Find the best bank bonuses, promotions, and offers here.
Update 12/10/24: #1 most extensive Bank Bonuses list on the web! We’ve updated our list with the most up to date offers.
We have the best bank deals and offers with the most comprehensive listing of checking, savings, and business accounts.
Our list includes some of the top banks in the nation such as Chase, HSBC Bank, Discover®, Huntington Bank, TD Bank, Wells Fargo, Bank of America, Capital One, Citi®, and many more.
You can find bank bonuses from $100, $200, $300, $400, $500, and up to $1,000+. Readers can open several account types and different banks to earn hundreds and thousands of dollars every year.
Bank account bonuses are categorized into the best personal checking, savings, and business accounts. It’s in alphabetical order for your convenience.
Read all the requirements for each bank bonus. This includes direct deposits, account type, expiration date, hard or soft pull, credit card funding, geographical restrictions, additional bonus requirements, and early closure fee.
Make sure to read all the terms & conditions at the bank’s web page to keep the account fee-free.
Our page is constantly updated daily with the most current offers. Make sure to bookmark this page and visit us often for the latest bank bonuses.
Best Checking Bonuses and Savings Account Offers
Checking account sign-up bonuses and promotions are the most popular account offers from banks.
For most customers, all banks offer all the necessary standard features. Therefore, it really boils down to branch locations and the bonus incentive.
Applying for Checking accounts usually triggers only a Soft credit inquiry that doesn’t affect your credit, unlike with credit cards. Due to this, you can take advantage of promotions from many different banks and make hundreds to thousands of dollars in exchange for your time.
Bank checking account bonuses generally requires a Direct Deposit, while savings account bonuses don’t.
Keep in mind of Direct Deposit requirements when you’re going for accounts with the highest bonuses. Some banks may give you the option to fund your account with a credit card.
If you find a bank bonus not on our list, let us know and earn up to $10 reward. Below are some of my favorite bank bonuses from Chase, HSBC, TD Bank, Huntington, and more.
HSBC Premier $1,500 or $2,500 Checking Bonus
What you’ll get: $1,500 or $2,500 cash bonus- Which account: HSBC Premier checking
- Where it’s available: Nationwide.
- How to earn it:
- Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
- Discover what HSBC Premier can offer you:
- Access to wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc.
- Easily open an account online, from the comfort of your home.
- Manage your banking needs across different time zones, with 24/7 support.
- Manage your money around the world – from global transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or if you’re buying a new home, you can use your international credit history to apply.
- Go beyond banking with special offers, referrals for tax advice, relocation services, and more.
- Here’s how the offer works:
- You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities.
- Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
(Expires 01/02/2025)
Member FDIC.
U.S. Bank $900 Business Checking Bonus
- What you’ll get: $400 or $900 Bonus
- Eligible account:
- Where it’s available: Nationwide
- How to earn it:
- Earn up to a $900 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q4AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 15, 2024. Member FDIC.
- Complete these steps to earn the offer:
- Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025.
- You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
- Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 10/01/2024 and 1/15/2025.
- You must make deposit(s) of at least $30,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $30,000 until the 60th day after account opening.
- Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025.
(Expires 01/15/2025)
BMO $300 Smart Money Checking Bonus
What you’ll get: $300 Cash Bonus- Which account: BMO Smart Money Checking
- Where it’s available: Nationwide.
- How to earn it:
- Open a new BMO Smart Money Checking Account and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. *Conditions Apply. BMO Bank N.A. Member FDIC
(Expires 02/03/2025)
*Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. During the promotional period, from November 1, 2024, to February 3, 2025
BMO $300 Smart Advantage Checking Bonus
- What you’ll get: $300 Cash Bonus
- Which account: BMO Smart Advantage Checking
- Where it’s available: Nationwide.
- How to earn it:
- Open a new BMO Smart Advantage Checking Account and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. *Conditions Apply. BMO Bank N.A. Member FDIC
(Expires 02/03/2025)
*Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. During the promotional period, from November 1, 2024, to February 3, 2025
Truist Checking $400 Bonus
- Learn More at Truist
- What you’ll get: $400 Bonus
- Eligible account: Truist Checking Account
- Where it’s available: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- How to earn it:
- Open a new Truist One Checking account online from October 31, 2024 through April 30, 2025 using promo code AFL2425TR1400
- You must open the account online and enter the promo code to be eligible to participate in the promotion.
