Find the best bank bonuses, promotions, and offers here.
Update 9/1/25: #1 most extensive Bank Bonuses list on the web! We’ve updated our list with the most up to date offers.
We have the best bank deals and offers with the most comprehensive listing of checking, savings, and business accounts.
Our list includes some of the top banks in the nation such as Chase, HSBC Bank, Discover®, Huntington Bank, TD Bank, Wells Fargo, Bank of America, Capital One, Citi®, and many more.
You can find bank bonuses from $100, $200, $300, $400, $500, and up to $1,000+. Readers can open several account types and different banks to earn hundreds and thousands of dollars every year.
Bank account bonuses are categorized into the best personal checking, savings, and business accounts. It’s in alphabetical order for your convenience.
Read all the requirements for each bank bonus. This includes direct deposits, account type, expiration date, hard or soft pull, credit card funding, geographical restrictions, additional bonus requirements, and early closure fee.
Make sure to read all the terms & conditions at the bank’s web page to keep the account fee-free.
Our page is constantly updated daily with the most current offers. Make sure to bookmark this page and visit us often for the latest bank bonuses.
Best Checking Bonuses and Savings Account Offers
Checking account sign-up bonuses and promotions are the most popular account offers from banks.
For most customers, all banks offer all the necessary standard features. Therefore, it really boils down to branch locations and the bonus incentive.
Applying for Checking accounts usually triggers only a Soft credit inquiry that doesn’t affect your credit, unlike with credit cards. Due to this, you can take advantage of promotions from many different banks and make hundreds to thousands of dollars in exchange for your time.
Bank checking account bonuses generally requires a Direct Deposit, while savings account bonuses don’t.
Keep in mind of Direct Deposit requirements when you’re going for accounts with the highest bonuses. Some banks may give you the option to fund your account with a credit card.
If you find a bank bonus not on our list, let us know and earn up to $10 reward. Below are some of my favorite bank bonuses from Chase, HSBC, TD Bank, Huntington, and more.
Chase Business Complete Checking® $300 or $500 Bonus
- What you’ll get: $300 or $500 bonus
- Eligible account: Chase Business Complete Checking®
- Where it’s available: Nationwide. Apply online or in-branch.
- How to earn it:
- Enter your email address to request an offer code from the offer page. You can open the account online or bring this offer code to your local branch when opening a new account.
- Open a new Chase Business Complete Checking® account.
- Fund: Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates.
- Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment:
- $300 when you fund with $2,000 – $9,999
- $500 when you fund with $10,000 or more
- Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment:
- Maintain: Maintain the new money (at least $2,000 for the $300 offer OR at least $10,000 for the $500 offer) in the new checking account for at least 60 days from the offer enrollment. If new money deposit amount decreases below the threshold during the 60-day period, your offer amount may change or your checking account may no longer qualify for the offer.
- Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are: debit card purchases, Chase QuickDepositSM, ACH (Credits), wires (Credits and Debits), Chase OnlineSM Bill Pay, and Chase QuickAccept®. QuickAccept card payments are combined into one daily qualifying transaction. QuickAccept is not available to all businesses.
- After you have completed all the above checking requirements, we’ll deposit the offer amount in your new account within 15 days.
(Expires 05/14/2026)
HSBC Premier Checking $7,000 Bonus
We’re excited to offer1 you an opportunity to earn up to $7,000 when you open a HSBC Premier2 checking account by March 31, 2026, and complete qualifying activities.
It’s easy. The more you fund, the more you earn.
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
Here’s how the offer works:
Open a new HSBC Premier checking account by March 31, 2026. Add New Assets to your Premier checking account, Premier Savings account, Premier Relationship Savings account, Managed Portfolio Account and/or Spectrum account (Eligible Accounts) by March 31, 2026, and maintain the New Assets through June 30, 2026.
- Get a $1,500 Cash Bonus: Add and maintain New Assets of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Assets of $250,000 to $499,999
- Get a $3,500 Cash Bonus: Add and maintain New Assets of $500,000 to $999,999
- Get a $7,000 Cash Bonus: Add and maintain New Assets of $1,000,000+
- If all offer requirements are met, the bonus will be paid by August 31, 2026.
