Find the best bank bonuses, promotions, and offers here.
We have the best bank deals and offers with the most comprehensive listing of checking, savings, and business accounts.
Our list includes some of the top banks in the nation such as Chase, HSBC Bank, Discover, Huntington Bank, TD Bank, Wells Fargo, Bank of America, Capital One, Citi®, and many more.
You can find bank bonuses from $100, $200, $300, $400, $500, and up to $1,000+. Readers can open several account types and different banks to earn hundreds and thousands of dollars every year.
Bank account bonuses are categorized into the best personal checking, savings, and business accounts. It’s in alphabetical order for your convenience.
Read all the requirements for each bank bonus. This includes direct deposits, account type, expiration date, hard or soft pull, credit card funding, geographical restrictions, additional bonus requirements, and early closure fee.
Make sure to read all the terms & conditions at the bank’s web page to keep the account fee-free.
Our page is constantly updated daily with the most current offers. Make sure to bookmark this page and visit us often for the latest bank bonuses.
Best Checking Bonuses and Savings Account Offers
Checking account sign-up bonuses and promotions are the most popular account offers from banks.
For most customers, all banks offer all the necessary standard features. Therefore, it really boils down to branch locations and the bonus incentive.
Applying for Checking accounts usually triggers only a Soft credit inquiry that doesn’t affect your credit, unlike with credit cards. Due to this, you can take advantage of promotions from many different banks and make hundreds to thousands of dollars in exchange for your time.
Checking account bonuses generally requires a Direct Deposit, while Savings account bonuses don’t.
Keep in mind of Direct Deposit requirements when you’re going for accounts with the highest bonuses. Some banks may give you the option to fund your account with a credit card.
If you find a bank bonus not on our list, let us know and earn up to $10 reward. Below are some of my favorite bank bonuses from Chase, HSBC, TD Bank, Huntington, and more.
BMO $600 Relationship Checking Bonus
What you’ll get: $600 bonus- Which account: Relationship Checking Account
- Where it’s available: Nationwide.
- How to earn it:
- Open a new BMO Relationship Checking Account and get a $600 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 120 days.
(Expires 12/08/2023)
BMO $400 Smart Money Checking Bonus
- What you’ll get: $400 bonus
- Which account: BMO Smart Money Checking
- Where it’s available: Nationwide.
- How to earn it:
- Open a new BMO Smart Money Checking Account and get a $400 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 120 days.
(Expires 12/08/2023)
BMO $400 Smart Advantage Checking Bonus
- What you’ll get: $400 bonus
- Which account: BMO Smart Advantage Checking
- Where it’s available: Nationwide.
- How to earn it:
- Open a new BMO Smart Advantage Checking Account and get a $400 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 120 days.
(Expires 12/08/2023)
U.S. Bank 800 Smartly® Checking & Savings Bonus
- What you’ll get: Up to $800 Bonus
- Eligible account: Smartly® Checking & Savings
- Where it’s available: Offer may not be available if you live outside of the U.S. Bank footprint.
- How to earn it:
- Earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 29, 2023. Member FDIC.
- Earn up to $500 with a new Bank Smartly Checking account.
- Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
- Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $25,000 by January 31, 2024
- Maintain that balance until July 31, 2024
- Earn an additional $100 by fulfilling both the Bank Smartly Checking and Standard Savings requirements!
(Expires 12/29/2023)
Chase Business Complete Checking® $300 Bonus
- What you’ll get: $300 Bonus
- Eligible account: Chase Business Complete Checking®
- Where it’s available: Nationwide. Apply online or in-branch.
- How to earn it:
- Enter your email address to request an offer code from the offer page. You can open the account online or bring this offer code to your local branch when opening a new account.
- Open: Open a new Chase Business Complete Checking® account or an eligible Chase business checking account. Accounts are subject to approval.
- To open a Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest) account or Chase Platinum Business CheckingSM account, please visit a branch.
- Fund: Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates. Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment.
- Maintain: Maintain at least a $2,000 balance for 60 days from the offer enrollment. The new money cannot be funds held by your business at Chase or its affiliates.
- Complete: Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are: debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDepositSM, ACH (Credits), wires (Credits and Debits), Chase OnlineSM Bill Pay. ACH (Debits), Person to Person payments such as Zelle® and online transfers to Chase credit card(s) are not considered qualifying transactions.