- Receive at least 2 qualifying Direct Deposits totaling $1,000 or more within 120 days of account opening.
- The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Truist verification will occur one time after the qualification requirements are initially met. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
Capital One $250 Checking Bonus
- What you’ll get: $250 Bonus
- Eligible account: 360 Checking
- Where it’s available: Nationwide
- How to earn it:
- Open 360 Checking. Open a new account with promo code CHECKING250.
- Get direct deposits. Set up and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening.
- Bonus time. Your $250 will be deposited into your new account after you complete these steps.
Chase Business Complete Checking® $300 Bonus
- What you’ll get: $300 Bonus
- Eligible account: Chase Business Complete Checking®
- Where it’s available: Nationwide. Apply online or in-branch.
- How to earn it:
- Enter your email address to request an offer code from the offer page. You can open the account online or bring this offer code to your local branch when opening a new account.
- Open a new Chase Business Complete Checking® account.
- Fund: Deposit a total of $2,000 or more in new money into your new checking account within 30 days of offer enrollment.
- Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are: debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDepositSM, ACH (Credits), wires (Credits and Debits), Chase OnlineSM Bill Pay. The following are not considered qualifying transactions: ACH (Debits), Person to Person payments such as Zelle® and online transfers to Chase credit card(s).
- After you have completed all the above checking requirements, we’ll deposit the offer amount in your new account within 15 days.
(Expires 01/16/2025)
Chase Private Client $3,000 Bonus
- What you’ll get: $3,000 Bonus
- Eligible account: Chase Private Client
- Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV.
- How to earn it:
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, and J.P. Morgan Wealth Management retirement accounts).
- Your bonus will be determined on day 45. Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We’ll add it to your account within 40 days.
(Expires 01/22/2025)
Chase Total Checking® $300 Bonus
- What you’ll get: $300 Bonus
- Eligible account: Chase Total Checking®
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
- How to earn it:
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Make direct deposits totaling $500 or more within 90 days of coupon enrollment.
- Receive your bonus within 15 days.
(Expires 01/22/2025)
KeyBank $300 Checking Bonus
What you’ll get: $300 Bonus- Eligible accounts: Key Smart Checking®
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Earn $300 after qualified activities until 12/13/24 with the no-monthly-maintenance-fee Key Smart Checking®.
- Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
(Expires 12/13/2024)
Bank of America Checking Bonus Offer
To qualify for this offer,
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC
(Visit Bank of America to learn more)
Bank of America Business Advantage Checking Bonus Offer
When you open a new Bank of America Business Advantage checking account and complete the eligible requirements, you’ll have the opportunity to earn a $200 cash bonus offer. See offer page for more details.
How To Earn The Bonus
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
(Visit Bank of America to learn more)
Chase College CheckingSM $100 Bonus
- What you’ll get: $100 Bonus
- Eligible account: Chase College CheckingSM
- Where it’s available: Available nationwide.
- How to earn it:
- Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
(Expires 01/22/2025)
Chase Secure BankingSM $100 Bonus
- What you’ll get: $100 Bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Available nationwide.
- How to earn it: New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch.
(Expires 01/22/2025)
SoFi Bank Checking & Savings $325 Bonuses + 4.00% APY
Earn more on your money with 4.00% APY and a $325 bonus when you direct deposit into a SoFi Checking and Savings account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $325 Bonus + 4.00% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Expires 12/31/2024)
| Total Qualifying Direct Deposit Amount | Cash Bonus |
| $1,000 – $4,999 | $50 |
| $5,000 or more | $300 |
Huntington Unlimited Plus Business Checking $1,000 Bonus
What you’ll get: $1,000 bonus- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
(Expires 01/07/2025)
Huntington Unlimited Business Checking $400 Bonus
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 01/07/2025)
Axos Bank Up to $400 Basic Business Checking Bonus
What you’ll get: Up to $400- Which account: Axos Bank Basic Business Checking
- How to earn it:
- Open a new Basic Business Checking account using promo code NEW400.
