Find the best bank bonuses, promotions, and offers here.
#1 most extensive Bank Bonuses list on the web! We’ve updated our list with the most up to date offers.
We have the best bank deals and offers with the most comprehensive listing of checking, savings, and business accounts.
Our list includes some of the top banks in the nation such as Chase, HSBC Bank, Discover®, Huntington Bank, TD Bank, Wells Fargo, Bank of America, Capital One, Citi®, and many more.
You can find bank bonuses from $100, $200, $300, $400, $500, and up to $1,000+. Readers can open several account types and different banks to earn hundreds and thousands of dollars every year.
Bank account bonuses are categorized into the best personal checking, savings, and business accounts. It’s in alphabetical order for your convenience.
Read all the requirements for each bank bonus. This includes direct deposits, account type, expiration date, hard or soft pull, credit card funding, geographical restrictions, additional bonus requirements, and early closure fee.
Make sure to read all the terms & conditions at the bank’s web page to keep the account fee-free.
Our page is constantly updated daily with the most current offers. Make sure to bookmark this page and visit us often for the latest bank bonuses.
Best Checking Bonuses and Savings Account Offers
Checking account sign-up bonuses and promotions are the most popular account offers from banks.
For most customers, all banks offer all the necessary standard features. Therefore, it really boils down to branch locations and the bonus incentive.
Applying for Checking accounts usually triggers only a Soft credit inquiry that doesn’t affect your credit, unlike with credit cards. Due to this, you can take advantage of promotions from many different banks and make hundreds to thousands of dollars in exchange for your time.
Bank checking account bonuses generally requires a Direct Deposit, while savings account bonuses don’t.
Keep in mind of Direct Deposit requirements when you’re going for accounts with the highest bonuses. Some banks may give you the option to fund your account with a credit card.
If you find a bank bonus not on our list, let us know and earn up to $10 reward. Below are some of my favorite bank bonuses from Chase, HSBC, TD Bank, Huntington, and more.
Chase Business Complete Checking® $500 Bonus
- What you’ll get: Up to $500 bonus
- Eligible account: Chase Business Complete Checking®
- Where it’s available: Nationwide. Apply online or in-branch.
- How to earn it:
- Enter your email address to request an offer code from the offer page. You can open the account online or bring this offer code to your local branch when opening a new account.
- Open a new Chase Business Complete Checking® account.
- Deposit the minimum amount in new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment.
- Earn $500 with a minimum deposit of $10,000 in new money.
- Earn $400 with a minimum deposit of $2,000 in new money
- Complete 5 qualifying transactions* within 90 days of offer enrollment. Your bonus will be deposited within 15 days.
- *Qualifying transactions include debit card purchases, Chase QuickDepositSM, ACH (credits), wires credits and debits, Chase OnlineSM Bill Pay and Chase QuickAccept®. QuickAccept card payments are combined into one daily qualifying transaction.
- After meeting all requirements, the offer amount will be deposited within 15 days.
(Expires 10/15/2026)
HSBC Premier Checking $3,000 Bonus
New clients can earn up to $3,000. Open a Premier checking account and complete qualifying activities.
Your partner for every stage of life.
HSBC offers a unique range of products and privileges that gives you more of the things you care about. Plus, a personal Wealth Relationship Manager to help you reach your goals.
- Wealth: Get access to a variety of investment solutions through HSBC Securities (USA) Inc.
- Investments are Not FDIC Insured; are Not a Deposit or Other Obligation of the Bank; and May Lose Value.
- Health: Enjoy the support of a health and wellness concierge service, plus complimentary membership to 24/7 telemedicine services3 for you and your family.
- Travel: Our credit cards come with a competitive range of rewards and benefits that complement your lifestyle.
- International: Manage your finances around the world, with Premier privileges in select countries, perfect for global lifestyles.
It’s easy. The more you fund, the more you earn.
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
Here’s how the offer works:
Earn a cash bonus1 when you open an HSBC Premier2 checking account and complete qualifying activities.
The $50,000 minimum Qualifying Balance may qualify you for the promotional cash bonus, but HSBC Premier checking account has a $50 monthly maintenance fee4 unless you meet Premier qualification criteria (for example, $100,000 in combined balances).