Discover what HSBC Premier can offer you:
Discover what an HSBC Premier relationship can offer you
- Send and receive money with Zelle® right from our mobile app
- Manage your money safely, easily and fee-free around the world – from Global Money Transfers to multi-currency needs
- Enjoy peace of mind with unique travel benefits available through our credit cards
Qualifying criteria for HSBC Premier checking account:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment2 accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status3.
(at HSBC)
Chase Private Client $3,000 Bonus
- What you’ll get: $3,000 Bonus
- Eligible account: Chase Private Client
- Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV.
- How to earn it:
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Meet with a Chase Private Client Banker. Open or upgrade to your new Chase Private Client Checking account in branch.
- Transfer your funds. After offer enrollment, you have 45 days to transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts. Your bonus will be determined on day 45.
- Earn $1,000 when you deposit $150,000 – $249,999 OR
- Earn $2,000 when you deposit $250,000 – $499,999 OR
- Earn $3,000 when you deposit $500,000+
- Enjoy the bonus. Maintain your new money for 90 days from offer enrollment – we’ll add the bonus into your account within 40 days.
(Expires 04/15/2026)
Chase Total Checking® $400 Bonus
- What you’ll get: $400 Bonus
- Eligible account: Chase Total Checking®
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
- How to earn it:
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Receive your new checking account bonus within 15 days.
(Expires 04/15/2026)
Chase High School CheckingSM $125 Bonus
- What you’ll get: $125 Bonus
- Eligible account: Chase High School CheckingSM
- Where it’s available: Available nationwide.
- How to earn it:
- The parent/guardian is the co-owner of the account and needs to have an eligible Chase checking account and be present at account opening. Account is subject to approval.
- Open the High School Checking account in branch with your 13-17 year old. To open the account, your teen will need to bring two acceptable forms of ID. You must be present at account opening. Account is subject to approval.
- Your teen needs to complete 5 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include:
- Debit card purchases
- Zelle®
- ACH Credits
- Chase QuickDepositSM
- Online bill payments
- Check your teen’s account for the $125 bonus. The bonus will appear in your teen’s account within 15 days of completing qualifying transactions.
(Expires 04/15/2026)
Chase Secure BankingSM $125 Bonus
- What you’ll get: $125 Bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Available nationwide.
- How to earn it:
- Open a new Chase Secure Banking account online or enter your email address to get your coupon and bring it to a Chase branch to open an account.
- Complete 10 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include:
- Debit card purchases
- Zelle®
- ACH credits
- Chase QuickDepositSM
- Online bill payments
- Your checking account bonus will appear in your account within 15 days after completing the qualifying transactions.
(Expires 03/27/2026)
Truist Checking $400 Bonus
- Learn More
- What you’ll get: $400 Bonus
- Eligible account: Truist One Checking
- Where it’s available: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- How to earn it:
- As a new personal checking customer, open a new Truist One Checking account online from October 30, 2025 through March 25, 2026 using promo code AFL400TR1Q425.
- You must open the account online and enter the promo code to be eligible to participate in the promotion.
- Receive at least 2 qualifying direct deposits* totaling $2,000 or more AND complete at least 20 qualifying debit card purchases within 120 days of account opening. All debit purchases must be posted to your account to qualify.
- The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open, not restricted, and have a balance of at least $0.01. Truist verification will occur one time after the qualification requirements are initially met.
Wells Fargo $325 Checking Bonus
- What you’ll get: $250 Bonus
- Eligible account: Everyday Checking
- Where it’s available: Nationwide
- How to earn it:
- Open a new, eligible checking account with your bonus code.
- Deposit. Receive $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
- Enjoy $325. After the 90-day qualification period, you will receive your bonus within 30 days of meeting offer requirements.
Bank of America Checking Bonus Offer
To qualify for this offer,
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
- $100 Cash Bonus: $2,000+ Total Qualifying Direct Deposits
- $300 Cash Bonus: $5,000+ Total Qualifying Direct Deposits
- $500 Cash Bonus: $10,000+ Total Qualifying Direct Deposits
- If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC
(Visit Bank of America to learn more)
BMO $400 Smart Money Checking Bonus
What you’ll get: $400 Cash Bonus*- Which account: BMO Smart Money Checking
- Where it’s available: Nationwide.