- After you have completed all the above checking requirements, Chase will deposit the offer amount in your new account within 15 days.
(Expires 01/18/2024)
Chase Private Client $3,000 Bonus
- What you’ll get: $3,000 Bonus
- Eligible account: Chase Private Client
- Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV.
- How to earn it:
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, and J.P. Morgan Wealth Management retirement accounts).
- Your bonus will be determined on day 45. Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We’ll add it to your account within 40 days.
(Expires 01/24/2024)
Chase Total Checking® $200 Bonus
- What you’ll get: $200 Bonus
- Eligible account: Chase Total Checking®
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
- How to earn it:
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Make direct deposits totaling $500 or more within 90 days of coupon enrollment.
- Receive your bonus within 15 days.
(Expires 01/24/2024)
KeyBank $200 Checking Bonus
What you’ll get: $200 Bonus- Eligible accounts: Key Smart Checking® or Key Select CheckingSM
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Open a Key Smart Checking® or Key Select CheckingSM account online by December 8, 2023.
- Make the minimum opening deposit of $10 for Key Smart Checking® or $50 for Key Select CheckingSM, plus one direct deposit of at least $500 within the first 60 days of account opening.
- Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account must not be closed or restricted during the time of promotional period.
(Offer Expires 12/08/2023)
Bank of America Checking Bonus Offer
To qualify for this offer,
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2024
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC
(Visit Bank of America to learn more)
Bank of America Business Advantage Checking Bonus Offer
When you open a new Bank of America Business Advantage checking account and complete the eligible requirements, you’ll have the opportunity to earn a $200 cash bonus offer. See offer page for more details.
How To Earn The Bonus
- Open a new eligible business checking account by June 30, 2024
- Make qualifying deposits of $5,000 or more in New Money* within 30 days of opening the new business checking account
- Maintain an average balance of $5,000 for next 60 days (day 31-90) during the Maintenance Period**
- *New Money which is money not currently or previously held in any account at Bank of America or Merrill.
- **The Maintenance Period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
(Visit Bank of America to learn more)
U.S. Bank $800 Business Checking Bonus
- What you’ll get: $350 or $800 Bonus
- Eligible account:
- Where it’s available: Nationwide
- How to earn it:
- Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC.
- Complete these steps to earn the offer:
- Open a business checking account with the promo code Q3AFL23.
- Earn your $350.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Earn your $800.
- Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
(Expires 01/08/2024)
Citi® Priority Account Up to $2,000 Cash Bonus
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Which account: Citi Priority Account
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Citigold® Checking Account Up to $2,000 Cash Bonus
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Which account: Citigold® Checking Account
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Discover Bank Online Savings $150/$200 Bonus
- What you’ll get: $150 or $200 bonus + 4.35% APY
- Which account: Discover Online Savings account
- Where it’s available: Online, nationwide
- How to earn it:
- To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
(See advertiser website for full details. Member FDIC.)
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.
Chase College CheckingSM $100 Bonus
- What you’ll get: $100 Bonus
- Eligible account: Chase College CheckingSM
- Where it’s available: Available nationwide.
- How to earn it:
- Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
(Expires 01/24/2024)
Fifth Third Bank $350 Checking Bonus
What you’ll get: $350 Bonus- Eligible account: Momentum® Checking or Preferred checking account
- Where it’s available: FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA
- How to earn it:
- Open a new checking account by 1/7/2024.
- Make direct deposits totaling $500 or more within 90 days of account opening.
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
(Offer Expires 01/07/2024)
Chase Secure BankingSM $100 Bonus
- What you’ll get: $100 Bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Available nationwide.
- How to earn it: New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch.
(Expires 01/24/2024)
SoFi Checking & Savings $275 Bonus + 4.30% APY
Earn more on your money with 4.30% APY and a $275 bonus when you direct deposit into a SoFi Checking and Savings account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $275 Bonus + 4.30% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Expires 12/31/2023)
| Total Qualifying Direct Deposit Amount | Cash Bonus |
| $1,000 – $4,999 | $50 |
| $5,000 or more | $250 |
Huntington Unlimited Plus Business Checking $1,000 Bonus
What you’ll get: $1,000 bonus- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
(Expires 01/15/2024)
Huntington Unlimited Business Checking $400 Bonus
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 01/15/2024)
Huntington Business Checking 100 $100 Bonus
- What you’ll get: $100 bonus
- Eligible account: Huntington Business Checking 100 Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Business Checking 100 account and make total deposits of at least $2,000 within 60 days of account opening.
