Looking for a credit card with miles, cash, or points bonus? Below is our complete list of 2014 credit card bonuses, deals, and promotions and reviews from Chase, American Express, Citi, Discover, and others. Our list gives you the highest to lowest with all the terms and conditions so you can see which will benefit you the most.
Best Credit Card Bonuses, Deals, & Promotions 2014
The Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $0 Intro Annual Fee for the first year, then $95.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Ink Plus Review
Chase Sapphire Preferred® Card offers 40,000 bonus points after you spend $3,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply Now—Chase Sapphire Preferred Review
Citi ThankYou® Premier Card offers 50,000 bonus ThankYou Points that can be redeemed for up to $500 in gift cards or $625 in airfare. You’ll earn 20,000 points after $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Cardholders earn 3 points per dollar on Dining and Entertainment, 2 points per dollar on Airfare and Hotels, and 1 Point on all other purchases. There is no annual fee for the first year(a saving of $125). There is absolutely no points cap and no expiration of points, hence there’s no limit to the points you can earn. Citi ThankYou Premier Review
Citi® Hilton HHonors™ Reserve Card offers two free weekend nights (worth up to $800 at a category 7 Hilton hotels) after $2,500 in eligible purchases within the first four months of cardmembership. Card holders earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases. Plus, enjoy the benefits of HHonors Gold status as long as you are a cardmember and no foreign transaction fees on purchases. This card has an annual fee of $95. Apply Now—Full Review
Citi® Hilton HHonors™ Visa Signature® Card offers 40,000 Hilton HHonors Bonus Points after $1,000 in purchases within the first 4 months of cardmembership. The Hilton HHonors points can be redeemed for free nights in the Hilton HHonors network, experience rewards, car rentals, or airline miles at participating airline partners. The 40,000 HHonors Points can be redeemed for 5 free nights at a category 1 hotel or fewer nights at a higher category hotel. There is no annual Fee! Full Review
Platinum Card® from American Express offers 40,000 Membership Rewards bonus points after you spend $3,000 in first 3 months of card issuance. You’ll also get up to a $200 Airline Fee Credit Annually on qualifying airlines. The card is, without a doubt, the premier charge card for the frequent traveler who revels in the prestige and luxury the name affords. Once your points accumulate unlimited, use them whenever you’re ready because there is no expiration date. Pay with points for travel- fly anytime, anywhere with no blackout dates or restrictions, or shop online on their website. There are no foreign transaction fees with purchases made on your Platinum Card. Finally, Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift. However, there is an annual fee of $450. Apply Now—Amex Platinum Review
Business Platinum Card® from American Express OPEN offers 40,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership. You’ll also get benefits including up to $200 Airline Fee Credit to cover eligible incidentals on qualifying airlines, 20% Travel Bonus when redeeming with Membership Rewards Pay with Points, and more than 30 premium benefits for an annual fee of $450. It features a rewards program with award-winning features designed to help your business excel. Every time you use your charge card, you can earn valuable rewards that can be redeemed to help offset business expenses. Earn 1X points for every dollar you spend on on eligible purchases, 2X points for every dollar you spend with American Express Travel on eligible purchases, and up to 10X points every day when you shop over 300 brands online. There’s no limit on the number of points you can earn, and points have no expiration date.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Amex Business Platinum Review
Choice Privileges® Visa Signature® Card by Barclays offers up to 32,000 bonus points after your first purchase and first stay at a Choice Privileges location with your new card- enough for up to 4 free nights! The hotels in the reward program include Comfort Inn, Comfort Suites, Quality Inn, Sleep In, Clarion, Cambria Suites, MainStay Suites, Suburban, Roadway Inn, and Ascend Collection. This is quite a wide selection of discount/lower end hotels if you’re budget conscious. With the Choice Privileges Visa, you’ll get 15 points per eligible $1 spent at over 4,200 Choice Privileges locations, 5 points per eligible $1 on additional Choice Privileges points or Choice Hotels gift card purchases, 2 points per eligible $1 spent on everyday purchases. Choice Privileges Review
