Available nationwide, Vibrant Credit Union is offering 1.00% APY on their Purple Money Market account. Continue reading to learn more about Vibrant Credit Union.
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About Vibrant Credit Union
Established in 1935, Vibrant Credit Union is federally insured by NCUA and strives to be a credit union that wants the best for you, which is more than just your money. They treat your hard-earned money like it’s their own, which can be seen at all of their 15 locations.
I’ll review Vibrant Credit Union Purple Money Market account below.
Vibrant Credit Union Money Market Rate
You can earn one of the most competitive rates and still be able to get your hands on your money when you need it.
- Account Type: Purple Money Market Account
- APY Rates: 1.00% APY
- Minimum Balance: $100,000
- Maximum Balance: None Listed
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Hard Pull
- ChexSystems: TransUnion
- Opening Deposit: Unknown
- Monthly Fee: None
- Credit Card Funding: Unknown, Let us know
- Closing Account Fee: Unknown
American Express Personal Savings Account - You earn 1.30% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why:
*No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Comenity Direct Savings and HSBC Direct Savings accounts offer great rates available nationwide which I recommend.
|UFB Direct High Yield Savings||1.51% APY||Review|
|CIT Bank Money Market||1.30% APY||Review|
|American Express High Yield Savings||1.30% APY||Review|
|CIT Bank Savings Builder||1.25% APY||Review|
|Huntington Bank Relationship Money Market Account||1.25% APY||Review|
|Discover Bank Online Savings||1.15% APY||Review|
Vibrant Credit Union ACH Capabilities & Limits
|ACH Type||Speed||Daily $ Limit||Monthly $ Limit||Notes|
Editor’s Note: Help us with the table above in the comment section if you have experience with Vibrant Credit Union’s ACH capabilities.
How to Earn Vibrant Credit Union Rate
- Come in to any branch to sign-up or even do so online.
- Open up a Purple Money Market Account.
- Fund the account with at least $100,000 of new money to earn the 1.00% APY Rate.
|Balance Requirement||APY Rate|
Why You Should Sign Up For This Account
- These accounts earn higher dividend rates
- They don’t make you wait for a specified length of time before you can touch your money
- Federally insured by NCUA up to $250,000
If you can keep up with the monthly requirements, I recommend you sign up, and enjoy a high APY rate for simply using your account! Take advantage of this APY rate before it changes! Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Vibrant Credit Union Online Savings Account.