Below is our complete list of 2013 credit card bonuses, deals, and promotions and reviews from Chase, American Express, Citi, Discover, and others. Our list gives you the highest to lowest with all the terms and conditions so you can see which will benefit you the most.
Best Credit Card Bonuses, Deals, & Promotions 2013
Chase Ink Bold® Business Card offers 50,000 Bonus Points($500 value) after you spend $5,000 in 3 months from account opening- enough for two flights in the continental U.S. The card requires you to pay off your balance in full each month along with flexible spending limits. Cardholders earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. They will also earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel. There is no foreign transaction fees and the employee cards are free. The annual fee is waived for the first year, and $95 for future years. Full Review
Business Gold Rewards Card® from American Express OPEN offers 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership. The 50,000 rewards points can be redeemed for at least $500 in travel or $500 in gift cards! You’ll also get 3X points on airfare, 2x points on purchases in the U.S. for advertising in select media, gasoline at U.S. stand-alone gas stations, and shipping, then 1X points on other purchases. There is no annual fee for the first year, a saving of $175. Amex Business Gold Review
Barclaycard Arrival World MasterCard offers 40,000 bonus miles($400 off your next trip) after you $1,000 in purchases within the first 90 days from account opening. It’s a new premium travel rewards card with 2.2% cash back towards travel. This 40,000 bonus miles is redeemable towards $400 in cash credit towards any travel purchase, plus 4,000 miles rebated back. You could also redeem 40,000 miles for $400 straight-up cash. The $89 annual fee is waived for the first year. Barclaycard Arrival World Review
Citi® Hilton HHonors™ Reserve Card offers two free weekend nights (worth up to $800 at a category 7 Hilton hotels) after $2,500 in eligible purchases within the first four months of cardmembership. Card holders earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points per $1 spent on airline and car rental purchases, and 3 HHonors Bonus Points per $1 spent on all other eligible purchases. Plus, enjoy the benefits of HHonors Gold status as long as you are a cardmember and no foreign transaction fees on purchases. This card has an annual fee of $95. Full Review
Virgin America Visa® Signature Card offers up to 25,000 Elevate bonus points plus you’ll get $150 off a companion ticket every year. The reward flights redemption starts as low as 2,500 points for one-way award ticket(the bonus points worth up to three free flights). Simply make a single purchase with the card to receive the first 10,000 bonus points. For the remaining 5,000 bonus points, do a balance transfer of $5,000 or more within the first 90 days. On average, the 25,000 bonus points would be worth $600 in Virgin America airfare. Full Review
Citi® Hilton HHonors™ Visa Signature® Card offers 40,000 Hilton HHonors Bonus Points(worth up to $400) after spending $1,000 within 4 months of account opening. The Hilton HHonors points can be redeemed for free nights in the Hilton HHonors network, experience rewards, car rentals, or airline miles at participating airline partners. The 40,000 HHonors Points can be redeemed for 5 free nights at a category 1 hotel or fewer nights at a higher category hotel. There is no annual Fee! Full Review
Citi® Platinum Select® / AAdvantage® Visa Signature® Card offers 30,000 American Airlines AAdvantage® bonus miles(enough for a full round-trip) after spending $1,000 in purchases within the first 3 months of being a cardmember. You’ll get priority boarding and 25% savings on eligible in-flight purchases. Also, earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal. There is no annual fee for the first year, a saving of $95. Full Review
Gold Delta SkyMiles® Business Credit Card from American Express offers 30,000 bonus miles after $500 in purchases on the card - valued at $300 in travel credit, that’s enough for a round-trip ticket. With no limit to the number of miles you can earn, these can be redeemed for flights without seat restrictions and blackout dates. Enjoy extra perks such as free first bag check-in, priority Boarding, and 20% In-Flight Savings in the form of a statement credit on eligible purchases. Best of all, receive all of this for a $0 introductory annual fee for the first year. Full Review
Gold Delta SkyMiles® Credit Card from American Express offers 30,000 bonus miles after $500 in purchases within the first 3 months of the card. The 30,000 bonus miles is more than enough for a full round-trip flight ticket in the continental U.S. You will earn 2 miles for every $1 you spend on Delta purchases and one free mile for every dollar you charge for other purchases. As an added perk, the annual fee of $95 is waived for the first year and your first bag checked in for free for up to 9 tickets that are paid with your card. Full Review
CitiBusiness® AAdvantage® World MasterCard® offers 30,000 bonus miles (a $300 value) after spending $1,000 within the first three months. This credit card is a great choice for business owners or frequent fliers who would like to earn free flights on American Airlines. First eligible checked bag free for you and up to 4 traveling companions. Some additional perks include having your first checked bag free and priority boarding on American Airlines flights. There is no annual fee for the first year, and $95 thereafter. Full Review