Gold Delta SkyMiles® Credit Card from American Express is offering 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. The 30,000 miles is enough for a round-trip flight ticket in the continental U.S. The Gold Delta SkyMiles card comes with a few additional benefits such as one free checked bag per person in your reservation (up to 9 people), which can save you up to $50 per passenger, priority boarding, and 20% off certain in-flight purchases (movies, drinks, & meals). Also, you will earn 2 miles for every $1 you spend on Delta purchases and 1 mile for every dollar you charge for other eligible purchases. As an added perk, the annual fee of $95 is waived for the first year. Apply Now—Amex Gold Delta Skymiles Review
NEW CitiBusiness®/ AAdvantage® World MasterCard® offers 30,000 American Airline AAdvantage® bonus miles and two Admiral’s Club® lounge One-Day Passes after making $1,000 in purchases in the first 3 months of cardmembership. You’ll earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, certain office supply, telecommunications and car rental merchants, and 1 AAdvantage® mile per $1 spent on other purchases. The annual fee of $95 is waived for the first 12 months. This credit card is a great choice for business owners or frequent fliers who would like to earn free flights on American Airlines. Some additional perks include having your first checked bag free and priority boarding on American Airlines flights. To make things even easier for business owners, the quarterly and annual account summaries are broken down by employee and purchase category so you can see where money is being spent. Apply Now—CitiBsuiness AAdvantage Review
While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.
SimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by February 24, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply Now—Amex SimplyCash Review
Starwood Preferred Guest® Credit Card from American Express offers up to 25,000 Bonus Starpoints- 10k Starpoints after your first purchase and another 15K Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates. Likewise, redeem Starpoints on over 150 airlines with SPG Flights – with no blackout dates. Voted a Travel Editor’s Choice for Best Travel Rewards Card for domestic use, you earn up to 5 Starpoints for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest program and 1 Starpoint for all other purchases. No limits on the number of Starpoints you can earn with a $0 introductory annual fee for the first year, then $65. Apply Now—Starwood Preferred Guest Review
Starwood Preferred Guest® Business Credit Card from American Express offers up to 25,000 Bonus Starpoints – get 10K Starpoints after your first purchase and another 15K bonus Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights – all with no blackout dates. Members can choose to transfer points to nearly 30 airline programs and get 5,000 Bonus Starpoints when you transfer 20,000 Starpoints to a frequent flyer program. You earn up to 2 points per $1 spent on Starwood purchases and 1 point per $1 spent on anything else. There is a $0 introductory annual fee for the first year, then $65
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Starwood Preferred Guest Business Review
American Express® Premier Rewards Gold Card offers 25,000 membership rewards® points for spending $2,000 within the first 3 months. There is no annual fee for the first year, a saving of $175. The 25,000 membership rewards points are very flexible and can easily be converted to 25,000 frequent flier miles. The extra perks include 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. No annual fee first year, then $175! Terms and Restrictions Apply. Full Review
Chase Ink Cash® Business Card offers $200 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest amounts ever offered for a business credit card. You’ll receive 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent annually on gas and dining expenses, and 1% rebate on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the go-to APR of Regular APR: 13.24% (Variable). I personally prefer Ink Cash Business Card to the other Ink cards because you get cash back, generous cash rebates, and no annual fee for a business card!
