XCEL Federal Credit Union is offering up to 2.01% APY with a maximum balance of $25,000 with their free Rewards Checking Account. Kasasa Cash is more than a free checking account. It’s high rates and awesome rewards. Line your pockets with monthly payouts, on top of free checking and no minimum balance required to earn the rewards. If you live in the state of New Jersey or New York, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with XCEL Federal Credit Union today!
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XCEL FCU Rewards Checking:
- Sign up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 2.01% APY
- Maximum Balance: $25,000
- Availability: New Jersey and New York (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- Additional Requirements: Unknown
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
XCEL FCU Rewards Checking Features:
- FREE checking account
- No minimum balance requirements
- Earns extremely high dividends
- Qualifying accounts get reimbursed up to $20 per month on ATM fees
How To Earn Up to 2.01% APY Rate:
- Sign up to XCEL Federal Credit Union Rewards Checking account to earn 2.01% APY for up to $25,000.
Note: Balances over $25,000 earn 0.03% APY. Balances that fail to meet all requirements earn 0.03% APY
• Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
• Discover will match all the Cashback you’ve earned automatically through 1/31/2020 if you apply for your first Cashback Debit account using offer code CHMB719 by 7/31/19
• Anyone can open a Discover Cashback Debit account online
• No monthly fees or monthly balance requirements
• With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
• Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
• Manage your account and avoid late fees by paying bills online.
• Deposit checks on the go with your phone or automatically with direct deposit.
XCEL Federal Credit Union is offering a great rewards checking account program. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $25,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®!
You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value!