Starwood Preferred Guest® Business Credit Card from American Express offers new members up to 25,000 Starpoints - get 10,000 Starpoints after your first purchase and an additional 15,000 bonus Starpoints when you spend $5,000 in 6 months. You can redeem 20,000 Starwood points to get 25,000 miles (free ticket) on all the major airlines. Receive up to 5 Starpoints for every dollar of eligible purchases charged directly with Starwood Hotels & Resorts. Start with a $0 introductory annual fee for the first year, then $65. Full Review
Starwood Preferred Guest® Credit Card from American Express offers up to 25,000 bonus Starpoints- receive 10,000 Starpoints after your first purchase and an additional 15,000 Starpoints when you spend $5,000 in 6 months. The 25,000 points is enough for a free flight or hotel nights stay. Also, for every 20,000 Starpoints transferred to a different airline, get 5,000 bonus Starpoints automatically. No annual fee for the first year; $65 thereafter. Full Review
American Express® Premier Rewards Gold Card offers 25,000 membership rewards® points for spending $2,000 within the first 3 months. The 25,000 bonus membership rewards points can be redeemed for $250 gift cards of your choice. You’ll also earn 15K points when you spend $30,000 within one calendar year. There is no annual fee for the first year, a saving of $175. The 25,000 membership rewards points are very flexible and can easily be converted to 25,000 frequent flier miles. The extra perks include 3X points on airfare, 2X points on gas at U.S standalone gas stations and double points at U.S standalone supermarkets, and 1X points on everything else. Full Review
Barclays Arrival Card, with no annual fee, offers 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days(that equates to $200 off your next trip). It’s a travel credit card that lets you earn 2 points per dollar on travel and dining and 1 point per dollar on all other purchases. There is also 10 percent miles-back travel redemption bonus which help cardholders reduce the cost of travel when paid for with your miles. This is the ideal card for people who want a no annual fee credit card who travel frequently outside the country since there is no foreign transaction fee. Full Review
U.S. Bank FlexPerks® Travel Rewards Visa Signature® card offers 17,500 FlexPoints when you spend $2,500 in the first 90 days. The 17.5K bonus points can be redeemed for $175 in statement credit. Flexperks points can be redeemed for flights on over 150 airlines with no expiration dates or fees. Hotel reservations, car rentals, and cruise rewards, gift cards, and merchandise purchases are also available for point redemption. Enjoy $0 introductory Annual fee the first year and only $49 every following year. Full Review
Blue Cash Preferred® Card from American Express offers $150 reward dollars after spending $1,000 within the first 3 months of Cardmembership. Get 6% cash back at U.S. stand-alone supermarkets, 3% cash back on gasoline at U.S. stand-alone gas stations and select major department stores; 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. There is an annual fee of $75 per year. The first $6,000 of purchases at U.S. stand-alone supermarkets in a calendar year qualifies for 6% cash back; 1% thereafter. Full Review
Citi ThankYou® Preferred Rewards Card offers 15,000 Bonus Thank You Points after you make $1,000 in purchases within the first 3 months. The 15,000 bonus points is worth $150 in gift cards to retailers like Gap, Banana Republic, Bed Bath & Beyond, CVS Pharmacy, Land’s End, etc. The card has no annual fee with additional bonus points via anniversary bonus and paperless statements. Best of all, these rewards points can be redeemed for cash, merchandise, gift cards, travel and more. Full Review
U.S. Bank FlexPerks Business Travel Rewards Visa® card offers 15,000 FlexPoints ($150 value) when you spend $500 or more in the first 90 days of card ownership. This card allows you to enjoy travel rewards on more than 150 airlines with faster earning, more award seat availability and expanded reward choices. If you are a business owner and frequent traveler, take advantage of this card in order to gain the best returns from your spending. Redeem FlexPoints for purchases on travel, gas, and office supplies. Full Review
CitiBusiness ThankYouSM Card offers 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership, that’s enough for $150 in gift cards. This allow small businesses and sole proprietors a way to earn bonus ThankYou points on many of their purchases. You’ll earn 3 ThankYou Points for every dollar spent on eligible purchases in rotating business categories and 1 point on all other purchases. Best of all, pay no annual fee with your CitiBusiness ThankYou Card. Full Review
Blue Cash Everyday® Card from American Express offers $100 reward dollars after spending $1,000 in purchases in the first 3 months of Cardmembership. Along with no annual fee and no minimum spending, you’ll get maximum cash back in the following categories: 3% U.S standalone supermarkets, 2% U.S standalone gas stations & department stores, and 1% everything else. The first $6,000 of purchases at U.S. stand-alone supermarkets in a calendar year qualifies for 3% cash back; 1% thereafter. Full Review