- Open a Premier checking account by December 31, 2026
- Add your preferred amount of deposits and/or eligible investments within 30 days
- Get $1,000: Deposit or invest $50,000 to $99,999
- Get $1,500: Deposit or invest $100,000 to $249,999
- Get $2,000: Deposit or invest $250,000 to $499,999
- Get $3,000: Deposit or invest $500,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
- If all offer requirements are met, the bonus will be paid within 8 weeks.
Discover what HSBC Premier can offer you:
Discover what Premier gives you access to
- Premier Relationship Savings: Earn our best savings rate with a Premier Relationship Savings2 account for an introductory period4 and thereafter if you qualify.
- HSBC Global Money Transfers: Send money internationally, securely, quickly and fee-free in the mobile app, with our award-winning5 HSBC Global Money Transfers
- Credit cards
- Enjoy a competitive range of rewards and benefits that complement your lifestyle
- Wealth management
- Get a personalized financial plan, global opportunities and a Wealth Relationship Manager for investment support via HSBC Securities (USA) Inc.
(at HSBC)
Chase Private Client $3,000 Bonus
- What you’ll get: $3,000 Bonus
- Eligible account: Chase Private Client
- Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV.
- How to earn it:
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Meet with a Chase Private Client Banker. Open or upgrade to your new Chase Private Client Checking account in branch.
- Transfer your funds. After offer enrollment, you have 45 days to transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts. Your bonus will be determined on day 45.
- Earn $1,000 when you deposit $150,000 – $249,999 OR
- Earn $2,000 when you deposit $250,000 – $499,999 OR
- Earn $3,000 when you deposit $500,000+
- Enjoy the bonus. Maintain your new money for 90 days from offer enrollment – we’ll add the bonus into your account within 40 days.
(Expires 10/14/2026)
Chase Total Checking® $400 Bonus
- What you’ll get: $400 Bonus
- Eligible account: Chase Total Checking®
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
- How to earn it:
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Receive your new checking account bonus within 15 days.
(Expires 10/14/2026)
Chase High School CheckingSM $125 Bonus
- What you’ll get: $125 Bonus
- Eligible account: Chase High School CheckingSM
- Where it’s available: Available nationwide.
- How to earn it:
- The parent/guardian is the co-owner of the account and needs to have an eligible Chase checking account and be present at account opening. Account is subject to approval.
- Open the High School Checking account in branch with your 13-17 year old. To open the account, your teen will need to bring two acceptable forms of ID. You must be present at account opening. Account is subject to approval.
- Your teen needs to complete 5 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include:
- Debit card purchases
- Zelle®
- ACH Credits
- Chase QuickDepositSM
- Online bill payments
- Check your teen’s account for the $125 bonus. The bonus will appear in your teen’s account within 15 days of completing qualifying transactions.
(Expires 10/14/2026)
Chase Secure BankingSM $175 Bonus
- What you’ll get: $175 Bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Available nationwide.
- How to earn it:
- Open a new Chase Secure Banking account online or enter your email address to get your coupon and bring it to a Chase branch to open an account.
- Complete 10 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include:
- Debit card purchases
- Zelle®
- ACH credits
- Chase QuickDepositSM
- Online bill payments
- Your checking account bonus will appear in your account within 15 days after completing the qualifying transactions.
(Expires 10/14/2026)
Bank of America Advantage SafeBalance Banking® Offer
To qualify for the offer:
- New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC
Bank of America Advantage SafeBalance Banking® Benefits
- If you’re looking for simple banking, SafeBalance® provides a straightforward, easy-to-use experience that lets you focus on the basics.
- Banking that helps you stay within your balance.
- Digital banking- no paper check writing available with this account.
- Helps prevent overspending– and no Overdraft Item Fees.
- A great start for students and young adults.
- Opening a personal checking account gives you access to BofA Rewards™ with exclusive benefits like cash back deals on debit card purchases and more.
- Deposit checks from almost anywhere with the Bank of America Mobile Banking app on your smartphone or tablet.
- Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
- 24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
- Digital Banking with the choice to pay using a variety of methods.
- Smart money management tools. Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
(Visit Bank of America to learn more)
Bank of America Advantage Plus Banking® Offer
To qualify for the offer:
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Plus Banking® Benefits
- If you’re looking for flexible banking, Advantage Plus Banking has options and features to help you meet your needs.
- Multiple ways to waive the monthly maintenance fee—including a qualifying direct deposit.
- Pay with a debit card, Mobile and Online banking or paper checks (if purchased).
- Option to enroll in Balance Connect® for overdraft protection.