- How to earn it:
- Open a new BMO Smart Money Checking Account and get a $400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9 – 1/28/26. *Conditions Apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC
(Expires 01/28/2026)
BMO $400 Smart Advantage Checking Bonus
- What you’ll get: $400 Cash Bonus*
- Which account: BMO Smart Advantage Checking
- Where it’s available: Nationwide.
- How to earn it:
- Open a new BMO Smart Advantage Checking Account and get a $400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9 – 1/28/26. *Conditions Apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC
(Expires 01/28/2026)
Capital One $250 Checking Bonus
- What you’ll get: $250 Bonus
- Eligible account: 360 Checking
- Where it’s available: Nationwide
- How to earn it:
- Open 360 Checking. Open a new account with promo code CHECKING250.
- Get direct deposits. Set up and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening.
- Bonus time. Your $250 will be deposited into your new account after you complete these steps.
U.S. Bank $450 Checking Bonus
- What you’ll get: Up to $450 bonus
- Eligible account: U.S. Bank Smartly® Checking Account
- Where it’s available: Nationwide
- How to earn it:
- Complete these steps to earn the offer:
- Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 1, 2026. Member FDIC.
- Earn up to $450 with a new Bank Smartly Checking account.
- Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $2,000 – $4,999.99 to earn $250, $5,000 – $7,999.99 to earn $350 or $8,000 or more to earn $450.
- Get started with an initial deposit of $25 within 30 days. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
(Expires 04/01/2026)
U.S. Bank $1200 Business Checking Bonus
- What you’ll get: $400 or $1200 Bonus
- Eligible account:
- Where it’s available: Nationwide
- How to earn it:
- Complete these steps to earn the offer:
- Open a business checking account.
- Earn a $400 bonus when you open a U.S. Bank Business Essentials Account or $1,200 when you open a Platinum Business Checking Account online with promo code Q1AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2026. Member FDIC.
- Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 1/15/2026 and 3/31/2026.
- You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
- You must also complete 6 qualifying transactions based on posted date within 60 days of account opening.
- Earn your $1,200 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 1/15/2026 and 3/31/2026.
- You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening.
- You must also complete 6 qualifying transactions based on posted date within 60 days of account opening.
- Promo code Q1AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
(Expires 03/31/2026)
KeyBank $500 Checking Bonus
What you’ll get: $500 bonus- Eligible accounts: Key Select Checking®
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Earn $500 after qualified activities until 5/22/26 with Key Select Checking®.
- Open a Key Select Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
(Expires 05/22/2026)
KeyBank $300 Checking Bonus
- What you’ll get: $300 bonus
- Eligible accounts: Key Smart Checking®
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Earn $300 after qualified activities until 5/22/26 with the no-monthly-maintenance-fee Key Smart Checking®.
- Open a Key Smart Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $10 and a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
(Expires 05/22/2026)
Bank of America Business Advantage Checking Bonus Offer
When you open a new Bank of America Business Advantage checking account and complete the eligible requirements, you’ll have the opportunity to earn a $400 or $750 cash bonus offer. See offer page for more details.
How To Earn The Bonus
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into that new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
- $5,000 Balance Requirement: $400 Cash Bonus Tier
- $15,000 Balance Requirement: $750 Cash Bonus Tier
- Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
(Visit Bank of America to learn more)
SoFi Bank Checking & Savings $325 Bonuses + 3.80% APY
Earn more on your money with 3.80% APY and a $325 bonus when you direct deposit into a SoFi Checking and Savings account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $325 Bonus + 3.80% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Learn more at SoFi)
| Total Qualifying Direct Deposit Amount | Cash Bonus |
| $1,000 – $4,999 | $50 |
| $5,000 or more | $300 |
Huntington Unlimited Plus Business Checking $1,000 Bonus
What you’ll get: $1,000 bonus- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
(Expires 06/16/2026)
Huntington Unlimited Business Checking $400 Bonus
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 06/16/2026)
Axos Bank Up to $200 Basic Business Checking Bonus
What you’ll get: Up to $200- Which account: Axos Bank Basic Business Checking
- How to earn it:
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Maintain an average daily balance of $3,000 over your account’s first few months. You’ll earn up to $50 cashback per calendar month, up to $200 total.