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Chase Ink Cash Business Review
Citi ThankYou® Preferred Card –Earn up to 20,000 Bonus Points that gives you 20,000 bonus points after $1,500 in purchases in the first 3 months of account opening. The 20,000 bonus points is worth $200 in gift cards to retailers like Gap, Banana Republic, Bed Bath & Beyond, CVS Pharmacy, Land’s End, etc. The card has no annual fee with additional bonus points via anniversary bonus and paperless statements. Best of all, these rewards points can be redeemed for cash, merchandise, gift cards, travel and more. Full Review
AeroMexico Visa Signature® Card, issued by U.S. Bank, offers 20,000 Bonus Miles plus complimentary companion ticket after first purchase. The 20,000 bonus miles is enough for a round-trip ticket which a great way to for a new card membership. There is also a 4,000 bonus miles and $99 companion ticket annually for renewing your card. The AeroMexico Visa credit card can help frequent travelers maximize their rewards by earning more miles on special categories. They’ll earn double miles on gas, groceries, and AeroMexico ticket purchases. Continue to earn 1 mile per $1 spent on everything else. More importantly, enjoy a $0 intro annual fee for the first year (up to $80 thereafter). AeroMexico Visa Review
U.S. Bank FlexPerks Business Travel Rewards Visa® card offers 20,000 FlexPoints ($200 value) when you spend $3,500 or more in the first 150 days of card ownership. This card allows you to enjoy travel rewards on more than 150 airlines with faster earning, more award seat availability and expanded reward choices. If you are a business owner and frequent traveler, take advantage of this card in order to gain the best returns from your spending. Redeem FlexPoints for purchases on travel, gas, and office supplies. Full Review
Blue Cash Preferred® Card from American Express offers a $150 statement credit after spending $1,000 within the first 3 months of Cardmembership. Cardholders earn 6% cash back at U.S supermarkets(up to $6,000), 3% cash back at U.S gas stations and department stores, and 1% cash back on all other eligible purchases. However, the Blue Cash Preferred comes with a $75 annual fee. With the 6% reward rate on qualifying groceries, a family really only needs to spend $25 a week on groceries to make up for the annual fee. It offers a 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. Unlike the Chase Freedom or Discover More, there is no rotating reward categories and no enrollment required. Amex Blue Cash Preferred Review
Chase Freedom® offers a $100 cash back bonus for new cardholders that spend $500 during the first three months of membership. You’ll earn an additional $25 bonus after you add your first authorized user and make a purchase within this same 3-month period. New members will also get 0% introductory APR on balance transfers and purchases for 15 months. Then regular APR: 13.99%-22.99% (Variable). This great cash rewards credit card is designed for those of you who want to earn easy cash back bonuses in return for your spending. Between July 1 and September 30, you can earn 5% rewards on up to $1500 spent on Gas Stations and Kohl’s®. For all other purchases, you’ll earn unlimited 1% cash back. Best of all, there is no annual membership fee. Apply Now—Chase Freedom $100 Bonus Review
Blue Cash Everyday® Card from American Express offers $100 statement credit after spending $1,000 in purchases in the first 3 months of Cardmembership. Along with no annual fee, you’ll get maximum cash back in the following categories: 3% U.S supermarkets, 2% U.S gas stations & select U.S department stores, and 1% other purchases. It offers a 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. Amex Blue Cash Everyday Review
NFL Extra Points Credit Card from Barclays is offering 10,000 BONUS POINTS after $500 in purchases within the first 90 days of account opening, equal to $100 in CASH BACK statement credits. You’ll get 2X points on NFL purchases earn 2 points for every $1 spent at NFLShop.com, team pro-shops, and in-stadium. Card members earn 1 point per $1 on other purchases. There are are no caps on earning points and they will never expire. You can redeem your points for football rewards or 1% cash back on statement credits. The points can go toward an endless option of rewards such as redeeming 10,000 points for $100 statement credits on everyday purchases of $25 or more. Don’t forget to redeem our your points for cash back toward travel and statement credits for eligible airline flights, hotel stays, rental cars or anything else for your trip. There is absolutely no annual fee with you NFL Extra Points Credit Card! NFL Extra Points Review
