Looking for a credit card with miles, cash, or points bonus? Below is our complete list of 2015 credit card bonuses, deals, and promotions and reviews from Chase, American Express, Citi, Discover, and others. Our list gives you the highest to lowest with all the terms and conditions so you can see which will benefit you the most.
Best Credit Card Bonuses, Deals, & Promotions 2015
Chase Sapphire Preferred® Card offers 40,000 bonus points after you spend $4,000 in purchases within the first 3 months. With 40,000 bonus points, you can redeem for $500 towards airfare and hotel accommodations. You can earn an additional 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening. Earn 2x points on travel, 2x points on dining at restaurants, and 1 point per dollar on all other purchases. Your points go far since you get 20% off travel when redeemed thru Ultimate Rewards. All Chase Sapphire Preferred cardholders enjoy travel benefits and a direct access to a live adviser 24 hours a day. No foreign transaction fees, plus Chip and Signature enabled for international travel. The annual fee of $95 is waived for the first year of card ownership. Apply Now—Chase Sapphire Preferred Review
Citi ThankYou® Premier Card offers 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening – redeemable for $500 in gift cards, $625 for airfare, or other great rewards. You earn 3 ThankYou® Points per $1 spent on Gas Stations, Public Transportation, Taxis and Tolls, Parking Garages, Airfare and Hotels, Cruises, and Car Rental Agencies. Then 2 ThankYou Points per $1 spent on Dining Out and Entertainment and finally 1 ThankYou Point per $1 spent on other purchases. With absolutely no points cap and no expiration of points, there’s no limit to the points you can earn. Finally, the card has no annual fee for the first year, then $95 thereafter. Apply Now—Citi ThankYou Premier Review
Chase Ink Plus® Business Card offers 50,000 bonus points after you spend $5,000 in the first 3 months from account opening- that’s $625 towards travel rewards. With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. Chase has a 1:1 point transfer to participating travel programs with no transfer fees. Furthermore, you get 20% off travel redemption when booked through Ultimate Rewards. There is a $95 Annual Fee.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Ink Plus Review
Citi® Hilton HHonors™ Reserve Card offers Two Free Weekend Nights (worth up to $1,000 at a category 7 Hilton hotels) after $2,500 in eligible purchases within the first four months of cardmembership. Card holders earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases. Plus, enjoy the benefits of HHonors Gold status as long as you are a cardmember and no foreign transaction fees on purchases. This card has an annual fee of $95. Apply Now—Full Review
British Airways Visa Signature® Card offers 50,000 BONUS AVIOS after you make $2,000 in purchases in the first 3 months of account opening! Earn Avios with every purchase then use your bonus Avios towards rewards flights. No foreign transaction fee when you make purchases abroad. You will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases. Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years. Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home. There is no annual fee for the first year, then $95 afterwards. Apply Now—Chase British Airways Review
Marriott Rewards® Premier Credit Card from Chase is offering 50,000 Bonus Points after you spend $1,000 in your first 3 months and a free night stay from account opening. With every purchase you make, points are earned toward Marriott hotel stays, airline miles, Elite guest services and more. 5 points for each $1 spent at participating Marriott locations and 2 points for each $1 made at retail establishments (those classifying their merchant location for Visa as an airline, car rental agency, or type of dining establishment) are awarded. When the points add up, redeem them for discounted hotel stays, exchange for miles with your preferred airline frequent flyer program, shop online or purchase retail gift certificates, or even gift points to another member or donate to a charity. The possibilities are seemingly endless! There is an introductory annual fee of $0 the first year, then $85 afterward. Apply Now—Full Review