- To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened.
- To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle.
- The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing.
(Learn More at Axos Bank)
Axos Bank Up to $600 Business Premium Savings Bonus
- What you’ll get: Up to $600
- Which account: Business Premium Savings
- How to earn it:
- To be eligible to qualify for the Cash Bonus Promotion, a business must:
- Become a new Axos business customer in the Promotion Period (10/9/2025 – 6/30/2026)
- Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
- Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
- Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
- To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
- Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
- Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
- Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
- Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
- The Qualification Period begins on the first business day of the month and runs through the 25th of the month.
- To be eligible to qualify for the Cash Bonus Promotion, a business must:
(Learn More at Axos Bank)
Chime Checking $100 Bonus
- What you’ll get: $100 bonus
- Eligible account: Chime Account
- Where it’s available: Online. Nationwide.
- How to earn it:
- Open a new Chime bank account using a referral link
- Make a direct deposit of $200 or more within 45 days of opening your account.
- The $100 bonus posts to your Chime account within 2 business days of meeting the requirements, but typically posts instantly once the requirements are met.
(Limited time offer)
What You Must Know About Bank Bonuses
We manually update this list every day to keep it up to date with the latest promotions, bonuses, and offers.
However, some offers do end prematurely.
Additionally, we may have left out details or need to update a post entirely.
Thus, you should always confirm the existence of an offer.
Finally, if you have information about an offer that may have expired feel free to leave a comment below letting us know.
We would like to emphasis that while these bonuses may seem attractive, some banks have terms and fees that may take value away from the offer.
The truth is that these bonus offers are meant to attract long-term customers to the bank.
More often than not you will lose the bonus if you close the account too soon.
Like we mentioned previously sometimes offers get removed prematurely.
Thus, you should always save a copy of the offer to prove you qualify for the bonus.
Furthermore, some offers even suggest or require you to bring a copy of the offer when you open an account.
Most banks are soft-pulls and will not lower your credit temporarily.
However, there are some banks and credit unions that are hard-pulls and will lower your credit score.
Check out our updated list of Soft-Pull and Hard-Pull entities. However, we do suggest you contact a customer service representative to confirm whether the credit pull is soft or hard.
Finally, feel free to share this information with us as well.
We give credit to our loyal readers who constantly keep us updated on the latest and hottest promotions available.
We even pay them for referring bonuses to us. However, we only accept bonuses that we deem worthwhile to promote to our readers.
Whether it is a credit union, local bank, or even an online bank; we can proudly say that you will always find the best and most updated list of bank promotions here.
You may have noticed that some reviews have expired promotions at the bottom.
However, from time to time these offers do return.
Additionally, it will give you an idea of what kind of offers were once available at the bank or credit union.
Featured Bank Bonuses & Promotions
These bank bonuses and promotions are our most highly regarded offers. Click on the bank name for the promotion learn all the terms.
Bank Bonuses from A-G
This list contains bank bonuses in alphabetical order. See all the bank offers near you and nationwide.
Bank Bonuses from H-R
Bank Bonuses from S-Z
Business Bank Bonuses & Promotions
For small business owner looking to open a business checking account, we have compile a list of best business bank bonuses & promotions down below. You will find the most extensive list of business checking account promotions on the web!
In order to open a business checking account, you must have an EIN along with a Doing Business As (DBA) letter from the State or IRS. Having a business checking account provides effective cash management and simplifies tax preparation for small business owners.
