi, and Discover are best credit card that offer top cash back. But before applying for that credits, we have to consider about the regular insterest. We must compare them in order to get the best card.


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