(Expires 01/15/2024)
PNC Bank Up to $400 Checking Bonus
- What you’ll get: Up to $400 bonus
- Eligible account: Select new PNC Virtual Wallet®
- Where it’s available:
- PNC Bank Virtual Wallet® (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- PNC Bank Virtual Wallet® Checking Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
- How to earn it:
- Earn up to $400 when you open and use a select new PNC Virtual Wallet®
- Virtual Wallet®: Earn $100 when you establish total qualifying direct deposit(s) of $500 or more to the Spend account
- Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
- Virtual Wallet® with Performance Select: Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
TD Bank Beyond Checking $300 Bonus
- What you’ll get: $300 bonus
- Which account: TD Bank Beyond Checking
- Credit Inquiry: Soft Pull, which does not affect your credit
- Where it’s available: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT (Online Only)
- How to earn it: Open a TD Bank Beyond Checking Account online. Then receive direct deposits of $2,500 or more within 60 days of opening your account.
- When you’ll receive it: The bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Monthly fee: Avoid $25 monthly fee with one of the following:
- $5,000 or more in direct deposits within a statement cycle
- $2,500 minimum daily balance is maintained
- $25,000 minimum daily combined balance of all deposit accounts, all outstanding loan accounts, and/or mortgages in good standing (excludes credit card) that you choose to link
(Visit TD Bank to learn more)
TD Bank Convenience Checking $200 Bonus
- What you’ll get: $200 bonus
- Which account: TD Bank Convenience Checking
- Credit Inquiry: Soft Pull, which does not affect your credit
- Where it’s available: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT (Online Only)
- How to earn it: Open a TD Bank Convenience Checking Account online. Then receive direct deposits of $500 or more within 60 days of opening your account.
- When you’ll receive it: The bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Monthly fee: The $15 Monthly Fee can be waived with a minimum daily balance of $100.
(Visit TD Bank to learn more)
Axos Bank Business Premium Savings $375 Bonus
What you’ll get: Up to $375- Which account: Business Premium Savings
- How to earn it:
- Business owners get up to $375 welcome bonus!*
- Choose smarter business banking by Dec. 31 and enjoy up to 4.01% APY* and a bonus of up to $375 when you maintain a minimum average daily balance of $75,000.† Just use promo code BPS375 on your application.
(FDIC Insured)
Axos Bank $300 Rewards Checking Bonus
What you’ll get: $300- Which account: Axos Bank Rewards Checking
- How to earn it:
- Use the promo code AXOS300 when you apply for a Rewards Checking account by December 31st. Then meet qualifying requirements to earn up a $300 welcome bonus!
(Expires 12/31/2023)
Axos Bank Up to $400 Basic Business Checking Bonus
- What you’ll get: Up to $400
- Which account: Axos Bank Basic Business Checking
- How to earn it:
- Open a new Basic Business Checking account using promo code NEW400.
- You must be approved for your new Basic Business Checking and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Learn More at Axos Bank)
Axos Bank Up to $400 Business Interest Checking Bonus
- What you’ll get: Up to $400
- Which account: Axos Bank Business Interest Checking
- How to earn it:
- Open a new Business Interest Checking account using promo code NEW400.
- You must be approved for your new Business Interest Checking account and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Learn More at Axos Bank)
Aspiration Spend & Save $50 Bonus
What you’ll get: $50 bonus- Which account: Spend & Save Account or Plus Account
- Where it’s available: Nationwide
- How to earn it:
- Open a new Aspiration Spend & Save Account or Plus Account, then make a deposit of $10 minimum.
- Earn $50 credit for customers who spend $250 using Aspiration debit card.
(FDIC Insured)
PSECU Checking $300 Bonus
What you’ll get: $300 bonus- Eligible account: PSECU Checking Account
- Where it’s available: PA. Nationwide if you become Pennsylvania Recreation and Park Society (PRPS) for $20.