| PROMOTIONAL LINK | OFFER | REVIEW |
| U.S. Bank Platinum Business Checking Package | $1200 Cash | Review |
| U.S. Bank Business Essentials | $900 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Axos Bank Basic Business Checking | $200 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $75 Cash | Review |
| Bank | State(s) | Bonus | Expiration | Review |
|---|---|---|---|---|
| Achieva Credit Union | FL | $100 | None | Review |
| Advantis Credit Union | OR, WA | $100 | None | Review |
| Air Academy Credit Union | CO | $1,000 | None | Review |
| Altra Federal Credit Union | CO, MN, NJ, TN, TX, WI | $250 | None | Review |
| American Bank & Trust | SD, MN | $100 | None | Review |
| American Express | Nationwide | 30K Points | None | Review |
| Arc | Nationwide | $500 | None | Review |
| Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $750 | 09/30/2025 | Review |
| Ballston Spa National Bank | NY | $240 | None | Review |
| Ballston Spa National Bank | NY | $100 | None | Review |
| BankPlus | AL, LA, MS | $110 | None | Review |
| Banner Bank | CA, ID, OR, WA | $1000 | 03/31/2026 | Review |
| Bar Harbor Bank & Trust | ME, NH, VT | $400 | 02/28/2026 | Review |
| Baselane Banking | Nationwide | $500 | None | Review |
| BayFirst National Bank | FL | $500 | 09/30/2025 | Review |
| Blue Foundry Bank | Nationwide | $1,000 | None | Review |
| BMO | AZ, FL, IL, IN, KS, MO, MN, WI | $1000 | 01/26/2026 | Review |
| Brightstar Credit Union | FL | $100 | None | Review |
| Broadway Bank | TX | $400 | None | Review |
| Byline Bank | IL | $600 | 02/12/2026 | Review |
| Capital One | Nationwide | $500 | 09/05/2025 | Review |
| Cadence Bank | AL, AR, FL, GA, LA, MO, MS, TN, TX | $400 | 11/30/2025 | Review |
| Central Bank | CO, IL, KS, MO, OK | $500 | 07/31/2025 | Review |
| Central National Bank | OK | $250 | 12/31/2025 | Review |
| Central Pacific Bank | HI | $1200 | 10/31/2025 | Review |
| CIBM Bank | IL, IN, WI | $600 | 03/31/2026 | Review |
| Citi | Nationwide | Up to $2000 | 04/06/2026 | Review |
| Citizens Bank | CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL | $750 | 08/31/2025 | Review |
| Community Financial Credit Union | MI | $750 | None | Review |
| Community First Credit Union | FL | $200 | None | Review |
| Consumers Credit Union | MI | $200 | None | Review |
| Dedham Savings Bank | MA | $300 | 12/31/2025 | Review |
| EagleBank | DC, MD, VA | $500 | 02/21/2026 | Review |
| Excite Credit Union | CA, NC | $300 | None | Review |
| F&M Trust | MD, PA | $250 | 12/31/2025 | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Farmers State Bank | IA | $500 | 06/30/2025 | Review |
| Fidelity Bank | PA | $800 | None | Review |
| Firstrust Bank | DE, MD, NJ, PA | 50K Points | 12/31/2025 | Review |
| First Commonwealth Bank | IN, KY, OH, PA, WV | $500 | 03/24/2026 | Review |
| First Federal Bank | FL | $400 | None | Review |
| First Horizon Bank | AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA | $800 | 11/29/2025 | Review |
| First National Bank | PA, OH, MD, DC, VA, NC, SC, WV | $800 | 12/31/2024 | Review |
| First National Bank of Fort Smith | AR, OK | $250 | 12/31/2025 | Review |
| First National Bank of Fort Smith | AR | $250 | 12/31/2025 | Review |
| First Service Bank | AR | $500 | None | Review |
| First South Financial | TN | $1000 | 10/31/2024 | Review |
| First United Credit Union | MI | $100 | None | Review |
| Flagstar Bank | AZ, CA, FL, IN, MI, NJ, NY, OH, WI | $1000 | 11/30/2025 | Review |
| Flagstar Bank | AZ, CA, FL, IN, MI, NJ, NY, OH, WI | $500 | 11/30/2025 | Review |
| Flushing Bank | NJ, NY | $1700 | None | Review |
| FNBO | CO, IA, IL, KS, NE, SD, TX, MO, WI, WY | $250 | 08/15/2025 | Review |
| FNCB Bank | PA | $1100 | None | Review |
| Found Banking | Nationwide | $125 | 12/31/2025 | Review |
| Freedom Federal Credit Union | MD | $100 | None | Review |
| FreeStar Financial Credit Union | MI | $500 | None | Review |
| Fulton Bank | DE, DC, MD, NJ, PA, VA | $500 | 07/15/2026 | Review |