Platinum Card® from American Express offers 40,000 Membership Rewards bonus points after you spend $3,000 in first 3 months of card issuance. You’ll also get up to a $200 Airline Fee Credit Annually on qualifying airlines. The card is, without a doubt, the premier charge card for the frequent traveler who revels in the prestige and luxury the name affords. Once your points accumulate unlimited, use them whenever you’re ready because there is no expiration date. Pay with points for travel- fly anytime, anywhere with no blackout dates or restrictions, or shop online on their website. There are no foreign transaction fees with purchases made on your Platinum Card. Finally, Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift. However, there is an annual fee of $450. Apply Now—Amex Platinum Review
Business Platinum Card® from American Express OPEN offers 40,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership. You’ll also get benefits including up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more for an annual fee of $450. It features a rewards program with award-winning features designed to help your business excel. Every time you use your charge card, you can earn valuable rewards that can be redeemed to help offset business expenses. Earn 1X points for every dollar you spend on on eligible purchases, 2X points for every dollar you spend with American Express Travel on eligible purchases, and up to 10X points every day when you shop over 300 brands online. There’s no limit on the number of points you can earn, and points have no expiration date.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Amex Business Platinum Review
U.S. Bank FlexPerks Business Travel Rewards Visa® card offers 20,000 FlexPoints ($400 value) when you spend $3,500 or more in the first 150 days of card ownership. This card allows you to enjoy travel rewards on more than 150 airlines with faster earning, more award seat availability and expanded reward choices. If you are a business owner and frequent traveler, take advantage of this card in order to gain the best returns from your spending. Redeem FlexPoints for purchases on travel, gas, and office supplies. There is a $0 annual fee for the first year, then $55. Apply Now—Full Review
SimplyCash® Business Card from American Express offers a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by September 21, 2015. The card automatically crediting cashback for business expenses and offering discounts with participating merchants. New cardholders earn 5% cash back at U.S. office supply stores, 5% cash back on services from U.S. wireless telephone service providers, 3% cash back on the category of your choice (gas stations, restaurants, airfare from airlines, etc), and 1% cash back on other eligible purchases. The 5% and 3% rebates apply to purchases up to $25,000 per rebate year, then 1% thereafter. Apply Now—Amex SimplyCash Review
Starwood Preferred Guest® Business Credit Card from American Express offers up to 25,000 Bonus Starpoints – get 10K Starpoints after your first purchase and another 15K bonus Starpoints when you spend $5,000 in the first 6 months. You can redeem Starpoints for free nights at over 1,200 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights – all with no blackout dates. Members can choose to transfer points to nearly 30 airline programs and get 5,000 Bonus Starpoints when you transfer 20,000 Starpoints to a frequent flyer program. You earn up to 2 points per $1 spent on Starwood purchases and 1 point per $1 spent on anything else. There is a $0 introductory annual fee for the first year, then $65.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Starwood Preferred Guest Business Review
Enhanced Business Gold Rewards Card from American Express OPEN offers 25,000 Membership Rewards® points after you spend $5,000 in purchases within the first 3 months following approval of your new Card account. You’ll also enjoy 3X points (choose 1 out of 5 categories), 2X points on the 4 remaining categories, and 1X points on other purchases. Because of its many privileges, the Business Gold Rewards Card is considered to be the gold standard and targeted at business owners with excellent credit. Card holders can use points to entertain clients, reward employees, reduce travel costs, or just offset the everyday expenses of moving your business forward. There is a $0 introductory annual fee for the first year, then $175.
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Enhanced Business Gold Rewards Review
Chase Ink Cash® Business Card offers $200 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest amounts ever offered for a business credit card. You’ll receive 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent annually on gas and dining expenses, and 1% rebate on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the go-to APR of Regular APR: 13.24% (Variable). I personally prefer Ink Cash Business Card to the other Ink cards because you get cash back, generous cash rebates, and no annual fee for a business card!