- Opening a personal checking account gives you access to BofA Rewards™ with exclusive benefits like cash back deals on debit card purchases and more.
- Deposit checks from almost anywhere with the Bank of America Mobile Banking app on your smartphone or tablet.
- Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
- 24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
- Digital Banking with the choice to pay using a variety of methods.
- Smart money management tools. Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
(Visit Bank of America to learn more)
Bank of America Advantage Relationship Banking® Offer
To qualify for the offer:
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Relationship Banking® Benefits
- If you’re looking for comprehensive banking, Advantage Relationship Banking helps you make the most of your banking relationship.
- Digital Banking with the choice to pay using a variety methods.
- Benefits for higher balances, like fee waivers and interest.
- Earn interest on your balance.
- Opening a personal checking account gives you access to BofA Rewards™ with exclusive benefits like cash back deals on debit card purchases and more.
- Option to enroll in Balance Connect® for overdraft protection.
- Deposit checks from almost anywhere with the Bank of America Mobile Banking app on your smartphone or tablet.
- Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
- 24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
- Digital Banking with the choice to pay using a variety of methods.
- Smart money management tools. Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
(Visit Bank of America to learn more)
Truist Checking $500 Bonus
- Learn More
- What you’ll get: $500 Bonus
- Eligible account: Truist One Checking
- Where it’s available: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- How to earn it:
- Open a new Truist One Checking account or Truist Marquee Checking account online, in a branch or by phone from 7/14/26 through 2/2/27 and earn $500 after you complete the following qualifying activities within 120 days of the account opening (the day after your account is opened is considered day 1). All required transactions for qualifying activities must post to the enrolled account within the 120-day qualification period.
- Receive at least two qualifying direct deposits* totaling $2,000 or more AND
- Complete at least 20 qualifying debit card purchases**
- The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met.
- Terms and Conditions: Truist Checking $500 Offer:
- Offer Information: Open a new Truist One Checking account or Truist Marquee Checking account online, in a branch or by phone from 7/14/26 through 2/2/27 and earn $500 after you complete the following qualifying activities within 120 days of the account opening (the day after your account is opened is considered day 1). All required transactions for qualifying activities must post to the enrolled account within the 120-day qualification period.
- Receive at least two qualifying direct deposits* totaling $2,000 or more, AND
- Complete at least 20 qualifying debit card purchases**
- Enrollment in the promotion is required (see Enrollment Instructions). A valid promo code must be applied at account opening to enroll in the promotion and cannot be added after the account is opened. Promo codes are single-use only, should not be shared, and once redeemed, the promo code will no longer be valid.
- *A qualifying direct deposit is an electronic credit (greater than $5.00) deposited into your new checking account via ACH. Person-to-person payments (such as Zelle®), Real Time Payments (RTP), pre-authorized transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
- **Qualifying debit card purchases include any purchase made with a Truist debit card and posted to the new checking account within 120 days of account opening. ATM withdrawals using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.
- Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 7/14/25 are not eligible to participate. Offer valid for Truist One Checking accounts and Truist Marquee Checking accounts only. The new checking account cannot be changed to an account type not included in this client offer. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer is available only to U.S. residents with a valid U.S. taxpayer identification number. The client must have a physical address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
- Reward Processing: The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met. The Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient. Reward forfeiture will occur if at the time of attempted payout the new checking account: (1) has a $0.00 or negative current balance or (2) is restricted or closed. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account.
- Other Terms: The minimum opening deposit for Truist One Checking is $50. The minimum opening deposit for Truist Marquee Checking is $100. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. For Truist Marquee Checking, the Annual Percentage Yield (APY) is 0.01% for all balances $0.01 and above. The APY is accurate as of 7/14/26 and subject to change at any time, including after account opening. Fees may reduce earnings. All standard account terms and conditions apply.
- Enrollment Instructions: Online: A valid promo code must be entered in the promo code field during account opening and the offer must be accepted when presented. By Phone or In Person: Request enrollment in the promotion using a valid promo code during account opening. Once enrolled in the promotion, progress updates are available through Truist Online and Mobile Banking or by calling 800-423-0948.
- Version 2 06032026
Truist Bank, Member FDIC. ©2026, Truist Financial Corporation. Truist, Truist Purple and the Truist Logo are service marks of Truist Financial Corporation.
Wells Fargo $325 Checking Bonus
- What you’ll get: $325 Bonus
- Eligible account: Everyday Checking
- Where it’s available: Nationwide
- How to earn it:
- Open a new, eligible checking account with your bonus code.