| Hancock Whitney Bank | AL, FL, LA, MS, TX | $200 | 03/31/2026 | Review |
| Hanmi Bank | CA, IL, NJ, NY, TX, VA | $2000 | 12/31/2026 | Review |
| HarborOne Bank | MA, NH, RI | $1000 | 09/30/2025 | Review |
| Hawthorn Bank | MO, KS | $1000 | 03/31/2026 | Review |
| Hudson Valley Federal Credit Union | NY | $1500 | 05/23/2025 | Review |
| Independent Bank | MI, OH | $500 | None | Review |
| Katahdin Trust Company | ME | $500 | None | Review |
| KeyBank | AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA | $500 | 01/16/2026 | Review |
| KeyPoint Credit Union | CA | $500 | None | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $2000 | 03/31/2026 | Review |
| Mercury | Nationwide | $500 | None | Review |
| MidFirst Bank | AZ, OK, TX | $300 | 03/31/2026 | Review |
| MIDFLORIDA Credit Union | FL | $300 | None | Review |
| National Bank of Sallisaw | OK | $250 | 12/31/2025 | Review |
| Newtown Savings Bank | CT | $500 | 12/31/2025 | Review |
| North State Bank | NC | $450 | None | Review |
| North State Bank | NC | $200 | None | Review |
| Old National Bank | IL, IN, KY, MI, WI | $800 | 06/30/2026 | Review |
| Pentucket Bank | MA, NH | $500 | None | Review |
| Pillur | Nationwide | $500 | 09/30/2025 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $1000 | 06/30/2025 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $1000 | 03/31/2026 | Review |
| Primis Bank | Nationwide | $100 | 10/31/2025 | Review |
| Provident Credit Union | CA | $475 | None | Review |
| Red Canoe Credit Union | WA | $250 | None | Review |
| Regent Bank | OK, MO | $2000 | None | Review |
| Republic Bank of Chicago | IL | $2,000 | None | Review |
| Republic Bank | FL, IN, KY, OH & TN | $200 | 12/31/2025 | Review |
| Rize Federal Credit Union | CA, NV | $1,000 | 02/28/2026 | Review |
| S&T Bank | OH, PA | $900 | 09/30/2025 | Review |
| Seacoast Bank | FL | $600 | 12/31/2025 | Review |
| Simmons Bank | AR, IL, KS, MO, OK, TN, TX | $900 | 12/05/2025 | Review |
| SkyOne Federal Credit Union | Nationwide | $50,000 | 12/31/2025 | Review |
| South State Bank | AL, FL, GA, NC, SC, VA | $400 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $100 | None | Review |
| TD Bank | CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT | $500 | 07/31/2025 | Review |
| Technology Credit Union | CA | $100 | None | Review |
| Texas Capital Bank | TX | $600 | 03/31/2025 | Review |
| Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV | $400 | 04/02/2026 | Review |
| Union Savings Bank | CT | $500 | 03/31/2025 | Review |
| Valley First Credit Union | CA | $500 | None | Review |
| Vantage West Credit Union | AZ | $500 | 10/31/2025 | Review |
| Velocity Community Credit Union | FL | $100 | None | Review |
| Walden Savings Bank | NY | $1000 | 12/31/2025 | Review |
| Washington Trust | RI, CT | $250 | None | Review |
| Waterstone Bank | WI | $500 | None | Review |
| Webster Bank | NY, MA, RI, CT | $100 | None | Review |
| Wells Fargo | Nationwide | $825 | 05/05/2026 | Review |
| Wells Fargo | Nationwide | $400 | 05/05/2026 | Review |
| WesBanco | IN, KY, OH, PA, WV | $500 | None | Review |
| Winden | Nationwide | $200 | None | Review |
| Wintrust Bank | IL, FL, IN, WI | $500 | 11/05/2025 | Review |
Bank Bonuses, Offers, Referrals & Promotions
Bank referral bonuses and promotions are available to existing personal checking, personal savings, or business checking account for all major banks across the United States. It’s a great way to earn extra cash bonuses with your current bank account or when you open a new bank account.
Not only will you be getting a bonus, but your friend or family member will benefit with bonus cash referral for them too!
Below, you’ll the most updated list of all bank referral programs both local and nationwide to earn extra bonus rewards for participating in banking referral programs. Feel free to leave your contact/referral information in the comment section so readers can reach out to benefit both parties.
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