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now—Chase Ink Cash Business Review
Citi ThankYou® Preferred Card –Earn up to 20,000 Bonus Points that gives you 20,000 bonus points after $1,500 in purchases in the first 3 months of account opening. The 20,000 bonus points is worth $200 in gift cards to retailers like Gap, Banana Republic, Bed Bath & Beyond, CVS Pharmacy, Land’s End, etc. The card has no annual fee with additional bonus points via anniversary bonus and paperless statements. Best of all, these rewards points can be redeemed for cash, merchandise, gift cards, travel and more. Apply Now—Full Review
U.S. Bank FlexPerks® Travel Rewards American Express® Card offers 20,000 bonus FlexPoints after you spend $3,500 in Net Purchases within the first four months of account opening-that’s up to $400 value! The card lets you earn 2X FlexPoints on fast food and restaurants, 3X FlexPoints on charitable donations, then 2X FlexPoints on air, gas or grocery — whichever category you spend most each month. You can redeem your FlexPoints such as an airline award ticket starts at just 20,000 FlexPoints or for merchandise, gift cards, statement credits and more. Other card features include $25 airline reimbursement toward baggage fees or in-flight food and drinks, no foreign transaction fees, and smart chip technology to provide better security and convenience to spend worldwide. The introductory annual fee is $0 the first year, $49 thereafter. Apply Now—U.S Bank FlexPerks Travel Amex Card Review
Blue Cash Preferred® Card from American Express offers $150 statement credit after spending $1,000 within the first 3 months of Cardmembership. Cardholders earn 6% cash back at U.S supermarkets(up to $6,000), 3% cash back at U.S gas stations and select U.S department stores, and 1% cash back on all other eligible purchases. However, the Blue Cash Preferred comes with a $75 annual fee. With the 6% reward rate on qualifying groceries, a family really only needs to spend $25 a week on groceries to make up for the annual fee. It offers a 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. Unlike the Chase Freedom or Discover More, there is no rotating reward categories and no enrollment required. Apply Now—Amex Blue Cash Preferred Review
Amex EveryDay® Preferred Credit Card from American Express offers 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months. You’ll get a 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors. When using the Amex EveryDay Preferred Credit Card, card members earn 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x), 2x points at US gas stations, and 1x points on other purchases. When you make 30 or more purchases with your Card in a billing period, American Express will give you 50% more points on those purchases less returns and credits. Enjoy great benefits with the more prestigious Amex card for an annual fee of $95. Apply Now—Amex Everyday Preferred Review
Blue Cash Everyday® Card from American Express offers $100 statement credit after you spend $1,000 in purchases on your new Card in your first 3 months. You’ll also get 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. Along with no annual fee, you’ll get maximum cash back in the following categories: 3% U.S supermarkets, 2% U.S gas stations & select U.S department stores, and 1% other purchases. Apply Now—Blue Cash Everyday Review
Amex EveryDay® Credit Card from American Express offers 10,000 Membership Rewards® points when you spend $1,000 within the first 3 months of opening your account. The card comes with 0% intro APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99%, based on credit worthiness and other factors. You’ll earn 2 Membership Rewards points for every dollar spent at US supermarkets(up to $6,000 per year) and 1x points on other purchases. Also earn 20 more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. The card has smart-chip technology and the ability to track your purchases on the AmEx Mobile app. There is no annual fee! Apply Now—Amex Everyday Review
Blue for Business® Credit Card by American Express offers 10,000 Membership Rewards® points after your first purchase on the Card within the first three months- valued at up to $100 in gift cards at select merchants. This is a high quality rewards business credit card with 9 months of 0% intro APR on purchases. You earn 1 point per dollar spent on eligible purchases and a 30% annual relationship bonus points. Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee. If you are a business owner who’s looking for the right business credit card, sign up for this excellent business rewards card from American Express. Apply Now—Amex Blue for Business Review
Business Green Rewards Card from American Express offers 5,000 bonus Membership Rewards points after you make your first purchase. It is a charge card, which must be paid in full each month, hence there is no pre-set spending limit or finance charges. With the purchasing power that evolves with your business, you can cover more expenses while earning points that you can use to reinvest in your business. Card members are enrolled in Membership Rewards with points that can use to pay for travel, business expenses, Amazon.com purchases, and more. There is also a $0 introductory annual fee for the first year, then $95 for a full range of rewards and membership benefits. Apply Now—Business Green Rewards Review