- You must be approved for your new Basic Business Checking and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Learn More at Axos Bank)
Axos Bank Up to $400 Business Interest Checking Bonus
- What you’ll get: Up to $400
- Which account: Axos Bank Business Interest Checking
- How to earn it:
- Open a new Business Interest Checking account using promo code NEW400.
- You must be approved for your new Business Interest Checking account and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Learn More at Axos Bank)
Axos Bank Up to $375 Business Premium Savings Bonus
- What you’ll get: Up to $375
- Which account: Business Premium Savings
- How to earn it:
- Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375.†
- Business Premium Savings bonus of up to $375: You must be approved for your new Business Premium Savings account and fund it within 30 days of account opening.
- An incentive of up to $375 can be earned during the first four (4) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month.
- $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and $74,999.99.
- $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater.
- You can earn a maximum of three (3) payouts during the four (4) statement cycles, and the incentive will be deposited into your Business Premium Savings account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- Your Business Premium Savings account must remain open and in good standing at the time the incentive is paid to be eligible.
- Furthermore, your Business Premium Savings account must remain open for 120 days, or an early closure fee of up to $375 may apply.
(Learn More at Axos Bank)
Chime Checking $100 Bonus
- What you’ll get: $100 bonus
- Eligible account: Chime Account
- Where it’s available: Online. Nationwide.
- How to earn it:
- Open a new Chime bank account using a referral link
- Make a direct deposit of $200 or more within 45 days of opening your account.
- The $100 bonus posts to your Chime account within 2 business days of meeting the requirements, but typically posts instantly once the requirements are met.
(Limited time offer)
Upgrade Checking $200 Bonus
What you’ll get: $200 bonus- Eligible account: Upgrade Rewards Checking Plus
- Where it’s available: Nationwide
- How to earn it:
- Earn a $200 bonus when you open a new Upgrade Rewards Checking Plus account and complete qualifying activities.
- Once you sign up for Rewards Checking Plus and direct deposit at least $1,000 in 45 days, both you and your friend can receive a bonus.
(Expires 12/02/2024)
Upgrade Premier Savings $200 Bonus
- What you’ll get: Up to $200 bonus
- Eligible account: Upgrade Premier Savings
- Where it’s available: Nationwide
- How to earn it:
- Earn up to a $200 bonus when you open a new Upgrade Premier Savings account account and complete qualifying activities.
- To earn the bonus, you must deposit at least $5,000 in the first 30 days, and leave it for an additional 60 days.
- $25 bonus: $5,000 – $24,999 deposit
- $50 bonus: $25,000 – $49,999 deposit
- $100 bonus: $50,000 – $99,999 deposit
- $200 bonus: $100,000+ deposit
(Expires 12/02/2024)
Fairwinds Credit Union $175 Bonus
What you’ll get: $175 bonus- Eligible account: Preferred Checking or Signature Checking
- Where it’s available: Nationwide via membership (Branches in FL)
- How to earn it:
- Open a Preferred or Signature Checking Account and complete payroll deposit(s) totaling $1,000 or more within 60 days of account opening.
(Expires 06/01/2024)
Laurel Road High Yield Savings $200 Bonus
What you’ll get: Up to $200 bonus- Eligible account: Laurel Road High Yield Savings
- Where it’s available: Nationwide
- How to earn it:
- Open a High Yield Savings account before 1/10/2025
- Deposit at least $1 in the first 20 days of account open
- Have at least $5,000 in your account by day 90 after open
- Bonus tiers:
- $50 bonus – Deposit total between $5,000–$14,999.99
- $100 bonus – Deposit total between $15,000–$29,999.99
- $200 bonus – Deposit total more than $30,000+
(FDIC Insured)
What You Must Know About Bank Bonuses
We manually update this list every day to keep it up to date with the latest promotions, bonuses, and offers.
However, some offers do end prematurely.
Additionally, we may have left out details or need to update a post entirely.
Thus, you should always confirm the existence of an offer.
Finally, if you have information about an offer that may have expired feel free to leave a comment below letting us know.
We would like to emphasis that while these bonuses may seem attractive, some banks have terms and fees that may take value away from the offer.
The truth is that these bonus offers are meant to attract long-term customers to the bank.
More often than not you will lose the bonus if you close the account too soon.
Like we mentioned previously sometimes offers get removed prematurely.
Thus, you should always save a copy of the offer to prove you qualify for the bonus.