Priceline Rewards Visa® Card offers 10,000 bonus points($100 cash bonus redemption) after $1,000 in purchases within 90 days with no annual fee! More importantly you get 1X the points of ALL PURCHASES! That’s like getting 1% back on everything and more. I personally have this card and use it almost everyday. Basically, the Priceline Rewards Visa is a points-based card with no annual fee. If you use Priceline.com, you’ll earn 5 points per dollar spent on “Name Your Own Price” Priceline purchases. Each point is worth at least one cent towards a past purchase, meaning you’re getting at least a 1% rebate on all purchases. Priceline Rewards Review
Travelocity® Rewards American Express® Card offers 10,000 bonus points(worth $100 statement credit)-earn 5,000 points after your first purchase and an additional 5,000 points after spending $1,000 on qualifying transactions in the first 90 days of account opening. You get 3 points for each $1 spent on eligible Travelocity purchases and 1 point for each $1 spent on all other purchases. The points can be redeemed for statement credits towards Travelocity purchases for Flights, Hotels, and Vacation Packages with no blackout dates or restrictions. Best of all, there is absolutely no annual fee! Travelocity Rewards Review
Chase Sapphire® Card offers 10,000 Bonus Points when you spend $500 on purchases in the first 3 months from account opening – that’s $100 in travel rewards when you redeem through Chase Ultimate Rewards! You’ll earn 2X points on dining at restaurants – from fast food to fine dining, then 1 point per dollar spent on all other purchases. Your points never expire and there are no limits on how many points you can earn. Points can be redeemed for travel, gift cards, merchandise, cash back and more. Of course there is 24/7 direct access to dedicated customer service specialists to meet all your needs. Best of all, there is absolutely no annual fee with the Chase Sapphire Card! Apply Now–Chase Sapphire Review
Amex EveryDaySM Credit Card from American Express offers 10,000 points when you spend $1,000 within the first 3 months of opening your account. The card comes with 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. You’ll earn 2 Membership Rewards points for every dollar spent at U.S. standalone grocery stores(up to $6,000 per year) and 1x points on other purchases. There is also a 20% points bonus on those purchases less returns and credits when you reach at least 20 transactions in a billing cycle. The card has smart-chip technology and the ability to track your purchases on the AmEx Mobile app. There is no annual fee! Apply Now–Amex EveryDay Review
Blue for Business® Credit Cardby American Express offers 10,000 Membership Rewards® points after your first purchase on the Card within the first three months- valued at up to $100 in gift cards at select merchants. This is a high quality rewards business credit card with 9 months of 0% intro APR on purchases. You earn 1 point per dollar spent on eligible purchases and a 30% annual relationship bonus points. Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee. If you are a business owner who’s looking for the right business credit card, sign up for this excellent business rewards card from American Express. Apply Now—Amex Blue for Business Review
Business Green Rewards Card from American Express offers 5,000 bonus Membership Rewards points after you make your first purchase. It is a charge card, which must be paid in full each month, hence there is no pre-set spending limit or finance charges. With the purchasing power that evolves with your business, you can cover more expenses while earning points that you can use to reinvest in your business. Card members are enrolled in Membership Rewards with points that can use to pay for travel, business expenses, Amazon.com purchases, and more. There is also a $0 introductory annual fee for the first year, then $95 for a full range of rewards and membership benefits. Apply Now—Amex Blue for Business Review
Barclays Carnival™ MasterCard® offers 5,000 FunPoints when you make your first purchase and an additional 5,000 FunPoints for a balance transfer of $5,000 or more within 30 days of account opening. That’s a total of 10,000 FunPoints, enough for $100 redemption on your next cruise! You’ll earn points on your purchases and pay no interest on purchases for 12 months. It’s the official credit card of Carnival designed for those who enjoy going on cruises during your holidays and spend quality time with family and friends. Best of all, the card has no annual fee. Barclays Carnival MasterCard Review
Discover it® for Students offers $20 Cash Back Bonus after your first purchase. One of the most popular student credit cards, it lets you earn 5% cash rebates on rotating categories of purchases! Enjoy great benefits such as purchase protection, extended product warranty, return protection, and $0 fraud liability guarantee. If you are in college, this is a great card to build credit, earn cash back, and pay no annual fee. Discover It for Students Review