- How to earn it:
- Become a PSECU member using promo code: LEVELUP and add a free checking account with debit card. Then log into digital banking (online or mobile) and activate your debit card to earn the 1st $100 bonus.
- Establish one or more qualifying payroll direct deposits that together total $200 per calendar month. You will earn another $100 bonus.
- Maintain the qualifying payroll direct deposit(s) for 90 days after initial deposit. You will earn an additional $100 bonus.
(Expires 12/31/2023)
Truist Checking $300 Bonus
Chime Checking $100 Bonus
- What you’ll get: $100 bonus
- Eligible account: Chime Account
- Where it’s available: Online. Nationwide.
- How to earn it:
- Open a new Chime bank account using a referral link
- Make a direct deposit of $200 or more within 45 days of opening your account.
- The $100 bonus posts to your Chime account within 2 business days of meeting the requirements, but typically posts instantly once the requirements are met.
(No Expiration Date)
What You Must Know About Bank Bonuses
We manually update this list every day to keep it up to date with the latest promotions, bonuses, and offers.
However, some offers do end prematurely.
Additionally, we may have left out details or need to update a post entirely.
Thus, you should always confirm the existence of an offer.
Finally, if you have information about an offer that may have expired feel free to leave a comment below letting us know.
We would like to emphasis that while these bonuses may seem attractive, some banks have terms and fees that may take value away from the offer.
The truth is that these bonus offers are meant to attract long-term customers to the bank.
More often than not you will lose the bonus if you close the account too soon.
Like we mentioned previously sometimes offers get removed prematurely.
Thus, you should always save a copy of the offer to prove you qualify for the bonus.
Furthermore, some offers even suggest or require you to bring a copy of the offer when you open an account.
Most banks are soft-pulls and will not lower your credit temporarily.
However, there are some banks and credit unions that are hard-pulls and will lower your credit score.
Check out our updated list of Soft-Pull and Hard-Pull entities. However, we do suggest you contact a customer service representative to confirm whether the credit pull is soft or hard.
Finally, feel free to share this information with us as well.
We give credit to our loyal readers who constantly keep us updated on the latest and hottest promotions available.
We even pay them for referring bonuses to us. However, we only accept bonuses that we deem worthwhile to promote to our readers.
Whether it is a credit union, local bank, or even an online bank; we can proudly say that you will always find the best and most updated list of bank promotions here.
You may have noticed that some reviews have expired promotions at the bottom.
However, from time to time these offers do return.
Additionally, it will give you an idea of what kind of offers were once available at the bank or credit union.
Featured Bank Bonuses & Promotions
These bank bonuses and promotions are our most highly regarded offers. Click on the bank name for the promotion learn all the terms.
Bank Bonuses from A-G
This list contains bank bonuses in alphabetical order. See all the bank offers near you and nationwide.
Bank Bonuses from H-R
Bank Bonuses from S-Z
Business Bank Bonuses & Promotions
For small business owner looking to open a business checking account, we have compile a list of best business bank bonuses & promotions down below. You will find the most extensive list of business checking account promotions on the web!
In order to open a business checking account, you must have an EIN along with a Doing Business As (DBA) letter from the State or IRS. Having a business checking account provides effective cash management and simplifies tax preparation for small business owners.