- Deposit. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
- Enjoy $325. Your bonus will be deposited into your new checking account within 30 days of meeting offer requirements.
Capital One $250 Checking Bonus
- What you’ll get: $250 Bonus
- Eligible account: 360 Checking
- Where it’s available: Nationwide
- How to earn it:
- Open 360 Checking. Open a new account with promo code CHECKING250.
- Get direct deposits. Set up and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening.
- Bonus time. Your $250 will be deposited into your new account after you complete these steps.
U.S. Bank $450 Checking Bonus
- What you’ll get: Up to $450 bonus
- Eligible account: U.S. Bank Smartly® Checking Account
- Where it’s available: Nationwide
- How to earn it:
- Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through November 10, 2026. Member FDIC.
- Earn up to $450 with a new Bank Smartly Checking account.
- Within 90 days of opening your account, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits that total:
- Between $2,000 and $4,999.99 to earn $250.
- Between $5,000 and $7,999.99 to earn $350.
- $8,000 or more to earn $450.
- Get started with an initial deposit of $25 within 60 days. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
(Expires 11/10/2026)
KeyBank $500 Checking Bonus
What you’ll get: $500 bonus- Eligible accounts: Key Select Checking®
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Earn $500 after qualified activities until 12/11/26 with Key Select Checking®.
- Open a Key Select Checking® account online by December 11, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
(Expires 12/11/2026)
KeyBank $300 Checking Bonus
- What you’ll get: $300 bonus
- Eligible accounts: Key Smart Checking®
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Earn $300 after qualified activities until 12/11/26 with the no-monthly-maintenance-fee Key Smart Checking®.
- Open a Key Smart Checking® account online by December 11, 2026.
- Make the minimum opening deposit of $10 and a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
(Expires 12/11/2026)
Bank of America Business Advantage Checking Bonus Offer
When you open a new Bank of America Business Advantage checking account and complete the eligible requirements, you’ll have the opportunity to earn a $400 or $750 cash bonus offer. See offer page for more details.
How To Earn The Bonus
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into that new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
- $5,000 Balance Requirement: $400 Cash Bonus Tier
- $15,000 Balance Requirement: $750 Cash Bonus Tier
- Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
(Visit Bank of America to learn more)
SoFi Bank Checking & Savings $425 Bonuses + Up to 3.80% APY
Earn more on your money with up to 3.80% APY and a $425 bonus when you direct deposit into a SoFi Checking and Savings account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $425 Bonus + up to 3.80% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- For a limited time, get $25 when you sign up for a SoFi Checking & Savings account and deposit at least $10.
- Set up eligible direct deposit of at least $1,000 to earn $50 or $400 and a 0.70% APY boost on savings. Terms apply.
(Learn more at SoFi)
| Total Qualifying Direct Deposit Amount | Cash Bonus |
| $1.00 – $999.99 | $0 |
| $1,000.00 – $4,999.99 | $50 |
| $5,000 or more | $400 |
Huntington Unlimited Plus Business Checking $1,000 Bonus
What you’ll get: $1,000 bonus- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
(Expires 10/14/2026)
Huntington Unlimited Business Checking $400 Bonus
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 10/14/2026)
Chime Checking $100 Bonus
- What you’ll get: $100 bonus
- Eligible account: Chime Account
- Where it’s available: Online. Nationwide.
- How to earn it:
- Open a new Chime bank account using a referral link
- Make a direct deposit of $200 or more within 45 days of opening your account.
- The $100 bonus posts to your Chime account within 2 business days of meeting the requirements, but typically posts instantly once the requirements are met.
(Limited time offer)
What You Must Know About Bank Bonuses
We manually update this list every day to keep it up to date with the latest promotions, bonuses, and offers.
However, some offers do end prematurely.
Additionally, we may have left out details or need to update a post entirely.
Thus, you should always confirm the existence of an offer.
Finally, if you have information about an offer that may have expired feel free to leave a comment below letting us know.
We would like to emphasis that while these bonuses may seem attractive, some banks have terms and fees that may take value away from the offer.
The truth is that these bonus offers are meant to attract long-term customers to the bank.
More often than not you will lose the bonus if you close the account too soon.
Like we mentioned previously sometimes offers get removed prematurely.
Thus, you should always save a copy of the offer to prove you qualify for the bonus.