Furthermore, some offers even suggest or require you to bring a copy of the offer when you open an account.
Most banks are soft-pulls and will not lower your credit temporarily.
However, there are some banks and credit unions that are hard-pulls and will lower your credit score.
Check out our updated list of Soft-Pull and Hard-Pull entities. However, we do suggest you contact a customer service representative to confirm whether the credit pull is soft or hard.
Finally, feel free to share this information with us as well.
We give credit to our loyal readers who constantly keep us updated on the latest and hottest promotions available.
We even pay them for referring bonuses to us. However, we only accept bonuses that we deem worthwhile to promote to our readers.
Whether it is a credit union, local bank, or even an online bank; we can proudly say that you will always find the best and most updated list of bank promotions here.
You may have noticed that some reviews have expired promotions at the bottom.
However, from time to time these offers do return.
Additionally, it will give you an idea of what kind of offers were once available at the bank or credit union.
Featured Bank Bonuses & Promotions
These bank bonuses and promotions are our most highly regarded offers. Click on the bank name for the promotion learn all the terms.
Bank Bonuses from A-G
This list contains bank bonuses in alphabetical order. See all the bank offers near you and nationwide.
Bank Bonuses from H-R
Bank Bonuses from S-Z
Business Bank Bonuses & Promotions
For small business owner looking to open a business checking account, we have compile a list of best business bank bonuses & promotions down below. You will find the most extensive list of business checking account promotions on the web!
In order to open a business checking account, you must have an EIN along with a Doing Business As (DBA) letter from the State or IRS. Having a business checking account provides effective cash management and simplifies tax preparation for small business owners.
| PROMOTIONAL LINK | OFFER | REVIEW |
| U.S. Bank Silver Business Checking Package | $900 Cash | Review |
| U.S. Bank Gold Business Checking Package | $900 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $900 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $75 Cash | Review |
| BlueVine Business Checking | 2.00% APY | Review |
| Bank | State(s) | Bonus | Expiration | Review |
|---|---|---|---|---|
| Advantis Credit Union | OR, WA | $100 | None | Review |
| Air Academy Credit Union | CO | $1,000 | None | Review |
| AltaOne Federal Credit Union | CA | $650 | 10/31/2024 | Review |
| Altra Federal Credit Union | CO, MN, NJ, TN, TX, WI | $250 | None | Review |
| American Bank & Trust | SD, MN | $100 | None | Review |
| American Express | Nationwide | 30K Points | None | Review |
| Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $750 | 12/31/2024 | Review |
| Ballston Spa National Bank | NY | $240 | None | Review |
| Ballston Spa National Bank | NY | $100 | None | Review |
| Bank of America | Nationwide | $200 | 12/31/2024 | Review |
| BankPlus | AL, LA, MS | $110 | None | Review |
| Banner Bank | CA, ID, OR, WA | $600 | 12/31/2024 | Review |
| Baselane Banking | Nationwide | $500 | None | Review |
| Blue Foundry Bank | Nationwide | $1,000 | None | Review |
| BMO | AZ, FL, IL, IN, KS, MO, MN, WI | $750 | 02/01/2025 | Review |
| Brightstar Credit Union | FL | $100 | None | Review |
| Broadway Bank | TX | $1000 | None | Review |
| Broadway Bank | TX | $500 | None | Review |
| Central Bank | CO, IL, KS, MO, OK | $500 | 01/31/2025 | Review |
| Chartway Federal Credit Union | Nationwide | $500 | 08/31/2024 | Review |
| Citadel Credit Union | PA | $750 | 11/30/2024 | Review |
| Citi | Nationwide | Up to $2000 | 01/25/2025 | Review |
| Citizens Bank | CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL | $250 | 07/20/2024 | Review |
| Community Financial Credit Union | MI | $750 | None | Review |
| Community First Credit Union | FL | $200 | None | Review |
| Consumers Credit Union | MI | $200 | None | Review |
| Cyprus Credit Union | UT | $100 | 08/31/2024 | Review |