NFL Extra Points Credit Card from Barclays is offering 10,000 BONUS POINTS after first use, equal to $100 in CASH BACK statement credits. You’ll get 2X points on NFL purchases earn 2 points for every $1 spent at NFLShop.com, team pro-shops, and in-stadium. Card members earn 1 point per $1 on other purchases. There are are no caps on earning points and they will never expire. You can redeem your points for football rewards or 1% cash back on statement credits. The points can go toward an endless option of rewards such as redeeming 10,000 points for $100 statement credits on everyday purchases of $25 or more. Don’t forget to redeem our your points for cash back toward travel and statement credits for eligible airline flights, hotel stays, rental cars or anything else for your trip. There is absolutely no annual fee with you NFL Extra Points Credit Card! NFL Extra Points Review
Priceline Rewards Visa® Card offers 10,000 bonus points($100 cash bonus redemption) after $1,000 in purchases within 90 days with no annual fee! More importantly you get 1X the points of ALL PURCHASES! That’s like getting 1% back on everything and more. I personally have this card and use it almost everyday. Basically, the Priceline Rewards Visa is a points-based card with no annual fee. If you use Priceline.com, you’ll earn 5 points per dollar spent on “Name Your Own Price” Priceline purchases. Each point is worth at least one cent towards a past purchase, meaning you’re getting at least a 1% rebate on all purchases. Priceline Rewards Review
Upromise World MasterCard® offers $50 cash back with your first purchase along with 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. With eligible online purchases through Upromise online shopping portal, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard. You’ll earn 4% back at thousands of participating Upromise dining restaurants, 3% cash back on eligible gas purchases at Exxon or Mobile locations, 2% cash back at eligible movie theaters, and 1% cash back everywhere else. There is no cap on the cash back you can earn and absolutely no annual fee! Upromise World Review
Discover it® for Students offers $20 Cash Back Bonus after your first purchase. One of the most popular student credit cards, it lets you earn 5% cash rebates on rotating categories of purchases, and up to 20% cash back on purchases in Discover’s online mall. Enjoy great benefits such as purchase protection, extended product warranty, return protection, and $0 fraud liability guarantee. If you are in college, this is a great card to build credit, earn cash back, and pay no annual fee. Discover It for Students Review
{ 10 comments… read them below or add one }
Citi AAdvantage Platinum appears to be keeping with its tradition. For long their offers have been quite rewarding. They also have 30,000 American Airlines bonus miles after $750 expenditure. If I add to the $500 you have in your table, it results in a sizable amount in savings.
Just stumbled across your site while surfing today and have added you to my bookmarks already. Everything is easy to navigate and to the point. Wish you had an e-mail sign-up when monthly updates were ready. Thanks for your valuable service.
Dude you Rock!!! You are what I’ve been looking for (critical information) all in one place! No more searching all over the web. I’m so glad I found you! Keep it up!
The PenFed Amex shows a $2500 minimum spend on their web site. Is it a $650 minimum spend (as your website notes) or a $2500 minimum spend?
Best,
Mike
The $2500 is their new spending requirement. It has been updated. Thanks.
Clicking on the USbank link it looks like they are doing 17500 points for $2500 spend instead of 15000 points for $500… love the site, keep it up.
Warning: *If you do not meet Citi’s criteria for the (Hilton HHonors) Visa Signature card, your application may be processed for the Gold card. The Gold card does not carry the same level of benefits as the Visa Signature card.
Hey guys,I need a suggestion.I already have Discover it card and Chase Sapphire card.I have spent the mandatory 3k within 3 months on it to get all the benefits.I know I can spend more and get some points.I have to pay fees for one of my courses which is due in May-13.The fees is $2700.I was planning to put in on a new card and reap some benefits in the form of cash back etc.Wondering which card should be best.Also, let me know if I am missing out on any other strategy.Thanks.
Amex has given me 14 new cards with a $100 bonus in the last 2 years – chase and citi have also approved several
Be wary of signing up the Delta Gold Skymiles card from American Express. I had been a previous member more than a year before, was told by an American Express rep hustling the card at a Delta boarding gate at Los Angeles Airport that it was ok to get the 30,000 miles as AMEX welcomed old Delta Gold Skymiles members. It’s not true!!! I signed up, spent the $500 within the required time, then got nothing. AMEX subsequently denied that they welcome old members. Don’t fall for this nonsense! Subsequently, I cancelled the card and stopped flying Delta. As the saying goes, “One hand washes the other!”
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