Furthermore, some offers even suggest or require you to bring a copy of the offer when you open an account.
Most banks are soft-pulls and will not lower your credit temporarily.
However, there are some banks and credit unions that are hard-pulls and will lower your credit score.
Check out our updated list of Soft-Pull and Hard-Pull entities. However, we do suggest you contact a customer service representative to confirm whether the credit pull is soft or hard.
Finally, feel free to share this information with us as well.
We give credit to our loyal readers who constantly keep us updated on the latest and hottest promotions available.
We even pay them for referring bonuses to us. However, we only accept bonuses that we deem worthwhile to promote to our readers.
Whether it is a credit union, local bank, or even an online bank; we can proudly say that you will always find the best and most updated list of bank promotions here.
You may have noticed that some reviews have expired promotions at the bottom.
However, from time to time these offers do return.
Additionally, it will give you an idea of what kind of offers were once available at the bank or credit union.
Featured Bank Bonuses & Promotions
These bank bonuses and promotions are our most highly regarded offers. Click on the bank name for the promotion learn all the terms.
| Bank or Credit Union | Bonus | Expiration | Review |
|---|---|---|---|
| HSBC Premier Checking Member FDIC | Up to $5,000 | 08/31/2026 | Review |
| U.S. Bank Smartly® Checking | Up to $450 | 11/10/2026 | Review |
| Chase Business Complete Checking® | $500 | 10/15/2026 | Review |
| Chase Private Client | $3,000 | 10/14/2026 | Review |
| Chase Total Checking® | $400 | 10/14/2026 | Review |
| KeyBank Key Smart Checking® | $300 or $500 | 12/11/2026 | Review |
| Chase High School CheckingSM | $125 | 10/14/2026 | Review |
| Chase Secure BankingSM | $175 | 10/14/2026 | Review |
| Bank of America Checking | $500 | 09/30/2026 | Review |
| Bank of America Business Checking | $200 | 12/31/2026 | Review |
| SoFi Checking and Savings Account | $425 | 12/31/2026 | Review |
| Huntington Unlimited Plus Business Checking | $1,000 | 10/14/2026 | Review |
| Huntington Unlimited Business Checking | $400 | 10/14/2026 | Review |
| Chime Checking | $100 | None | Review |
Bank Bonuses from A-G
This list contains bank bonuses in alphabetical order. See all the bank offers near you and nationwide.
Bank Bonuses from H-R
Bank Bonuses from S-Z
Business Bank Bonuses & Promotions
For small business owner looking to open a business checking account, we have compile a list of best business bank bonuses & promotions down below. You will find the most extensive list of business checking account promotions on the web!
In order to open a business checking account, you must have an EIN along with a Doing Business As (DBA) letter from the State or IRS. Having a business checking account provides effective cash management and simplifies tax preparation for small business owners.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $500 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Axos Bank Basic Business Checking | $200 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $75 Cash | Review |
| Bank | State(s) | Bonus | Expiration | Review |
|---|---|---|---|---|
| 2UFi | Select States | $500 | 08/31/2026 | Review |
| Achieva Credit Union | FL | $100 | None | Review |
| ACNB Bank | PA | $2,000 | None | Review |
| Advantis Credit Union | OR, WA | $100 | None | Review |
| Air Academy Credit Union | CO | $1,000 | None | Review |
| Altra Federal Credit Union | CO, MN, NJ, TN, TX, WI | $250 | None | Review |
| American Bank & Trust | SD, MN | $100 | None | Review |
| American Express | Nationwide | 30K Points | None | Review |
| Arc | Nationwide | $500 | None | Review |
| Ascend Bank | CT | $450 | 06/28/2026 | Review |
| Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $750 | 09/30/2026 | Review |