| Dedham Savings Bank | MA | $300 | 12/31/2024 | Review |
| Equity Bank | AR, KS, OK, MO | $400 | 12/31/2024 | Review |
| Excite Credit Union | CA, NC | $300 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Fidelity Bank | PA | $800 | None | Review |
| First Federal Bank | FL | $400 | None | Review |
| First Horizon Bank | AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA | $800 | 12/31/2024 | Review |
| First National Bank | PA, OH, MD, DC, VA, NC, SC, WV | $800 | 12/31/2024 | Review |
| First Service Bank | AR | $500 | None | Review |
| First South Financial | TN | $1000 | 10/31/2024 | Review |
| First United Credit Union | MI | $100 | None | Review |
| Flagstar Bank | MI, IN, OH | $500 | None | Review |
| Flushing Bank | NJ, NY | $1700 | None | Review |
| FNBO | CO, IA, IL, KS, NE, SD, TX, MO, WI, WY | $500 | 12/31/2024 | Review |
| FNCB Bank | PA | $1100 | None | Review |
| Found Banking | Nationwide | $125 | 12/31/2024 | Review |
| Freedom Federal Credit Union | MD | $100 | None | Review |
| FreeStar Financial Credit Union | MI | $500 | None | Review |
| Guaranty Bank | MS, TN | $300 | 12/08/2024 | Review |
| Katahdin Trust Company | ME | $500 | None | Review |
| Kemba Financial Credit Union | OH | $300 | 09/30/2024 | Review |
| LiLi Banking | Nationwide | $300 | 12/31/2024 | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $1500 | 12/31/2024 | Review |
| Mercury Banking | Nationwide | $100 | None | Review |
| Mercury Banking | Nationwide | $500 | None | Review |
| MIDFLORIDA Credit Union | FL | $300 | None | Review |
| North State Bank | NC | $450 | None | Review |
| North State Bank | NC | $200 | None | Review |
| Old National Bank | IL, IN, KY, MI, WI | $1200 | 09/30/2024 | Review |
| Partner Colorado Credit Union | CO | $250 | 12/31/2024 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $1000 | 12/31/2024 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $1000 | 12/31/2024 | Review |
| Primis Bank | Nationwide | $100 | 07/31/2024 | Review |
| Provident Credit Union | CA | $300 | None | Review |
| Regent Bank | OK, MO | $2000 | None | Review |
| Relay Financial Banking | Nationwide | $150 | None | Review |
| Republic Bank of Chicago | IL | $2,000 | None | Review |
| Republic Bank | FL, IN, KY, OH & TN | $200 | 12/31/2024 | Review |
| S&T Bank | OH, PA | $900 | 12/31/2024 | Review |
| Santander Bank | NH, FL, MA, RI, CT, DE, NY, NJ, PA | $500 | 12/31/2024 | Review |
| Seacoast Bank | FL | $600 | 12/31/2024 | Review |
| Seacoast Bank | FL | $600 | 12/31/2024 | Review |
| South State Bank | AL, FL, GA, NC, SC, VA | $400 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $100 | None | Review |
| TD Bank | CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT | $500 | 11/30/2024 | Review |
| Technology Credit Union | CA | $100 | None | Review |
| Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV | $400 | 03/31/2025 | Review |
| Union Savings Bank | CT | $500 | 09/27/2024 | Review |
| Valley First Credit Union | CA | $500 | None | Review |
| Vectra Bank | CO | $2,500 | 08/31/2024 | Review |
| Velocity Community Credit Union | FL | $100 | None | Review |
| Waterstone Bank | WI | $250 | None | Review |
| Webster Bank | NY, MA, RI, CT | $100 | None | Review |
| WesBanco | IN, KY, OH, PA, WV | $500 | None | Review |
| Winden | Nationwide | $200 | None | Review |
| Wintrust Bank | IL, FL, IN, WI | $500 | 01/29/2025 | Review |
Bank Bonuses, Offers, Referrals & Promotions
Bank referral bonuses and promotions are available to existing personal checking, personal savings, or business checking account for all major banks across the United States. It’s a great way to earn extra cash bonuses with your current bank account or when you open a new bank account.
Not only will you be getting a bonus, but your friend or family member will benefit with bonus cash referral for them too!
Below, you’ll the most updated list of all bank referral programs both local and nationwide to earn extra bonus rewards for participating in banking referral programs. Feel free to leave your contact/referral information in the comment section so readers can reach out to benefit both parties.
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