| PROMOTIONAL LINK | OFFER | REVIEW |
| U.S. Bank Silver Business Checking Package | $800 Cash | Review |
| U.S. Bank Gold Business Checking Package | $800 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $800 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Nationwide Business Premium Savings | $375 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $40 Cash | Review |
| BlueVine Business Checking | 2.00% APY | Review |
| Bank | State(s) | Bonus | Expiration | Review |
|---|---|---|---|---|
| 1st United Credit Union | CA | $200 | 12/31/2023 | Review |
| Advantis Credit Union | OR, WA | $100 | None | Review |
| American Airlines Credit Union | Nationwide | $25 | 12/31/2023 | Review |
| American Bank & Trust | SD, MN | $100 | None | Review |
| American Express | Nationwide | 50K Points | None | Review |
| Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $300 | 12/31/2023 | Review |
| Ballston Spa National Bank | NY | $240 | None | Review |
| Ballston Spa National Bank | NY | $100 | None | Review |
| BankPlus | AL, LA, MS | $110 | None | Review |
| Banner Bank | Nationwide | $600 | 12/15/2023 | Review |
| Baselane Banking | Nationwide | $500 | None | Review |
| Blue Foundry Bank | NJ | $1,000 | None | Review |
| BMO Harris Bank | AZ, FL, IL, IN, KS, MO, MN, WI | $500 | 12/08/2023 | Review |
| Brightstar Credit Union | FL | $100 | None | Review |
| Broadway Bank | TX | $500 | None | Review |
| California Bank & Trust | CA | $250 | 12/31/2023 | Review |
| CenterBank | OH | $750 | 11/30/2023 | Review |
| Central Pacific Bank | HI | $1200 | 11/30/2023 | Review |
| Citi | Nationwide | Up to $2000 | 01/09/2024 | Review |
| Community First Credit Union | FL | $200 | None | Review |
| Consumers Credit Union | MI | $200 | None | Review |
| East Cambridge Savings Bank | MA | $475 | 12/31/2023 | Review |
| Excite Credit Union | CA, NC | $300 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Fidelity Bank | PA | $500 | None | Review |
| First National Bank | PA, OH, MD, DC, VA, NC, SC, WV | $1000 | 12/15/2023 | Review |
| First United Credit Union | MI | $100 | None | Review |
| Flagstar Bank | MI, IN, OH | $500 | None | Review |
| Flushing Bank | NJ, NY | $1700 | None | Review |
| FNBO | CO, IA, IL, KS, NE, SD, TX, MO, WI, WY | $200 | 12/31/2023 | Review |
| FNCB Bank | PA | $1100 | None | Review |
| Freedom Federal Credit Union | MD | $100 | None | Review |
| FreeStar Financial Credit Union | MI | $500 | None | Review |
| Hancock Whitney Bank | AL, FL, LA, MS, TX | $400 | 11/30/2023 | Review |
| Katahdin Trust Company | ME | $500 | None | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $500 | 12/29/2023 | Review |
| Mercury Banking | Nationwide | $100 | None | Review |
| Mercury Banking | Nationwide | $500 | None | Review |
| MIDFLORIDA Credit Union | FL | $300 | None | Review |
| North State Bank | NC | $450 | None | Review |
| North State Bank | NC | $200 | None | Review |
| OnPoint Community Credit Union | OR | $200 | 08/15/2023 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $200 | 12/31/2023 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $500 | 12/31/2023 | Review |
| Provident Credit Union | CA | $300 | None | Review |
| Regent Bank | OK, MO | $2000 | None | Review |
| Relay Financial Banking | Nationwide | $150 | None | Review |
| Republic Bank of Chicago | IL | $2,000 | None | Review |
| Republic Bank | FL, IN, KY, OH & TN | $200 | 12/31/2023 | Review |
| S&T Bank | OH, PA | $600 | 12/31/2023 | Review |
| Seacoast Bank | FL | $600 | 12/31/2023 | Review |
| Seacoast Bank | FL | $250 | 12/31/2023 | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $100 | None | Review |
| Technology Credit Union | CA | $100 | None | Review |
| Velocity Community Credit Union | FL | $100 | None | Review |
| Waterstone Bank | WI | $250 | None | Review |
| Webster Bank | NY, MA, RI, CT | $100 | None | Review |
| WECU | WA | $250 | 12/31/2023 | Review |
| WesBanco | IN, KY, OH, PA, WV | $500 | None | Review |
| Winden | Nationwide | $200 | None | Review |
| Wintrust Bank | IL, FL, IN, WI | $500 | 01/31/2024 | Review |
Bank Bonus Offers, Referrals & Promotions
Bank referral bonuses and promotions are available to existing personal checking, personal savings, or business checking account for all major banks across the United States. It’s a great way to earn extra cash with your current bank account or when you open a new bank account.
Not only will you be getting a bonus, but your friend or family member will benefit with bonus cash referral for them too!
Below, you’ll the most updated list of all bank referral programs both local and nationwide to earn extra bonus rewards for participating in banking referral programs. Feel free to leave your contact/referral information in the comment section so readers can reach out to benefit both parties.
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