| Ballston Spa National Bank | NY | $240 | None | Review |
| Ballston Spa National Bank | NY | $100 | None | Review |
| BankPlus | AL, LA, MS | $110 | None | Review |
| Bank of Colorado | AZ, CO | $500 | 08/31/2026 | Review |
| Banner Bank | CA, ID, OR, WA | $1000 | 03/31/2026 | Review |
| Bar Harbor Bank & Trust | ME, NH, VT | $400 | 02/28/2026 | Review |
| Baselane Banking | Nationwide | $500 | None | Review |
| BayFirst National Bank | FL | $500 | 09/30/2025 | Review |
| Bell Bank | AZ, MN, ND | $500 | 09/30/2026 | Review |
| Blue Foundry Bank | Nationwide | $1,000 | None | Review |
| BMO | AZ, FL, IL, IN, KS, MO, MN, WI | $1500 | 02/01/2027 | Review |
| BOK Financial | CO | $1500 | 06/30/2026 | Review |
| Brightstar Credit Union | FL | $100 | None | Review |
| Broadway Bank | TX | $1000 | None | Review |
| Broadway Bank | TX | $400 | None | Review |
| Byline Bank | IL | $600 | 02/12/2026 | Review |
| Capital One | Nationwide | $500 | 09/05/2025 | Review |
| Cadence Bank | AL, AR, FL, GA, LA, MO, MS, TN, TX | $400 | 11/30/2025 | Review |
| Cape & Coast Bank | MA | $250 | 12/31/2026 | Review |
| Central Bank | CO, IL, KS, MO, OK | $500 | 11/30/2026 | Review |
| Central National Bank | OK | $250 | 12/31/2025 | Review |
| Central Pacific Bank | HI | $1200 | 10/31/2025 | Review |
| CIBM Bank | IL, IN, WI | $600 | 03/31/2026 | Review |
| Citi | Nationwide | Up to $2000 | 04/06/2026 | Review |
| Citizens Bank | CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL | $1500 | 11/30/2026 | Review |
| Community Financial Credit Union | MI | $750 | None | Review |
| Community First Credit Union | FL | $200 | None | Review |
| Connex Credit Union | CT | $350 | 05/31/2026 | Review |
| Consumers Credit Union | MI | $200 | None | Review |
| Dedham Savings Bank | MA | $300 | 12/31/2025 | Review |
| EagleBank | DC, MD, VA | $500 | 02/21/2026 | Review |
| Equity Bank | AR, KS, OK, MO | $1000 | 09/30/2026 | Review |
| Excite Credit Union | CA, NC | $300 | None | Review |
| F&M Trust | MD, PA | $250 | 12/31/2025 | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Farm Bureau Bank | TX, NV | $250 | None | Review |
| Farmers State Bank | IA | $500 | 06/30/2025 | Review |
| Fidelity Bank | PA | $800 | None | Review |
| Firstrust Bank | DE, MD, NJ, PA | 50K Points | 12/31/2025 | Review |
| First Commonwealth Bank | IN, KY, OH, PA, WV | $500 | 05/26/2026 | Review |
| First Federal Bank | FL | $400 | None | Review |
| First Horizon Bank | AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA | $800 | 11/29/2025 | Review |
| First Merchants Bank | IN, IL, OH, MI | $750 | 12/31/2026 | Review |
| First National Bank | PA, OH, MD, DC, VA, NC, SC, WV | $800 | 12/31/2024 | Review |
| First National Bank of Fort Smith | AR, OK | $250 | 12/31/2025 | Review |
| First National Bank of Fort Smith | AR | $250 | 12/31/2025 | Review |
| First Service Bank | AR | $500 | None | Review |
| First South Financial | TN | $1000 | 10/31/2024 | Review |
| First United Credit Union | MI | $100 | None | Review |
| Flagstar Bank | AZ, CA, FL, IN, MI, NJ, NY, OH, WI | $1000 | 11/30/2025 | Review |
| Flagstar Bank | AZ, CA, FL, IN, MI, NJ, NY, OH, WI | $500 | 11/30/2025 | Review |
| Flushing Bank | NJ, NY | $1700 | None | Review |
| FNBO | CO, IA, IL, KS, NE, SD, TX, MO, WI, WY | $250 | 12/31/2026 | Review |
| FNCB Bank | PA | $1100 | None | Review |
| Found Banking | Nationwide | $125 | 12/31/2025 | Review |
| Freedom Federal Credit Union | MD | $100 | None | Review |
| FreeStar Financial Credit Union | MI | $500 | None | Review |
| Fulton Bank | DE, DC, MD, NJ, PA, VA | $500 | 12/31/2026 | Review |
| Hancock Whitney Bank | AL, FL, LA, MS, TX | $1250 | 02/28/2027 | Review |
| Hanmi Bank | CA, IL, NJ, NY, TX, VA | $2000 | 12/31/2026 | Review |
| HarborOne Bank | MA, NH, RI | $1000 | 09/30/2025 | Review |
| Hawthorn Bank | MO, KS | $1000 | 03/31/2026 | Review |
| Hudson Valley Federal Credit Union | NY | $1500 | 05/23/2025 | Review |
| Independent Bank | MI, OH | $500 | None | Review |
| Katahdin Trust Company | ME | $500 | None | Review |
| KeyBank | AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA | $1000 | 11/06/2026 | Review |
| KeyBank | AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA | $500 | 12/18/2026 | Review |
| KeyPoint Credit Union | CA | $500 | None | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $2000 | 09/30/2026 | Review |
| Mercury | Nationwide | $500 | None | Review |
| MidFirst Bank | AZ, OK, TX | $300 | 03/31/2026 | Review |
| MIDFLORIDA Credit Union | FL | $300 | None | Review |
| National Bank of Sallisaw | OK | $250 | 12/31/2025 | Review |
| Newtown Savings Bank | CT | $500 | 12/31/2025 | Review |
| North State Bank | NC | $450 | None | Review |
| North State Bank | NC | $200 | None | Review |
| Old National Bank | IL, IN, KY, MI, WI | $800 | 06/30/2026 | Review |
| Pentucket Bank | MA, NH | $500 | None | Review |
| Pillur | Nationwide | $500 | 09/30/2025 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $1000 | 06/30/2025 | Review |
| PNC Bank | AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV | $1000 | 03/31/2026 | Review |
| Primis Bank | Nationwide | $100 | 10/31/2025 | Review |
| Pinnacle Bank | NM | $500 | 05/31/2026 | Review |
| Pinnacle Bank | AZ | $500 | 05/31/2026 | Review |
| Provident Credit Union | CA | $475 | None | Review |
| Red Canoe Credit Union | WA | $250 | None | Review |
| Regent Bank | OK, MO | $2000 | None | Review |
| Republic Bank of Chicago | IL | $2,000 | None | Review |
| Republic Bank | FL, IN, KY, OH & TN | $200 | 12/31/2025 | Review |
| Rize Federal Credit Union | CA, NV | $1,000 | 02/28/2026 | Review |
| S&T Bank | OH, PA | $900 | 09/30/2025 | Review |
| Seacoast Bank | FL | $600 | 12/31/2025 | Review |
| SECU | MD | $350 | 12/31/2026 | Review |
| Security National Bank | IA, SD | $500 | 12/31/2026 | Review |
| Simmons Bank | AR, IL, KS, MO, OK, TN, TX | $900 | 08/15/2026 | Review |
| SkyOne Federal Credit Union | Nationwide | $50,000 | 12/31/2025 | Review |
| South State Bank | AL, FL, GA, NC, SC, VA | $1000 | 09/30/2026 | Review |
| TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
| TBK Bank | CO, IA, IL, KS & TX | $100 | None | Review |
| TD Bank | CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT | $500 | 07/31/2025 | Review |
| Technology Credit Union | CA | $100 | None | Review |
| Texas Capital Bank | TX | $600 | 03/31/2025 | Review |
| Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV | $400 | 04/02/2026 | Review |
| Union Savings Bank | CT | $506 | 03/31/2026 | Review |
| Valley First Credit Union | CA | $500 | None | Review |
| Vantage West Credit Union | AZ | $500 | 10/31/2025 | Review |
| Velocity Community Credit Union | FL | $100 | None | Review |
| Walden Savings Bank | NY | $1000 | 12/31/2025 | Review |
| Washington Trust | RI, CT | $250 | None | Review |
| Waterstone Bank | WI | $500 | None | Review |
| Webster Bank | NY, MA, RI, CT | $100 | None | Review |
| Wells Fargo | Nationwide | $825 | 09/08/2026 | Review |
| WesBanco | IN, KY, OH, PA, WV | $500 | None | Review |
| Winden | Nationwide | $200 | None | Review |
| Wintrust Bank | IL, FL, IN, WI | $500 | 11/05/2025 | Review |
Bank Bonuses, Offers, Referrals & Promotions
Bank referral bonuses and promotions are available to existing personal checking, personal savings, or business checking account for all major banks across the United States. It’s a great way to earn extra cash bonuses with your current bank account or when you open a new bank account.
Not only will you be getting a bonus, but your friend or family member will benefit with bonus cash referral for them too!
Below, you’ll the most updated list of all bank referral programs both local and nationwide to earn extra bonus rewards for participating in banking referral programs. Feel free to leave your contact/referral information in the comment section so readers can reach out to benefit both parties.
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
